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11. 发明申请

US20160275516A1 AUTHENTICATING A REQUEST FOR AN ELECTRONIC TRANSACTION 有权
标题翻译：验证电子交易的要求
公开(公告)号：US20160275516A1
公开(公告)日：2016-09-22
申请号：US14663739
申请日：2015-03-20
申请人： International Business Machines Corporation
发明人： Michael Bender , David E. Nachman , Michael P. Shute
IPC分类号： G06Q20/40 , G06Q50/00
CPC分类号： H04L63/102 , G06F21/6245 , G06Q20/4016 , G06Q20/405 , G06Q50/01 , H04L63/08
摘要： In an approach for authenticating a request for an electronic transaction, a computer receives a request for an electronic transaction on a user account. The computer determines whether the request for the electronic transaction is suspicious, and responsive to determining the request is suspicious, the computer retrieves profile information for the user. The computer determines based on at least the profile information, one or more contacts of the user, wherein the one or more contacts are identified by the user. The computer then determines, based on at least a response from the one or more contacts, whether the request for the electronic transaction is suspicious, wherein determining the request is not suspicious validates authentication of the electronic transaction.
摘要翻译：在用于认证电子交易请求的方法中，计算机在用户帐户上接收对电子交易的请求。计算机确定对电子交易的请求是否是可疑的，并且响应于确定该请求是可疑的，计算机检索用户的简档信息。所述计算机至少基于所述简档信息来确定用户的一个或多个联系人，其中所述一个或多个联系人由所述用户标识。然后，计算机基于至少来自一个或多个联系人的响应来确定对电子交易的请求是否是可疑的，其中确定该请求不可疑地验证电子交易的认证。

12. 发明申请

US20150253745A1 Utility Consumption Advisor 有权
标题翻译：公用事业消费顾问
公开(公告)号：US20150253745A1
公开(公告)日：2015-09-10
申请号：US14198354
申请日：2014-03-05
申请人： International Business Machines Corporation
发明人： Galina Grunin , David E. Nachman , Nader M. Nassar , Tamer Nassar
IPC分类号： G05B13/02 , G06Q50/06
CPC分类号： G06Q50/06
摘要： An embodiment of the invention provides a method for a utility consumption advisor, wherein a target electricity consumption for a predefined time period is received with a user interface. User parameters are also received with the user interface, the user parameters including a list of electricity consumption items that may not be modified, a list of electricity consumption items that may be modified, and a range of modification for each of the listed electricity consumption items that may be modified. The user's electricity consumption history is determined; and, an electricity utilization plan is generated for the predefined time period with a processor. The electricity utilization plan is generated based on the target electricity consumption, the user parameters, and the user's electricity consumption history. The electricity utilization plan is implemented by wirelessly controlling the electricity consumption items that may be modified.
摘要翻译：本发明的一个实施例提供了一种用于公用事业消费顾问的方法，其中用用户界面接收预定义时间段的目标耗电量。用户界面还接收用户参数，用户参数包括可能不被修改的用电项目列表，可以修改的用电项目列表，以及每个列出的电力消耗项目的修改范围可能会被修改。确定用户的用电历史; 并且利用处理器在预定时间段内生成电力利用计划。电力利用计划是根据目标用电量，用户参数和用电量消耗历史生成的。电力利用计划通过无线控制可能修改的用电项目实施。

13. 发明授权

US10044727B2 Authenticating a request for an electronic transaction 有权
公开(公告)号：US10044727B2
公开(公告)日：2018-08-07
申请号：US15216282
申请日：2016-07-21
申请人： International Business Machines Corporation
发明人： Michael Bender , David E. Nachman , Michael P. Shute
IPC分类号： G06Q40/00 , H04L29/06 , G06Q20/40 , G06Q50/00 , G06F21/62
摘要： In an approach for authenticating a request for an electronic transaction, a computer determines whether a request from a user for an electronic transaction is suspicious. The computer determines one or more contacts of the user. The computer then determines, based on at least a response from the one or more contacts, whether the request for the electronic transaction is suspicious, wherein determining the request is not suspicious validates authentication of the electronic transaction.

