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91. 发明申请

US20140081670A1 SYSTEM AND METHOD FOR AUTOMATED VALIDATION AND AUGMENTATION OF QUOTATION DATA 审中-公开
标题翻译：用于自动验证和报价数据补充的系统和方法
公开(公告)号：US20140081670A1
公开(公告)日：2014-03-20
申请号：US13616083
申请日：2012-09-14
申请人： Ben J. Lim , Christopher P. DiMartino
发明人： Ben J. Lim , Christopher P. DiMartino
IPC分类号： G06Q40/08
CPC分类号： G06Q40/08 , G06Q10/10 , G06Q50/01
摘要： A commercial insurance policy quoting system for administering and managing commercial insurance policies is disclosed. The commercial insurance policy quoting system has automatic validation and intelligent pre-fill capabilities to ease the commercial quoting process for agents and consumers. Location based information and social network information may also be used to verify and augment submitted insurance information.
摘要翻译：披露了管理和管理商业保险单的商业保险单引用制度。商业保险单引用系统具有自动验证和智能预填充功能，可以缓解代理商和消费者的商业报价流程。基于位置的信息和社交网络信息也可用于验证和增加提交的保险信息。

92. 发明申请

US20140053127A1 SYSTEM AND METHOD FOR MONITORING SOFTWARE DEVELOPMENT AND PROGRAM FLOW 有权
标题翻译：用于监控软件开发和程序流程的系统和方法
公开(公告)号：US20140053127A1
公开(公告)日：2014-02-20
申请号：US13588694
申请日：2012-08-17
申请人： James A. Madison , Laif A. Wheeler
发明人： James A. Madison , Laif A. Wheeler
IPC分类号： G06F9/44
CPC分类号： G06F8/73 , G06F8/20 , G06F8/30 , G06F8/71
摘要： A system and method for monitoring software development and project flow in the insurance industry using user stories is disclosed. The system and method include a communication interface that receives information included in communications; a processor and memory to: identify from the monitored communication a plurality of user stories; estimate a priority and assign a value to each story; store each story and associated priority and value as a product backlog; calibrate the difference in the assigned value of each story by comparing each story and the associated assigned value, and iteratively adjusting the assigned value based on the calibrated difference; and update the product backlog of user stories and associated calibrated assigned value; and a display device for displaying the status of the software development and project flow based on the stories remaining in the product backlog as compared to the completed user stories.
摘要翻译：公开了一种使用用户故事监控保险行业软件开发和项目流程的系统和方法。该系统和方法包括：接收通信中包含的信息的通信接口; 处理器和存储器，用于：从所监视的通信中识别多个用户故事; 估计优先级并为每个故事分配一个值; 存储每个故事并将相关的优先级和价值作为产品积压; 通过比较每个故事和相关的分配值来校准每个故事的分配值的差异，并且基于校准的差异迭代地调整分配的值; 并更新用户故事的产品积压和相关的校准分配值; 以及显示装置，用于基于与完成的用户故事相比在产品积压中剩余的故事来显示软件开发和项目流程的状态。

93. 发明申请

US20140046705A1 SYSTEM AND METHOD FOR PROCESSING DATA RELATING TO INSURANCE CLAIM VOLATILITY 有权
标题翻译：用于处理与保险理赔有关的数据的系统和方法
公开(公告)号：US20140046705A1
公开(公告)日：2014-02-13
申请号：US14061283
申请日：2013-10-23
申请人： Hartford Fire Insurance Company
发明人： Kelly J. McLaughlin , Upendra D. Belhe , Gregory P. Goddu , Natalie Mohanty , Kathleen F. Mauer
IPC分类号： G06Q40/08
CPC分类号： G06Q40/08 , G06Q10/087
摘要： The invention relates generally to data analysis, and to systems and methods for the computation of the volatility of a loss. The system comprises a module for receiving a data parameter, a database for storing the parameter, a computerized predictive model, and a business logic processor for executing the predictive model. The volatility is used to, among other things, determine an appropriate work flow for handling the loss.
摘要翻译：本发明一般涉及数据分析，以及用于计算损失波动性的系统和方法。该系统包括用于接收数据参数的模块，用于存储参数的数据库，计算机预测模型和用于执行预测模型的业务逻辑处理器。波动性用于确定处理损失的适当工作流程。

