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91. 发明申请

US20080262865A1 ENHANCED TRANSACTION FULFILLMENT 有权
标题翻译：增强交易功能
公开(公告)号：US20080262865A1
公开(公告)日：2008-10-23
申请号：US12145818
申请日：2008-06-25
申请人： Mark F. Cotton , Stacy W. Liddicoat
发明人： Mark F. Cotton , Stacy W. Liddicoat
IPC分类号： G06Q30/00
CPC分类号： G06Q30/06 , G06Q30/0615 , G06Q30/0633 , G06Q30/0635
摘要： A unified online marketplace storefront may be used to sell items from multiple vendors. Managing a multi-vendor online sales channel may involve receiving, from each of a number of sellers, information describing one or more items for sale. The items for sale may be presented to potential buyers through a unified storefront on an online marketplace. The unified storefront can mask identities of the sellers and present a consistent interface to the potential buyers. The managing of the online sales channel also may involve receiving an order from a buyer to purchase an item through the unified storefront, and taking flash title to the sold item prior to fulfilling the buyer's order.
摘要翻译：可以使用统一的在线市场店面来销售来自多个供应商的商品。管理多厂商在线销售渠道可能涉及从多个卖家中的每一个接收描述一个或多个待销售物品的信息。可通过在线市场上的统一店面向潜在买家呈现待售物品。统一的店面可以掩盖卖家的身份，并向潜在买家提供一致的界面。在线销售渠道的管理还可能涉及从买方接收通过统一店面购买物品的订单，并在履行买方的订单之前，将已售出物品的闪光标题拍摄。

92. 发明授权

US07428518B1 Simulation enabled accounting tutorial system 有权
标题翻译：模拟启用会计教程系统
公开(公告)号：US07428518B1
公开(公告)日：2008-09-23
申请号：US09868698
申请日：1999-02-08
申请人： Alexander Zorba , Eren Tolga Rosenfeld , Benoit Patrick Bertrand , Eric Jeffrey Lannert , Kerry Russell Wills
发明人： Alexander Zorba , Eren Tolga Rosenfeld , Benoit Patrick Bertrand , Eric Jeffrey Lannert , Kerry Russell Wills
IPC分类号： G06F17/00
CPC分类号： G09B7/04 , G06Q20/102
摘要： A system provides the user with a simulated environment that presents a business opportunity to understand and solve optimally. Mistakes are noted and remedial educational material presented dynamically to build the necessary skills that a user requires for success in the business endeavor. The system utilizes an artificial intelligence engine driving individualized and dynamic feedback with synchronized video and graphics used to simulate real-world environment and interactions. A robust business model provides support for realistic activities and allows a user to experience real world consequences for their actions and decisions. An accounting tutorial system is enabled for providing active coaching on aspects of cost accounting including debit and credit processing, procedures for closing books, appropriate management of ledgers, assets and liabilities utilizing a t-account motif. Techniques for process sensitive help are also integrated into the system to provide contextual examples to guide a user in performing a task.
摘要翻译：系统为用户提供了一个模拟环境，为您提供了理解和最佳解决的商机。注意到错误，并动态呈现补救性教材，以建立用户在业务活动中获得成功所需的必要技能。该系统利用人造智能引擎，驱动具有同步视频和图形的个性化和动态反馈，用于模拟现实环境和交互。强大的商业模式提供对现实活动的支持，并允许用户体验现实世界对其行为和决策的后果。会计教学系统能够在成本核算方面提供积极的辅导，包括借记和信用处理，关闭账单的程序，适当的管理分类账，资产和负债等。过程敏感帮助的技术也集成到系统中，以提供上下文示例来指导用户执行任务。

93. 发明申请

US20080228696A1 OPTIMIZATION OF ANALYTICAL EFFECTIVENESS IN AN ANALYST NETWORK 有权
标题翻译：分析网络中分析有效性的优化
公开(公告)号：US20080228696A1
公开(公告)日：2008-09-18
申请号：US11686615
申请日：2007-03-15
申请人： Andrew E. Fano
发明人： Andrew E. Fano
IPC分类号： G06F17/30
CPC分类号： G06F17/00 , G06F17/30 , G06Q10/06
摘要： Optimization of analytical effectiveness of a plurality of analysts is achieved, in part, this through the routing of information elements (i.e., discrete quantities of content suitable for analysis by one or more analysts) to selected analysts in order to maximize achievement of analysis goals defined as part of an analysis plan. Within an analyst network, information elements are obtained by a routing controller from an information network. Based on the analysis goals provided to the routing controller, the routing controller selects specific analysts to receive the information elements. Various characteristics of individual or groups of analysts may be used to identify the selected analysts. In this manner, the present invention provides the ability to tailor the available analyst resources to best address the universe of available topics in the most efficient and productive manner.
摘要翻译：通过将信息元素（即，适合于一个或多个分析师的分析的离散量的内容）路由到选定的分析人员来实现多个分析者的分析有效性的优化，以便最大程度地实现所定义的分析目标的实现作为分析计划的一部分。在分析网络中，路由控制器从信息网络获得信息元素。基于提供给路由控制器的分析目标，路由控制器选择特定分析人员来接收信息元素。可以使用个人或分析师组的各种特征来识别所选择的分析人员。以这种方式，本发明提供了定制可用分析资源以最有效和最有效的方式最佳地解决可用主题的世界的能力。