14. 发明申请

US20180084423A1 AUTHENTICATION USING DYNAMIC VERBAL QUESTIONS BASED ON SOCIAL AND GEOSPATIAL HISTORY 审中-公开
公开(公告)号：US20180084423A1
公开(公告)日：2018-03-22
申请号：US15823793
申请日：2017-11-28
申请人： INTERNATIONAL BUSINESS MACHINES CORPORATION
发明人： Michael Bender , David E. Nachman , Michael P. Shute
IPC分类号： H04W12/06 , G06F21/62 , H04W4/02 , G06F21/31
CPC分类号： H04W12/06 , G06F21/31 , G06F21/316 , G06F21/32 , G06F21/6218 , G06F2221/2103 , H04L9/3271 , H04L63/0861 , H04L63/107 , H04L63/108 , H04M2201/41 , H04W4/02 , H04W12/08
摘要： An approach is provided for authenticating a user. Geolocations are collected during a first time period and social media interactions are collected during a second time period. Historical data is polled which indicates (1) geolocations whose timestamps indicate locations of a person authorized to access the device within the first time period and (2) social media interactions whose timestamps indicate interactions of the person within the second time period. A question is generated to be relevant to a social media interaction and/or a geolocation included in the historical data. The voice of the user who provided an answer to the question is verified as matching a voice of the person authorized to access the device. The answer is determined to be correct. Based on the matching voices and the answer being correct, the user is authenticated and access to the device by the user is granted.

15. 发明授权

US09906481B2 Notification of electronic conversation 有权
公开(公告)号：US09906481B2
公开(公告)日：2018-02-27
申请号：US14250417
申请日：2014-04-11
申请人： International Business Machines Corporation
发明人： Michael Bender , David E. Nachman , Michael P. Shute
IPC分类号： G06F3/00 , H04L12/58 , G06F17/30 , H04L29/08
CPC分类号： H04L51/24 , G06F17/30864 , G06F17/30979 , H04L51/04 , H04L51/32 , H04L67/24
摘要： A computer system identifies an electronic conversation between a plurality of participants. The computer system identifies the plurality of participants. The computer system determines whether the plurality of participants match a specific list of participants that have been predetermined to be of interest to a user. In response to determining that the plurality of participants engaged in the electronic conversation matches the predetermined list of participants of interest to the user, the computer system notifies the user of the electronic conversation.

16. 发明申请

US20170318461A1 AUTHENTICATION USING DYNAMIC VERBAL QUESTIONS BASED ON SOCIAL AND GEOSPATIAL HISTORY 有权
公开(公告)号：US20170318461A1
公开(公告)日：2017-11-02
申请号：US15144313
申请日：2016-05-02
申请人： INTERNATIONAL BUSINESS MACHINES CORPORATION
发明人： Michael Bender , David E. Nachman , Michael P. Shute
IPC分类号： H04W12/06 , G06F21/31 , G06F21/62 , H04W4/02
CPC分类号： H04W12/06 , G06F21/31 , G06F21/316 , G06F21/32 , G06F21/6218 , G06F2221/2103 , H04L9/3271 , H04L63/0861 , H04L63/107 , H04L63/108 , H04M2201/41 , H04W4/02 , H04W12/08
摘要： An approach is provided for authenticating a user. A request to authenticate the user is received. Historical data that includes social media interactions that specify a person authorized to access the device and geolocations of the person is polled. A question is generated to be relevant to a social media interaction and/or a geolocation included in the historical data. A digital representation of a voice of the user who provided an answer to the question is received. The voice of the user is verified as matching a voice of the person authorized to access the device. The answer is determined to be correct. Based on the matching voices and the answer being correct, the user is authenticated and access to the device by the user is granted.

17. 发明申请

US20170091777A1 HELP CENTER THAT MODIFIES INTERACTION WITH A USER BASED ON ASSESSED EXPERTISE OF THE USER 审中-公开
公开(公告)号：US20170091777A1
公开(公告)日：2017-03-30
申请号：US14863643
申请日：2015-09-24
申请人： International Business Machines Corporation
发明人： Michael Bender , David E. Nachman , Michael P. Shute
IPC分类号： G06Q30/00 , G06Q10/06 , H04L29/08
CPC分类号： G06Q30/016 , G06Q10/06316 , H04L67/22 , H04L67/306 , H04L67/327
摘要： A help center uses a script to provide support to users, and includes a mechanism for assessing expertise of each user and dynamically modifying the flow through the script to provide better support to more expert users. The expertise of the user may be determined based on any or all of the following: past interactions with the help center; reputation of the user on social media; endorsement from other users; the user's organizational hierarchy and job roles; other information available from public sources; and linguistic cues given by the user. By assessing the expertise of the user and modifying the flow through the script according to the user's expertise, more experienced users will have a more streamlined experience and will more quickly get the support they need from the help center.

