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11. 发明申请

US20150242651A1 DISPLAY DEVICE 有权
标题翻译：显示设备
公开(公告)号：US20150242651A1
公开(公告)日：2015-08-27
申请号：US14422156
申请日：2013-08-14
申请人： Barclays Bank PLC
发明人： Malcolm Stephen Loader
IPC分类号： G06F21/62 , G06F3/0488 , G06F3/0484 , G06F3/041 , G06F3/0482
CPC分类号： G06F21/6245 , G06F3/041 , G06F3/0482 , G06F3/04842 , G06F3/0488 , G06F3/04886 , G06F9/451 , G06F21/60
摘要： A method of operating a display device, such as a tablet device, comprises displaying a plurality of covers corresponding to respective different data items, such as financial information, and selecting at least one cover and displaying the corresponding data item or data items
摘要翻译：操作诸如平板电脑设备的显示设备的方法包括：显示对应于各种不同数据项（例如财务信息）的多个盖，以及选择至少一个盖并显示对应的数据项或数据项

12. 发明申请

US20150067822A1 Biometric Verification Using Predicted Signatures 有权
标题翻译：使用预测签名的生物特征验证
公开(公告)号：US20150067822A1
公开(公告)日：2015-03-05
申请号：US14038073
申请日：2013-09-26
申请人： Barclays Bank PLC
发明人： Lee Randall
IPC分类号： G06F21/32
CPC分类号： G06F21/32 , G10L17/04 , G10L25/51
摘要： A computer-implemented biometric identity verification method including the steps of storing a database of registered users, including data identifying profile attributes of each registered user and a respective plurality of stored biometric signatures, each stored biometric signature associated with a corresponding one or more of the profile attributes. A predicted biometric signature is derived for a requesting user when it is determined that a period of time has elapsed since the requesting user's stored biometric signature was last updated, by adapting the stored biometric signature based on biometric variances derived from a biometric peer group of registered users with at least one profile attribute in common with the requesting user. The predicted biometric signature is used to verify the identity of the requesting user.
摘要翻译：一种计算机实施的生物特征识别验证方法，包括以下步骤：存储注册用户的数据库，包括识别每个注册用户的简档属性的数据和相应的多个存储的生物测定签名，每个存储的生物特征签名与相应的一个或多个配置文件属性。当确定从请求用户存储的生物特征签名最后被更新以来已经过去了一段时间时，通过根据从所注册的生物识别对象组生物特征对等体组中导出的生物特征方差修改存储的生物识别签名，为所述请求用户导出预测的生物特征签名具有与请求用户相同的至少一个简档属性的用户。预测的生物识别签名用于验证请求用户的身份。

13. 发明申请

US20150032628A1 Payment Authorization System 审中-公开
标题翻译：付款授权系统
公开(公告)号：US20150032628A1
公开(公告)日：2015-01-29
申请号：US14444398
申请日：2014-07-28
申请人： Barclays Bank PLC
发明人： Lee Randall
IPC分类号： G06Q20/40
CPC分类号： G06Q20/40 , G06Q20/4016 , G06Q50/01
摘要： A payment system determines a required level of authentication for a payment transaction by a candidate consumer, based on a correlation with transactions by other consumers related to the candidate consumer, identified for example from one or more social networks. The correlation may be based on geographical location, time and/or type of transaction. A high correlation may indicate a group activity which requires a lower level of authentication.
摘要翻译：基于与例如从一个或多个社交网络识别的与候选消费者相关的其他消费者的交易的相关性，支付系统确定候选消费者的支付交易的所需认证水平级别。相关性可以基于地理位置，时间和/或交易类型。高相关性可以指示需要较低级别认证的组活动。

14. 发明申请

US20140122344A1 Secure Computing Environment 审中-公开
标题翻译：安全的计算环境
公开(公告)号：US20140122344A1
公开(公告)日：2014-05-01
申请号：US13718086
申请日：2012-12-18
申请人： BARCLAYS BANK PLC
发明人： Darren Foulds , Steven Bradley , Andrew Crichton , George French , Arthur Leung , Michael Naggar , Ashutosh Sureka
IPC分类号： G06Q20/38
CPC分类号： G06Q20/38215 , G06Q20/3278 , G06Q20/353
摘要： A portable electronic device having a memory storing application software for initiating a payment transaction with a remote system, a data interface for coupling the device to a host computer, a contactless interface for receiving payment token data from a contactless payment token, and a cellular network interface for communication of data over a cellular network. The application software is executed from the device when the device is connected to the host computer and configures the portable electronic device to initiate a payment transaction by receiving payment token data via the contactless interface means and transmitting said payment token data to the remote system via the mobile network interface means.
摘要翻译：一种便携式电子设备，具有存储用于发起与远程系统的支付交易的应用软件的存储器，用于将设备耦合到主计算机的数据接口，用于从非接触式支付令牌接收支付令牌数据的非接触式接口以及蜂窝网络接口，用于通过蜂窝网络进行数据通信。当设备连接到主计算机并且通过经由非接触式接口装置接收支付令牌数据来配置便携式电子设备来发起支付交易时，应用软件被从设备执行，并且经由该接口向所述远程系统发送所述支付令牌数据移动网络接口手段。