94. 发明申请

US20080195529A1 Dynamic credit management 有权
标题翻译：动态信用管理
公开(公告)号：US20080195529A1
公开(公告)日：2008-08-14
申请号：US12009381
申请日：2008-01-18
申请人： Stephen P. Crawford , Stephanie Evanick , Bryan Seyfried , Mark Dilworth , Peter Stockman , Michael R. Sutcliff
发明人： Stephen P. Crawford , Stephanie Evanick , Bryan Seyfried , Mark Dilworth , Peter Stockman , Michael R. Sutcliff
IPC分类号： G06Q40/00 , G06F17/11
CPC分类号： G06Q40/06 , G06Q40/00 , G06Q40/025 , G06Q40/04
摘要： A method for providing a financial evaluation of at least one financial instrument or of an issuer supports the provision of a dynamic credit limit. A dynamic credit limit may be associated with a counterparty or a debt security of the counterparty, for example. The method includes obtaining counterparty credit quality data associated with a transaction of the financial instrument between a party and a counterparty. Debt market data is obtained where the debt market data is associated with or relevant to the transaction. A dynamic credit limit is determined for the counterparty or a financial instrument of the counterparty based on at least one of the inputted counterparty credit quality and the obtained debt market data. The dynamic credit limit may be defined in terms of a credit exposure versus time.
摘要翻译：提供对至少一个金融工具或发行人的财务评估的方法支持提供动态信用额度。举例来说，动态信用额度可能与交易对手或债务担保相关联。该方法包括获得与一方和交易对方之间的金融工具交易相关的交易对手信用质量数据。在债务市场数据与交易相关或相关的情况下，获得债务市场数据。基于所输入的交易对手信用质量和所获得的债务市场数据中的至少一个，确定交易对手或交易对手的金融工具的动态信用额度。动态信用额度可以根据信用风险与时间进行定义。

95. 发明申请

US20080187246A1 Transforming a submitted image of a person based on a condition of the person 有权
标题翻译：根据人的状况转换人的提交的图像
公开(公告)号：US20080187246A1
公开(公告)日：2008-08-07
申请号：US11671751
申请日：2007-02-06
申请人： Ana Cristina Andres Del Valle
发明人： Ana Cristina Andres Del Valle
IPC分类号： G06K9/54
CPC分类号： G06T3/0093
摘要： Apparatuses, computer media, and methods for altering a submitted image of a person. The submitted image is transformed in accordance with associated data regarding the person's condition. Global data may be processed by a statistical process to obtain cluster information, and the transformation parameter is then determined from cluster information. The transformation parameter is then applied to a portion of the submitted image to render a transformed image. A transformation parameter may include a texture alteration parameter, a hair descriptive parameter, or a reshaping parameter. An error measure may be determined that gauges a discrepancy between a transformed image and an actual image. A transformation model is subsequently reconfigured with a modified model in order to reduce the error measure. Also, the transformation model may be trained to reduce an error measure for the transformed image.
摘要翻译：设备，计算机媒体和用于改变提交的人的图像的方法。提交的图像根据关于人的状况的相关数据进行变换。全局数据可以由统计过程处理以获得集群信息，然后从集群信息确定变换参数。然后将转换参数应用于提交的图像的一部分以呈现转换的图像。变换参数可以包括纹理改变参数，头发描述性参数或整形参数。可以确定测量变换图像和实际图像之间的差异的误差测量。随后使用修改的模型重新配置转换模型，以减少误差测量。此外，可以训练变换模型以减少变换图像的误差测量。

