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91. 发明申请

WO2006073667A2 INSERTION MACHINE JOB SCHEDULING SYSTEMS AND METHODS 审中-公开
标题翻译：插入式机器作业调度系统和方法
公开(公告)号：WO2006073667A2
公开(公告)日：2006-07-13
申请号：PCT/US2005/044444
申请日：2005-12-07
申请人： FIRST DATA CORPORATION , MARSHALL, Todd, H. , SMITH, Scott, J. , NOWLIN, Jeffrey, G. , GREENE, Jay, E.
发明人： MARSHALL, Todd, H. , SMITH, Scott, J. , NOWLIN, Jeffrey, G. , GREENE, Jay, E.
IPC分类号： G06F7/00
CPC分类号： B43M3/04 , G06Q10/06 , G06Q10/0631 , G06Q10/06312 , G06Q10/0633
摘要： Systems and methods are disclosed for scheduling jobs to insertion machines. In one embodiment, the system comprises a communications interface to receive an insertion machine job and a data store to store the insertion machine job and setup information for a plurality of insertion machines, the setup information including job configuration information for jobs scheduled to the insertion machines. Logic is communicatively coupled with the data store and is configured to evaluate each of the insertion machines based at least in part on the setup information and one or more criteria associated with the insertion machine job, to select one of the insertion machines based on the evaluation, and to schedule the insertion machine job to the selected insertion machine.
摘要翻译：公开了用于将作业调度到插入机的系统和方法。在一个实施例中，系统包括用于接收插入机作业的通信接口和用于存储多个插入机的插入机作业和设置信息的数据存储器，所述设置信息包括针对插入机器调度的作业的作业配置信息。逻辑与数据存储器通信地耦合并且被配置为至少部分地基于设置信息和与插入机器作业相关联的一个或多个标准来评估每个插入机，以基于评估来选择插入机器之一，并将插入机作业调度到所选插入机。

92. 发明申请

WO2006062821A2 LOYALTY PROGRAM ENROLLMENT SYSTEMS AND METHODS 审中-公开
标题翻译： LOYALTY程序注入系统和方法
公开(公告)号：WO2006062821A2
公开(公告)日：2006-06-15
申请号：PCT/US2005/043643
申请日：2005-12-02
申请人： FIRST DATA CORPORATION , SCILLIERI, Anthony , MICHELSEN, Michael, J. , HAFER, Michael
发明人： MICHELSEN, Michael, J. , HAFER, Michael
IPC分类号： G06F17/00 , G07G1/14
CPC分类号： G06Q30/02 , G06Q20/387 , G06Q30/0226 , G06Q30/0236 , G07G1/14
摘要： Systems and methods are disclosed for enrolling customers in loyalty programs. In one embodiment, the method comprises receiving, at a loyalty program host, transaction information for a transaction initiated by a customer and determining whether the transaction information includes a customer loyalty number associated with a loyalty program. If the transaction information does not include the customer loyalty number, a loyalty enrollment process is initiated to automatically enroll the customer in the loyalty program.
摘要翻译：公开了系统和方法，用于向客户注册忠诚度计划。在一个实施例中，该方法包括在忠诚程序主机处接收由客户发起的交易的交易信息，并确定交易信息是否包括与忠诚度计划相关联的客户忠诚度号码。如果交易信息不包括客户忠诚度号码，则启动忠诚度注册过程以自动将客户注册到忠诚度计划中。

93. 发明申请

WO2006036710A3 WIRELESS NETWORK ACCESS PREPAYMENT SYSTEMS AND METHODS 审中-公开
公开(公告)号：WO2006036710A3
公开(公告)日：2006-04-06
申请号：PCT/US2005/033882
申请日：2005-09-13
申请人： FIRST DATA CORPORATION , CRAWFORD, Erik S. , SAYOR, Thomas, B. , ALGIENE, Kenneth
发明人： CRAWFORD, Erik S. , SAYOR, Thomas, B. , ALGIENE, Kenneth
IPC分类号： G06Q30/00 , H04L9/00
摘要： A method of providing network access includes entering network access information into a merchant device (106) at a merchant location (107). The information relates to a request from a customer to obtain network access. The method also includes causing the information to be transmitted to a host computer system (102) from the merchant device (106), receiving a payment from the customer, receiving activation confirmation from the host computer system (102) at the merchant device (106), and providing a presentation instrument to the customer. The presentation instrument may be used by the customer to obtain network access. The method further includes using the presentation instrument to settle a transaction with the customer for merchandise.