18. 发明申请

US20160277420A1 FILE AND BIT LOCATION AUTHENTICATION 有权
标题翻译：文件和位置认证
公开(公告)号：US20160277420A1
公开(公告)日：2016-09-22
申请号：US14658526
申请日：2015-03-16
申请人： International Business Machines Corporation
发明人： Galina Grunin , David E. Nachman , Nader M. Nassar , Tamer M. Nassar
IPC分类号： H04L29/06
CPC分类号： H04L63/10 , G06F21/31 , H04L63/0853 , H04L63/0876 , H04L63/123
摘要： An approach for authentication is provided. The approach performs identifying, by one or more computer processors, an account attempting to access content. The approach performs identifying, by one or more computer processors, a file including at least authentication information. The approach performs identifying, by one or more computer processors, a location of the authentication information within the identified file. The approach performs identifying, by one or more computer processors, a length of the authentication information. The approach performs identifying, by one or more computer processors, the authentication information in the identified file based at least on the identified location and the identified length of the authentication information. The approach performs includes determining, by one or more computer processors, whether the identified authentication information matches previously submitted authentication information for the identified account attempting to access content requiring authentication.
摘要翻译：提供了认证方法。该方法执行由一个或多个计算机处理器识别尝试访问内容的帐户。该方法由一个或多个计算机处理器执行至少包括认证信息的文件的识别。该方法由一个或多个计算机处理器执行识别文件内的认证信息的位置。该方法由一个或多个计算机处理器执行鉴定信息的长度。所述方法至少基于所识别的位置和识别的认证信息的长度，由一个或多个计算机处理器识别所识别的文件中的认证信息。所述方法执行包括由一个或多个计算机处理器确定所识别的认证信息是否与先前提交的用于尝试访问需要认证的内容的所识别的帐户的认证信息相匹配。

19. 发明申请

US20150020178A1 Using Personalized URL for Advanced Login Security 审中-公开
公开(公告)号：US20150020178A1
公开(公告)日：2015-01-15
申请号：US13940492
申请日：2013-07-12
申请人： International Business Machines Corporation
发明人： Galina Grunin , David E. Nachman , Nader M. Nassar , Tamer M. Nassar
IPC分类号： H04L29/06
CPC分类号： H04L63/08 , H04L63/083
摘要： Techniques for advanced login security using personalized, user-specific urls are provided. In one aspect, a method for authenticating a user is provided. The method includes the following steps. A personalized login url and credentials (e.g., username and password) are stored for the user. Upon receipt of a login url from the user, it is verified whether the login url matches the personalized url stored for the user. If the login url matches the personalized url for the user, then the user is provided with a user-specific login page where the user can enter credentials, otherwise access is denied. The user is authenticated only if the credentials the user enters match the credentials stored for the user, otherwise denying access.

20. 发明授权

US11151215B2 Identifying webpages accessible by unauthorized users via URL guessing or network sniffing 有权
公开(公告)号：US11151215B2
公开(公告)日：2021-10-19
申请号：US16580436
申请日：2019-09-24
申请人： INTERNATIONAL BUSINESS MACHINES CORPORATION
发明人： Michael Bender , David E. Nachman , Michael P. Shute , Keith R. Walker
IPC分类号： H04L9/00 , G06F16/955 , H04L29/08 , H04L29/06 , G06F16/84
摘要： A computer-implemented method includes: generating a first list of uniform resource locators (URLs) available on a page when accessed using privileged credentials; storing one or more first URL outputs associated with the first list of URLs including the content of webpages accessed using the privileged credentials; generating a second list of URLs when accessed using non-privileged credentials; generating a third list of URLs, wherein the third list of URLs includes URLs included in the first list of URLs and not included in the second list of URLs; storing a second URL output including content of a webpage mapped to a particular URL in the third list of URLs when the particular URL is accessed using the non-privileged credentials; determining that the second URL output matches a particular first URL output associated with the particular URL; and outputting an alert identifying that the webpage is accessible by an unauthorized user.

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