96. 发明授权

US07403923B2 Debt collection practices 有权
标题翻译：债务收集做法
公开(公告)号：US07403923B2
公开(公告)日：2008-07-22
申请号：US10011523
申请日：2001-11-05
申请人： Michael B. Elliott , Patrick G. O'Neill , Jorge Nocedal , Robert Fourer
发明人： Michael B. Elliott , Patrick G. O'Neill , Jorge Nocedal , Robert Fourer
IPC分类号： G06Q40/00
CPC分类号： G06Q30/02 , G06Q20/10 , G06Q20/102 , G06Q40/02 , G06Q40/025
摘要： A method of optimizing debt collection attitudinally classifies debtors into one of several attitudinal segments. The approach uses an assessment of current attitudes rather than past behaviors as to predict future behavior. Each segment can be addressed with an offer, which is a combination of attributes which together, have an expected, measurable, and predictable response from the debtor. Debt collection requires the expenditure of resources, at least one of which the availability of a relatively small number of debt collectors. The offers that can be extended to debtors are identified on a debtor-by-debtor, offer-by-offer basis to identify the best offer to propose to each debtor by the limited number of debt collectors in order to maximize the economic return from all debtors.
摘要翻译：债务收益优化的一种方法是将债务人分为几种态度分段。该方法使用对当前态度的评估，而不是过去的行为来预测未来的行为。每个细分可以通过报价来处理，这是一个属性的组合，这些属性在一起，具有来自债务人的预期，可衡量和可预测的响应。债务征收需要资源支出，其中至少有一个可以使用相对较少数量的收债员。可以扩大到债务人的报价是以债务人的方式，按供应商的价格确定的，以确定由有限数量的收债员向每个债务人提出的最佳提议，以便最大限度地提高所有债务人的经济回报债务人。

97. 发明授权

US07401050B2 Method to improve debt collection practices 有权
标题翻译：改善收债做法的方法
公开(公告)号：US07401050B2
公开(公告)日：2008-07-15
申请号：US10200262
申请日：2002-07-22
申请人： Patrick G. O'Neill
发明人： Patrick G. O'Neill
IPC分类号： G06Q40/00
CPC分类号： G06Q30/02 , G06Q20/10 , G06Q40/00 , G06Q40/025
摘要： A method of improving debt collection from a debtor acquires pertinent debtor information in real time or near-real-time. Newly acquired debtor information is used in a debt collection decision procedure which determines the appropriate debt collection strategy to use with a debtor based upon the most recently acquired information. A preliminarily used debt collection procedure can be adapted or modified in real time, or on-the-fly, using the most up-to-date information, which is typically best acquired during a debt collection process.
摘要翻译：一种改善债务人收债的方法可以实时或接近实时获取有关的债务人信息。新收购的债务人信息用于收债决定程序，根据最近获得的信息确定适用于债务人的债务收集策略。初步使用的收债程序可以使用最新的信息进行实时或即时的调整或修改，这些信息通常在收债过程中最能获取。

98. 发明授权

US07395499B2 Enforcing template completion when publishing to a content management system 有权
标题翻译：发布到内容管理系统时，强制模板完成
公开(公告)号：US07395499B2
公开(公告)日：2008-07-01
申请号：US10306026
申请日：2002-11-27
申请人： David P. Lane , Gregory S. Reid , Timothy A. Ringo , Elizabeth H. Lian , Daniel C. Farrell , Craig Fenton , Elise Clarke , Randy Bell , Sevasti Wong , Anthony Lingham , Audrey Forrester
发明人： David P. Lane , Gregory S. Reid , Timothy A. Ringo , Elizabeth H. Lian , Daniel C. Farrell , Craig Fenton , Elise Clarke , Randy Bell , Sevasti Wong , Anthony Lingham , Audrey Forrester
IPC分类号： G06F17/00
CPC分类号： G06F17/30899
摘要： New functions for a contact center system include: testing user's comprehension of informational messages with a quiz; capturing insight of superior users having a KPI score above a threshold by having those users submit information on why they perform so well; dynamically ordering solutions to issues by re-ranking the solutions periodically based on recency and frequency; integrating information for use by a contact center representative while online with a customer and information for use when not online; storing content items in a telecommunications industry taxonomy; directing user feedback on a content item to the proper owner/manager of that content; communicating solution information using a solutions taxonomy; displaying a dual information system having a CRM application as well as reference material that is context-appropriate; enforcing completion of a group of templates when creating a content item to be published; ensuring a group of templates for a content item are complete before publishing them; and searching within a contact center system portal using a continuum of search functions.
摘要翻译：联络中心系统的新功能包括：通过测验测试用户对信息消息的理解; 通过让这些用户提交关于他们为什么表现如此出色的信息，获取KPI得分高于阈值的上级用户的洞察力; 通过基于新近度和频率周期性地重新排列解决方案来动态地排序问题的解决方案; 集成信息供联络中心代表在线与客户联系以供在线使用时使用; 将内容项目存储在电信行业分类中; 将内容项目的用户反馈引导到该内容的正确的所有者/管理者; 使用解决方案分类法传达解决方案信息; 显示具有CRM应用程序的双重信息系统以及适合上下文的参考资料; 在创建要发布的内容项时强制完成一组模板; 确保一组内容项目的模板在发布之前已经完成; 并使用连续的搜索功能在联络中心系统门户中进行搜索。