94. 发明申请

WO2006033692A2 SHEET PROCESSING SYSTEMS AND METHODS 审中-公开
标题翻译：表格处理系统和方法
公开(公告)号：WO2006033692A2
公开(公告)日：2006-03-30
申请号：PCT/US2005/023157
申请日：2005-06-29
申请人： FIRST DATA CORPORATION , GREENE, Jay, E. , NOWLIN, Jeffrey, G. , CASTO, Fred, C. , SMITH, Scott, J. , WALPUS, Timothy, J. , WILSON, Mark, J.
发明人： GREENE, Jay, E. , NOWLIN, Jeffrey, G. , CASTO, Fred, C. , SMITH, Scott, J. , WALPUS, Timothy, J. , WILSON, Mark, J.
IPC分类号： B42B2/00
CPC分类号： B42D5/02 , B43M3/04 , B65H1/04 , B65H3/0816 , B65H3/443 , B65H20/20 , B65H39/16 , B65H2220/02 , B65H2301/4311 , B65H2301/44512 , B65H2405/332 , B65H2511/40 , B65H2511/512 , B65H2511/52 , B65H2701/1912 , B65H2801/78 , B65H2220/03 , B65H2220/01
摘要： Systems and methods for processing sheets, statements, and/or inserts prior to mailing are provided. One sheet processing system includes a receiver adapted to receive first and second sheets to be processed. The first sheet originates from a stack of first sheets or a continuous form sheet, and the second sheet originates from a stack of second sheets or a continuous form sheet. The system includes a first read head adapted to read a first identifier from the first sheet, and a second read head adapted to read a second identifier from the second sheet. A circuit coupled to the first and second read heads is adapted to compare the first and second identifiers to determine whether a match exists. In this manner, the sheet processing system is able to confirm that the first and second sheets are both intended to be sent to the same customer.
摘要翻译：提供了在邮寄之前处理工作表，报表和/或插入件的系统和方法。一片处理系统包括适于接收要处理的第一和第二片的接收器。第一片材来自一堆第一片或连续片状片，第二片源自第二片或连续片的一叠。该系统包括适于从第一片材读取第一标识符的第一读取头和适于从第二片材读取第二标识符的第二读取头。耦合到第一和第二读取头的电路适于比较第一和第二标识符以确定是否存在匹配。以这种方式，片材处理系统能够确认第一和第二片材都打算发送给同一顾客。

95. 发明申请

WO2006025954A2 MINI CARD READER SYSTEMS AND METHODS 审中-公开
标题翻译：微卡读卡器系统和方法
公开(公告)号：WO2006025954A2
公开(公告)日：2006-03-09
申请号：PCT/US2005/025291
申请日：2005-07-14
申请人： FIRST DATA CORPORATION , ISON, Eric , CAILLIER, Robert, L.
发明人： ISON, Eric , CAILLIER, Robert, L.
IPC分类号： G06K7/06
CPC分类号： G06K7/087
摘要： Improved card reader systems and methods are provided which are capable of processing miniature cards as well as larger cards. In one embodiment, the card reader system includes a means for sensing the presence of a scoring of a card at a specified card location. The system includes a read head adapted to read a magnetic stripe disposed on the card, and a circuit coupled to both the sensing means and the read head. The circuit is adapted to receive input from the sensing means, to determine whether the card is a first size or a second size based on the received input, and to enable the read head to read the entire magstripe when the card is the first size and to read a portion of the magstripe when the card is the second size. In this manner, by providing an improved sensing device with card reader systems, the operation of the read head may be controlled so that it is not fooled into believing more cards exist than are truly passing by the read heads. The first card size may be a CR80 card, and the second card size may be a scored CR80 card containing a mini card.
摘要翻译：提供了改进的读卡器系统和方法，其能够处理微型卡以及更大的卡。在一个实施例中，读卡器系统包括用于感测在指定的卡位置处存在卡的记分的装置。该系统包括适于读取设置在卡上的磁条的读取头和耦合到感测装置和读取头的电路。电路适于从感测装置接收输入，以基于接收到的输入来确定卡是否是第一尺寸或第二尺寸，并且当卡是第一尺寸时使得读头能够读取整个磁条，当卡片是第二尺寸时读取磁条的一部分。以这种方式，通过提供具有读卡器系统的改进的感测装置，可以控制读取头的操作，使得它不被认为相比存在比真实通过读取头的更多的卡。第一张卡片尺寸可能是CR80卡，第二张卡片尺寸可能是一张含有迷你卡片的CR80卡片。