94. 发明授权

US08638228B2 Systems and methods for sensor-enhanced recovery evaluation 有权
标题翻译：用于传感器增强恢复评估的系统和方法
公开(公告)号：US08638228B2
公开(公告)日：2014-01-28
申请号：US12793301
申请日：2010-06-03
申请人： Andrew J. Amigo , Michael Gingrave
发明人： Andrew J. Amigo , Michael Gingrave
IPC分类号： G08B23/00
CPC分类号： G06Q40/08 , A61B5/1038 , A61B5/1112 , A61B5/1115 , A61B5/1118 , A61B5/112 , A61B5/1121 , A61B5/1123 , A61B5/6804 , A61B5/6807 , A61B2503/20 , G06F19/00 , G06Q10/105 , G16H50/30
摘要： Systems and methods are discussed for providing sensor enhanced safety, recovery, and movement evaluation systems. Sensors that monitor user activity and behavior are worn by a user and/or placed in the user environment. Data from the sensors are processed to obtain a safety, recovery, and/or activity evaluation. Based on the evaluation, recommendations or adjustments to the terms of an insurance policy covering the user, the user's employer, or a facility providing health care to the user to accurately reflect the risks associated with the user, employer, and/or facility.
摘要翻译：讨论了提供传感器增强安全，恢复和运动评估系统的系统和方法。监控用户活动和行为的传感器由用户佩戴和/或放置在用户环境中。处理来自传感器的数据以获得安全，恢复和/或活动评估。根据覆盖用户，用户雇主或向用户提供医疗保健的设施的评估，建议或调整条款，以准确反映与用户，雇主和/或设施相关的风险。

95. 发明申请

US20140025405A1 SYSTEM AND METHOD FOR PROCESSING DATA FOR INSURANCE COVERAGE FOR DISABILITY RISKS 审中-公开
标题翻译：用于处理危险险保险数据的系统和方法
公开(公告)号：US20140025405A1
公开(公告)日：2014-01-23
申请号：US14035614
申请日：2013-09-24
申请人： Hartford Fire Insurance Company
发明人： Mark P. Belliveau , Barbara S. Campbell , Joan Crandall , Kim Johnson , Lori A. Minchoff , Will Perez , Alyce Roberts , Christine T. Vujs
IPC分类号： G06Q40/08
CPC分类号： G06Q40/08
摘要： Disclosed is a novel disability insurance product that provides a benefit to the purchaser. The insurance product comprises a disability insurance product which offers coverage for a predetermined limited period of time. If at the end of the predetermined period of time the insured individual is still disabled according to the terms of the insurance product, the insurance provider will pay a lump sum benefit.
摘要翻译：披露了一种新颖的伤残保险产品，为购买者提供了一个好处。保险产品包括在预定有限时间内提供保险的残疾保险产品。如果在预定期限结束时，被保险人根据保险产品的条款仍然残疾，则保险人将支付一次性付款。

