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    • 2. 发明申请
    • AN INSURANCE PRODUCT, RATING AND CREDIT ENHANCEMENT SYSTEM AND METHOD FOR INSURING PROJECT SAVINGS
    • 保险产品,评级和信用增值系统和保险项目保存方法
    • WO2014145466A1
    • 2014-09-18
    • PCT/US2014/030236
    • 2014-03-17
    • JONES, Richard B.BARATS, Gregory M.
    • JONES, Richard B.BARATS, Gregory M.
    • G06Q40/08
    • G06Q40/08G06Q10/10Y04S10/58
    • In the present invention, an insurance product, rating system and method generally relates to a rating and pricing system for quantifying the risk that the annual savings will not fall below specified levels associated with implementing and maintaining economic improvements. Disclosed embodiments involve a credit enhancement system and method relating to the manner in which insuring a project savings floor (i.e., a minimum level of return on investment for a given improvement project) can be realized in a better credit rating for bonds or loans associated with the improvement project. The product, system and method can be applied to various industries, including, power generation, petro-chemical, manufacturing and refining facilities. Various embodiments disclosed herein relate to a system and method for establishing a rating system to determine the impact on an insured's credit risk.
    • 在本发明中,保险产品,评级系统和方法通常涉及用于量化每年节省不会低于与实施和维持经济改进相关的指定水平的风险的评级和定价系统。 公开的实施例涉及与在与更高的信用评级相关联的债券或贷款中可以实现项目储蓄底线(即给定改进项目的投资回报最小水平)的方式的信用增强系统和方法 改善项目。 产品,系统和方法可应用于发电,石油化工,制造和炼油设备等行业。 本文公开的各种实施例涉及建立评级系统以确定对被保险人的信用风险的影响的系统和方法。