99. 发明申请

US20080147440A1 Evidence-Based Medicine Supercharger 审中-公开
标题翻译：循证医学增压器
公开(公告)号：US20080147440A1
公开(公告)日：2008-06-19
申请号：US11672423
申请日：2007-02-07
申请人： David H. Kil
发明人： David H. Kil
IPC分类号： G06Q50/00
CPC分类号： G06Q40/08 , G06Q50/22 , G06Q50/24 , G16H50/20 , G16H50/30
摘要： Apparatuses, computer media, and methods for supporting health needs of a consumer by processing input data. An integrated health management platform supports the management of healthcare by obtaining multi-dimensional input data for a consumer, determining a health-trajectory predictor from the multi-dimensional input data, identifying a target of opportunity for the consumer in accordance with the health-trajectory predictor, and offering the target of opportunity for the consumer. An outcome study for a medical treatment from a medical publication is detected. The medical treatment is mapped to a diagnostic and procedural code and a database for health data is accessed using the diagnostic and procedural code. An outcome metric for the medical treatment with a consumer group is associated, and a utility function is generated from the plurality of outcome metrics, where the utility function gauges an efficacy of at least one intervention channel for a consumer.
摘要翻译：用于通过处理输入数据来支持消费者健康需求的装置，计算机媒体和方法。综合的健康管理平台通过为消费者获取多维输入数据来支持对医疗保健的管理，从多维输入数据确定健康轨迹预测器，根据健康轨迹识别消费者的机会目标预测，并为消费者提供机会的目标。检测出医疗出版物的医疗结果研究结果。医疗处理被映射到诊断和程序代码，并使用诊断和程序代码访问健康数据的数据库。与消费者组进行医疗处理的结果指标相关联，并且从多个结果度量生成效用函数，其中效用函数衡量消费者至少一个干预信道的功效。

100. 发明授权

US07386524B2 Simulation enabled focused feedback tutorial system 有权
标题翻译：模拟启用集中反馈教程系统
公开(公告)号：US07386524B2
公开(公告)日：2008-06-10
申请号：US09887824
申请日：2001-06-22
申请人： John Reader Hubbell , Martha Torrey O'Connor , Mark Stewart Nichols , Alexander Han Leung Poon , Eren Tolga Rosenfeld , Beth Elyse Zadik , Alexander Zorba
发明人： John Reader Hubbell , Martha Torrey O'Connor , Mark Stewart Nichols , Alexander Han Leung Poon , Eren Tolga Rosenfeld , Beth Elyse Zadik , Alexander Zorba
IPC分类号： G06N5/00
CPC分类号： G09B7/02 , G09B5/06 , G09B19/18
摘要： A system is disclosed that provides a goal based learning system utilizing a rule based expert training system to provide a cognitive educational experience. The system provides the user with a simulated environment that presents a business opportunity to understand and solve optimally. Mistakes are noted and remedial educational material presented dynamically to build the necessary skills that a user requires for success in the business endeavor. The system utilizes an artificial intelligence engine driving individualized and dynamic feedback with synchronized video and graphics used to simulate real-world environment and interactions. Multiple “correct” answers are integrated into the learning system to allow individualized learning experiences in which navigation through the system is at a pace controlled by the learner. A robust business model provides support for realistic activities and allows a user to experience real world consequences for their actions and decisions and entails realtime decision-making and synthesis of the educational material. A dynamic feedback system is utilized that narrowly tailors feedback and focuses it based on the performance and characteristics of the student to assist the student in reaching a predefined goal.
摘要翻译：公开了一种系统，其提供基于目标的学习系统，其利用基于规则的专家训练系统来提供认知教育经验。该系统为用户提供了一个模拟环境，为您提供了理解和最佳解决方案的商机。注意到错误，并动态呈现补救性教材，以建立用户在业务活动中获得成功所需的必要技能。该系统利用人造智能引擎，驱动具有同步视频和图形的个性化和动态反馈，用于模拟现实环境和交互。将多个“正确”答案整合到学习系统中，以允许个人化的学习体验，其中通过系统的导航处于学习者控制的步伐。强大的商业模式提供对现实活动的支持，并允许用户体验现实世界对他们的行动和决策的后果，并需要实时决策和综合教材。利用动态反馈系统，根据学生的表现和特点，对反馈进行狭义定制并对其进行重点调整，以帮助学生达到预定义的目标。

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