96. 发明申请

WO2005094442A3 TRANSACTION SYSTEM WITH SPECIAL HANDLING OF MICROPAYMENT TRANSACTION REQUESTS 审中-公开
公开(公告)号：WO2005094442A3
公开(公告)日：2005-10-13
申请号：PCT/US2005/009008
申请日：2005-03-18
申请人： FIRST DATA CORPORATION , GANDRE, Thomas, R. , RUPPE, Daniel, J.
发明人： GANDRE, Thomas, R. , RUPPE, Daniel, J.
IPC分类号： G06Q30/00 , G06Q40/00 , G06Q90/00
摘要： A debit-type merchant transaction is conducted and the merchant transactions are automatically routed to customer accounts for payment of the merchant transactions. A user presents a form of account identification to an electronic transaction device to initiate a transaction. The account identification includes a customer account number. Each customer account is associated with a respective cared issuer. At least some of the card issuers have for selected customers a debit account and a stored value account associated with the same customer account number. To perform a transaction, a customer inputs a transaction amount. A table is provided that includes a plurality of merchant categories and transaction threshold amounts for each merchant category. The merchant category is obtained for each initiated transaction. The inputted transaction amount is compared to the transaction threshold associated with the merchant. The user is required to enter the secret code for the selected transaction if the inputted transaction amount exceeds the transaction threshold amount associated with the merchant. A routing engine is provided that has individually specified routing rules for each of a plurality of different card issuers. The rules define when a transaction should be routed to the debit account and when a transaction should be routed to the stored value account. The routing rules are applied to the transaction and the transaction is routed to either the debit account or the stored value account.

97. 发明申请

WO2005091814A3 METHOD AND SYSTEM FOR PROCESSING ELECTRONIC PAYMENT TRANSACTIONS 审中-公开
公开(公告)号：WO2005091814A3
公开(公告)日：2005-10-06
申请号：PCT/US2005/004738
申请日：2005-02-15
申请人： FIRST DATA CORPORATION , SANCHEZ, Douglas, J. , NGUYEN, Trung , PALERMO, Michael
发明人： SANCHEZ, Douglas, J. , NGUYEN, Trung , PALERMO, Michael
IPC分类号： G06Q40/00
摘要： Systems and methods are provided for processing transactions, and more specifically for receiving, processing and transmitting electronic payment transaction information. The system and method accesses a transaction software engine (111) that effectuates the authorization of electronic payment requests and the settlement of authorized electronic payments. The transaction software engine (111), in accordance with an embodiment of the invention, resides at a merchant's site (100) and more specifically within the merchant's server (110) or computer which is in communication with one or more network terminals. With such a system, authorization requests may be sent by a terminal as each transaction occurs. Batches of settlement requests are processed after a predetermined time, although the transactions are processed on a transaction-by-transaction basis. In addition, the software engine enables the transmission of data over the Internet (120). As a result, the amount of time to process payment authorization and settlement is reduced as compared with the exclusive use of traditional telephone lines. Moreover, the transaction software engine is capable of accepting data of varying formats and reencoding such data so that it can be processed by the transaction software engine (111). As a result, the transaction software engine (111) can process data that is received from and sent to a variety of terminals as well as data that is sent to and received from a variety of data transaction providers host (142).

