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    • 22. 发明授权
    • Chip card rebate system
    • 芯片卡回扣系统
    • US06450407B1
    • 2002-09-17
    • US09556140
    • 2000-04-21
    • Gary A. FreemanDavid H. Freeman
    • Gary A. FreemanDavid H. Freeman
    • G06K1906
    • G06Q30/02G06K19/0723G06K19/07703G06K19/07749G06Q20/20G06Q20/3552G06Q20/363G06Q20/387G06Q30/0212G06Q30/0225G06Q30/0226G06Q30/0234G06Q30/0235G06Q30/0238G06Q30/0239G06Q30/0247G06Q30/0267G06Q30/0277G07F7/0866G07F7/0873G07F7/088G07F7/1008
    • A method and system for providing advertisement information, including advertising as well as sales promotions, on chip cards that additionally involves an electronic money rebate to the consumer, and for the distribution, accounting, and recovery of the associated electronic money rebates. Rebates are conveyed to the consumer by communication from the advertisement information provider to a customer's chip card via a multiplicity of possible channels including: a personal computer, a portable chip card reader, a point-of-sale (POS) terminal, a handheld device, a home or business telephone, a vending machine, a cellular phone, a pager, a mass transporation payment station, a television and/or television set-top box, or an automated teller machine (ATM). Rather than giving a discount at the point of sale, a rebate in the form of electronic money is stored in chip card memory. The method and system also include tracking and storing integrated relational information regarding advertisement information, products, and customer's buying habits with respect to those products for which rebates have been given. Determination of which particular advertisement information and rebates to store onto the card may be based on customer information available to the providers of the advertisement information. The chip card may or may not incorporate an electronic display for showing the advertisement information directly on the card.
    • 一种用于在芯片卡上提供广告信息(包括广告和销售促销)的方法和系统,该方法和系统还涉及向消费者提供电子退款以及用于分发,记帐和恢复相关联的电子退款。 通过多种可能的通道从广告信息提供者到客户的芯片卡的通信将消息传送给消费者,包括:个人计算机,便携式芯片读卡器,销售点(POS)终端,手持设备 家庭或商务电话,自动售货机,蜂窝电话,寻呼机,大众运输支付站,电视机和/或电视机顶盒或自动取款机(ATM)。 而不是在销售点给予折扣,而是以电子货币的形式回扣芯片卡存储器。 该方法和系统还包括跟踪和存储有关广告信息,产品和客户购买习惯的综合关系信息。 确定存储到卡上的特定广告信息和折扣可以基于广告信息的提供者可用的客户信息。 芯片卡可以或可以不包括用于在卡上直接显示广告信息的电子显示器。
    • 23. 发明授权
    • Flexible chip card with display
    • 柔性芯片卡带显示屏
    • US06402039B1
    • 2002-06-11
    • US09420087
    • 1999-10-18
    • Gary A. FreemanDavid H. Freeman
    • Gary A. FreemanDavid H. Freeman
    • G06K1906
    • G06K19/07703G02F1/133305G02F1/13452G06K19/0723G06K19/07749G06Q20/3433G07F7/02G07F7/08G07F7/0833
    • A chip card including a flexible body; at least one semiconductor chip supported within the flexible body and comprising a memory for storing the information; a display element capable of displaying at least a portion of the information stored in the semiconductor chip, the display element being supported within the flexible body and comprising display areas viewable from at least one side of the chip card; circuitry for controlling the display element; the chip card being capable of undergoing flexing of the type and magnitude experienced by a card during normal use, handling, and storage (e.g., storage in a pocket, wallet, or purse) without permanent damage to the display element and without permanent loss of the displayed information. A chip card may include a power source to provide multi-media capabilities by driving a speaker/microphone or showing a series of images to produce an animated display or film clip.
    • 包括柔性体的芯片卡; 至少一个半导体芯片支撑在所述柔性体内并且包括用于存储所述信息的存储器; 显示元件,其能够显示存储在所述半导体芯片中的信息的至少一部分,所述显示元件被支撑在所述柔性体内,并且包括可从所述芯片卡的至少一个侧面观看的显示区域; 用于控制显示元件的电路; 芯片卡能够在正常使用,处理和存储(例如,储存在口袋,钱包或钱包中)期间经历卡的类型和幅度的弯曲,而不会对显示元件造成永久性损坏,并且不会永久损失 显示信息。 芯片卡可以包括通过驱动扬声器/麦克风或显示一系列图像以产生动画显示或电影剪辑来提供多媒体功能的电源。