96. 发明授权

US08635090B2 Systems and methods for providing coverage recommendation engine 有权
标题翻译：提供覆盖推荐引擎的系统和方法
公开(公告)号：US08635090B2
公开(公告)日：2014-01-21
申请号：US12470162
申请日：2009-05-21
申请人： Sankar Virdhagriswaran , Julia M. Feldman , Matthew J. Pietrusewicz
发明人： Sankar Virdhagriswaran , Julia M. Feldman , Matthew J. Pietrusewicz
IPC分类号： G06Q40/00
CPC分类号： G06Q40/08 , G06Q10/10 , G06Q30/06 , G06Q30/0631
摘要： A computer system includes a data storage device. The data storage module receives, stores, and provides access to historical entity data and insurance coverage package data. A recommendation engine comprising program instructions stored in a program memory receives current entity data, creates a current entity representative record based on the received current entity data and historical entity data, creates one or more historical entity representative records for each of a plurality of insurance coverage packages, identifies one of the historical entity representative records based on the current entity representative record, identifies one or more of the plurality of insurance coverage packages based on the identified historical entity representative record, and presents the identified one or more insurance coverage packages when executed by a computer processor. A payment device processes a payment associated with one of the identified one or more insurance coverage packages to establish an insurance contract with the current entity based on the one of the identified one or more insurance coverage packages.
摘要翻译：计算机系统包括数据存储装置。数据存储模块接收，存储和提供对历史实体数据和保险范围包数据的访问。包括存储在程序存储器中的程序指令的推荐引擎接收当前实体数据，基于所接收的当前实体数据和历史实体数据创建当前实体代表性记录，为多个保险覆盖中的每一个创建一个或多个历史实体代表性记录包裹，基于当前实体代表记录识别历史实体代表记录之一，基于所识别的历史实体代表性记录识别多个保险包裹中的一个或多个，并且在执行时呈现所识别的一个或多个保险包裹包由计算机处理器。支付设备处理与所识别的一个或多个保险范围包中的一个相关联的支付，以基于所识别的一个或多个保险覆盖包中的一个来与当前实体建立保险合同。

97. 发明申请

US20140019168A1 SYSTEMS AND METHODS FOR GRAPHICAL REPRESENTATION OF STATUS OF AN INSURANCE CLAIM 审中-公开
标题翻译：用于图形表示保险索赔状态的系统和方法
公开(公告)号：US20140019168A1
公开(公告)日：2014-01-16
申请号：US14028187
申请日：2013-09-16
申请人： Hartford Fire Insurance Company
发明人： Victoria F. Albert , Susmita Shukla
IPC分类号： G06Q40/06
CPC分类号： G06Q40/06 , G06Q10/10
摘要： Systems and methods for an interactive graphical user interface for depicting the status of a claim are provided. The system includes a database for storing claim data and a server in communication with the database. The stored claim data includes a claim workflow associated the claim. The workflow defines the processing steps associated with processing the claim. The server receives a user request to check the status of the claim. The server determines status data of the claim based on stored claim data and outputs the status data to a graphical user interface for depicting a graphical representation of the status data. The graphical representation includes a timeline corresponding to the workflow of the claim and a progress bar indicative of the status of the claim.
摘要翻译：提供了用于描述权利要求的状态的交互式图形用户界面的系统和方法。该系统包括用于存储索赔数据的数据库和与数据库通信的服务器。存储的权利要求数据包括与权利要求相关联的权利要求工作流。工作流程定义与处理权利要求相关联的处理步骤。服务器接收用户请求以检查声明的状态。服务器基于存储的权利要求数据确定权利要求的状态数据，并将状态数据输出到用于描绘状态数据的图形表示的图形用户界面。图形表示包括对应于权利要求的工作流程的时间线和指示权利要求的状态的进度条。

98. 发明申请

US20140006060A1 SYSTEM AND METHOD FOR PROCESSING DATA RELATED TO WORKSITE ANALYSES 审中-公开
标题翻译：用于处理与工作分析相关的数据的系统和方法
公开(公告)号：US20140006060A1
公开(公告)日：2014-01-02
申请号：US13535163
申请日：2012-06-27
申请人： Judith P. Sehnal , Margaret E. Walsh
发明人： Judith P. Sehnal , Margaret E. Walsh
IPC分类号： G06Q40/08
CPC分类号： G06Q10/0631
摘要： A computer system for processing data related to loss control associated with worksites, includes a loss control hardware server, configured to: receive data indicative of worksite conditions from a portable user-accessible device; access from a data storage device stored business logic data relating to worksite condition analysis; and process the data indicative of worksite conditions in accordance with the accessed business logic data to generate workplace analysis data relating to the worksite of the employer. The system further includes an employer communications interface device configured to receive the workplace analysis data from the loss control hardware server and generate an employer communication incorporating the workplace analysis data.
摘要翻译：用于处理与工作场所相关的与损失控制有关的数据的计算机系统包括损失控制硬件服务器，其被配置为：从便携式用户可访问设备接收指示工地状况的数据; 从数据存储设备访问存储与工地条件分析有关的业务逻辑数据; 并根据所访问的业务逻辑数据处理指示工地条件的数据，以产生与雇主工地有关的工作场所分析数据。该系统还包括雇主通信接口设备，其被配置为从损失控制硬件服务器接收工作场所分析数据，并生成并入工作场所分析数据的雇主通信。