98. 发明申请

WO2005065156A2 GLOBAL POSITIONING SYSTEM TO MANAGE RISK FOR POS TERMINAL 审中-公开
标题翻译：全球定位系统管理POS终端的风险
公开(公告)号：WO2005065156A2
公开(公告)日：2005-07-21
申请号：PCT/US2004/041647
申请日：2004-12-14
申请人： FIRST DATA CORPORATION , WILLIAMS, Charles
发明人： WILLIAMS, Charles
摘要： The present teachings describe a system for processing financial transactions (100). In one embodiment, the system includes a remote terminal (104) adapted to identify the location of financial transactions via global positioning system (GPS) information such that the remote terminal (104) acquires transaction information from a user and transmits a first signal indicative of transaction information and GPS information. In addition, the system (100) includes an authorizing host adapted (108) to receive the first signal transmitted by the remote terminal (104) such that the authorizing host (108) evaluates the risk associated with financial transactions based, at least in part, on the GPS information so as to determine whether to accept or decline the financial transaction. The present teachings further describe devices and methods of acquiring GPS information for the purpose of managing risk for financial transactions.
摘要翻译：本教导描述了用于处理金融交易的系统（100）。在一个实施例中，系统包括适于经由全球定位系统（GPS）信息识别金融交易的位置的远程终端（104），使得远程终端（104）从用户获取交易信息，并发送指示交易信息和GPS信息。另外，系统（100）还包括授权主机（108），用于接收远程终端（104）发送的第一信号，使得授权主机（108）至少部分地评估与金融交易相关的风险，关于GPS信息，以确定是否接受或拒绝金融交易。本教导进一步描述了为了管理金融交易的风险而获取GPS信息的装置和方法。

99. 发明申请

WO2005052843A2 AUTOMATED PREPARATION OF RADIO-FREQUENCY DEVICES FOR DISTRIBUTION 审中-公开
标题翻译：用于分配的无线电频率设备的自动准备
公开(公告)号：WO2005052843A2
公开(公告)日：2005-06-09
申请号：PCT/US2004/036749
申请日：2004-11-03
申请人： FIRST DATA CORPORATION , CASTO, Fred, C. , SMITH, Scott, J. , NOWLIN, Jeffry, G. , CHRISTENSEN, John , GREENE, Jay, E. , WALPUS, Timothy, J. , DEWAN, Sunil
发明人： CASTO, Fred, C. , SMITH, Scott, J. , NOWLIN, Jeffry, G. , CHRISTENSEN, John , GREENE, Jay, E. , WALPUS, Timothy, J. , DEWAN, Sunil
IPC分类号： G06K
CPC分类号： G06K19/07716 , G07B17/00508 , G07B2017/00629
摘要： RF devices are received that include embedded radio-frequency transponders. Each RF device is moved sequentially to stations of a preparation device. At one station, an RF identification code assigned to the RF device is encoded. A recipient of the RF device is identified. At another station, a package containing the RF device is labeled with a mailing address for the recipient
摘要翻译：接收包括嵌入式射频转发器的RF设备。每个RF设备被顺序移动到准备设备的站。在一个站处，分配给RF设备的RF标识码被编码。识别RF设备的接收者。在另一个电台，包含RF设备的包裹标有收件人的邮寄地址

100. 发明申请

WO2005050349A2 BULK CARD ORDERING SYSTEM AND METHODS 审中-公开
标题翻译：批量卡订购系统和方法
公开(公告)号：WO2005050349A2
公开(公告)日：2005-06-02
申请号：PCT/US2004/035905
申请日：2004-10-27
申请人： FIRST DATA CORPORATION , MORRISON, Kevin , NUZUM, Todd, Raymond , PRESSER, Douglas, William , KILLION, John
发明人： MORRISON, Kevin , NUZUM, Todd, Raymond , PRESSER, Douglas, William , KILLION, John
IPC分类号： G06F
CPC分类号： G06Q30/06 , G06Q10/087 , G06Q30/0601
摘要： A method for ordering a plurality of presentation instruments in a single order includes receiving at a host computer system a request from a purchaser to order the plurality of presentation instruments. The method also includes sending one or more files that are executable by a computer of the purchaser to produce one or more corresponding display screens programmed to collect purchase information relating to the plurality of presentation instruments. The method further includes receiving at the host computer system the purchase information from the purchaser. The purchase information includes a recipient information file. The method also includes delivering the presentation instruments in accordance with the purchase information.
摘要翻译：用于以单一顺序订购多个演示文书的方法包括在主计算机系统处接收来自购买者的用以订购多个演示文书的请求。该方法还包括发送可由购买者的计算机执行的一个或多个文件以产生被编程为收集与多个演示文书有关的购买信息的一个或多个对应的显示屏幕。该方法还包括在主计算机系统处接收来自购买者的购买信息。购买信息包括收件人信息文件。该方法还包括根据购买信息交付演示文书。

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