15. 发明申请

US20140101047A1 System and Method for Authenticating a Payment Transaction 审中-公开
标题翻译：用于验证付款交易的系统和方法
公开(公告)号：US20140101047A1
公开(公告)日：2014-04-10
申请号：US13660544
申请日：2012-10-25
申请人： BARCLAYS BANK PLC
发明人： James Gardiner , Colin McSkeane
IPC分类号： G06Q20/40
CPC分类号： G06Q20/409 , G06Q20/32 , G06Q20/389 , G06Q20/40145
摘要： In an electronic payment transaction, a mobile merchant device captures customer card details using an integrated camera. The customer enters card security details on a touch-screen of the mobile merchant device, which also captures fingerprint data from the customer. The fingerprint data are stored in a transaction record, for non-repudiation purposes.
摘要翻译：在电子支付交易中，移动商家设备使用集成的相机捕获客户卡的详细信息。客户在移动商家设备的触摸屏上输入卡安全细节，其也捕获来自客户的指纹数据。指纹数据存储在交易记录中，不可否认的目的。

16. 发明授权

US10129266B2 Identity information systems and methods 有权
公开(公告)号：US10129266B2
公开(公告)日：2018-11-13
申请号：US14646719
申请日：2013-11-22
申请人： Barclays Bank PLC
发明人： Lawrence Lok-Lun Cheng , Jeremy Goldstone
IPC分类号： H04L29/06 , G06F21/62
摘要： A computer implemented method of providing candidate information comprises: obtaining a challenge code from a verification service at a first device associated with an ID candidate; capturing the challenge code from the first device at a second device associated with an ID checker; verifying the challenge code between the second device and the verification service and, if the challenge code is verified, providing the candidate information from the verification service, such that the candidate information is accessible to the ID checker.

17. 发明授权

US09916574B2 Secure computing device and method 有权
公开(公告)号：US09916574B2
公开(公告)日：2018-03-13
申请号：US13727094
申请日：2012-12-26
申请人： Barclays Bank PLC
发明人： Michael Naggar , Ashutosh Sureka , Shuchi Patel , Sunil Gattu , Bacchababu Gupta
IPC分类号： G06Q20/32 , G06Q20/34
CPC分类号： G06Q20/3278 , G06Q20/3552
摘要： A method and device are described for maintaining software components in a portable electronic device. The device includes memory storing software components executable from the device, with associated pairs of logical storage partitions for storing different versions of the software components, a data interface for coupling the device to a host computer, a contactless interface for receiving payment token data from a contactless payment token, and a cellular network interface for communication of data over a cellular network. An upgrade process is initiated when the device is coupled to the host computer. Data including a different version of at least one of said software components is received, installed and executed to initiate a payment transaction with a remote system. Payment token data is received via the contactless interface means and transmitted to the remote system.

18. 发明授权

US09830440B2 Biometric verification using predicted signatures 有权
公开(公告)号：US09830440B2
公开(公告)日：2017-11-28
申请号：US14038073
申请日：2013-09-26
申请人： Barclays Bank PLC
发明人： Lee Randall
IPC分类号： G06F21/32 , G10L17/04 , G10L25/51
CPC分类号： G06F21/32 , G10L17/04 , G10L25/51
摘要： A computer-implemented biometric identity verification method including the steps of storing a database of registered users, including data identifying profile attributes of each registered user and a respective plurality of stored biometric signatures, each stored biometric signature associated with a corresponding one or more of the profile attributes. A predicted biometric signature is derived for a requesting user when it is determined that a period of time has elapsed since the requesting user's stored biometric signature was last updated, by adapting the stored biometric signature based on biometric variances derived from a biometric peer group of registered users with at least one profile attribute in common with the requesting user. The predicted biometric signature is used to verify the identity of the requesting user.

19. 发明申请

US20150371201A1 Electronic Payments 审中-公开
标题翻译：电子支付
公开(公告)号：US20150371201A1
公开(公告)日：2015-12-24
申请号：US14765637
申请日：2013-09-10
申请人： BARCLAYS BANK PLC
发明人： Benjamin Edward READ , Darren FOULDS
IPC分类号： G06Q20/10
CPC分类号： G06Q20/10 , G06Q20/322 , G06Q30/02
摘要： A method, application and system for transmitting electronic payment information, comprising the steps of receiving electronic payment information from a first party to a payment; receiving graphical content from the first party; combining the graphical content and the electronic payment information; and transmitting the combined graphical content and the electronic payment information to a second party to the payment.
摘要翻译：一种用于发送电子支付信息的方法，应用和系统，包括以下步骤：从第一方接收电子支付信息进行支付; 从第一方接收图形内容; 组合图形内容和电子支付信息; 以及将所述组合的图形内容和所述电子支付信息发送到所述支付的第二方。

20. 发明申请

US20150304342A1 IDENTITY INFORMATION SYSTEMS AND METHODS 审中-公开
标题翻译：身份信息系统和方法
公开(公告)号：US20150304342A1
公开(公告)日：2015-10-22
申请号：US14646719
申请日：2013-11-22
申请人： BARCLAYS BANK PLC
发明人： Lawrence Lok-Lun Cheng , Jeremy Goldstone
IPC分类号： H04L29/06
CPC分类号： H04L63/12 , G06F21/6245 , H04L63/08
摘要： A computer implemented method of providing candidate information comprises: obtaining a challenge code from a verification service at a first device associated with an ID candidate; capturing the challenge code from the first device at a second device associated with an ID checker; verifying the challenge code between the second device and the verification service and, if the challenge code is verified, providing the candidate information from the verification service, such that the candidate information is accessible to the ID checker.
摘要翻译：提供候选信息的计算机实现的方法包括：从与ID候选相关联的第一设备处的验证服务获得挑战码; 在与ID检查器相关联的第二设备处从第一设备捕获挑战码; 验证第二设备和验证服务之间的挑战代码，并且如果验证代码被验证，则从验证服务提供候选信息，使得候选信息可由ID检查器访问。

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