99. 发明申请

US20130346115A1 INSURANCE PROCESSING SYSTEMS AND METHODS USING MOBILE DEVICES FOR MEDICAL MONITORING 审中-公开
标题翻译：保险加工系统和使用移动设备进行医疗监控的方法
公开(公告)号：US20130346115A1
公开(公告)日：2013-12-26
申请号：US13861985
申请日：2013-04-12
申请人： HARTFORD FIRE INSURANCE COMPANY
发明人： David F. Peak , Andrew J. Amigo , Richard M. Borden , Kevin J. Busque , Christopher Graham , Eugene J. Walters
IPC分类号： G06Q40/08
CPC分类号： G06Q40/08 , G01C21/3461 , G01C21/36 , G06F19/00 , G06F19/3418 , G06Q10/067 , G06Q10/10 , G06Q20/3223 , G06Q20/3278 , G06Q50/22 , G06Q50/24 , G16H10/40 , G16H10/65
摘要： Pursuant to some embodiments, systems, methods and devices are provided for insurance processing including installing a medical monitoring application associated with a user of a mobile device, the medical monitoring application including configuration data associated with at least a first medical monitoring rule, displaying, under control of the medical monitoring application, a series of instructions to cause the mobile device to be configured to communicate with at least a first biometric sensor, collecting, based on the at least first medical monitoring rule, a set of biometric data from the at least first biometric sensor, and transmitting the set of biometric data from the mobile device to a remote processing system for processing a request for insurance.
摘要翻译：根据一些实施例，提供了用于保险处理的系统，方法和设备，包括安装与移动设备的用户相关联的医疗监控应用，所述医疗监视应用包括与至少第一医疗监控规则相关联的配置数据，控制医疗监视应用程序，一系列指令，使移动设备被配置为与至少第一生物测定传感器进行通信，基于至少第一医疗监视规则，从至少第一生物测定传感器收集一组生物特征数据第一生物特征传感器，并将该组生物特征数据从移动设备发送到用于处理保险请求的远程处理系统。

100. 发明授权

US08583530B2 Code generation based on spreadsheet data models 有权
标题翻译：基于电子表格数据模型的代码生成
公开(公告)号：US08583530B2
公开(公告)日：2013-11-12
申请号：US13050703
申请日：2011-03-17
申请人： Peter K. Esbensen
发明人： Peter K. Esbensen
IPC分类号： G06Q40/00
CPC分类号： G06F8/30 , G06Q10/067
摘要： Disclosed herein are processor-executable methods, computing systems, and related technology for the generation of software code based on spreadsheet data models. A spreadsheet data model may be parsed, and an intermediate representation may be generated based on the spreadsheet data model. Software code may be generated based on the intermediate representation. The software code may be in a high-level language such as C or C++, or in any other appropriate language. Alternatively or additionally, the software code may include the use of General Purpose Computing On Graphics Processing Units (GPGPU) technology. The software code may be compiled, and then executed to obtain results data.
摘要翻译：本文公开了用于基于电子表格数据模型生成软件代码的处理器可执行方法，计算系统和相关技术。可以解析电子表格数据模型，并且可以基于电子表格数据模型来生成中间表示。可以基于中间表示来生成软件代码。软件代码可能是高级语言，如C或C ++，或以任何其他适当的语言。或者或另外，软件代码可以包括使用图形处理单元（GPGPU）技术上的通用计算。可以编译软件代码，然后执行以获取结果数据。

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