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71. 发明授权

US11550299B2 Automated robotic process selection and configuration 有权
公开(公告)号：US11550299B2
公开(公告)日：2023-01-10
申请号：US17332700
申请日：2021-05-27
申请人： Strong Force TX Portfolio 2018, LLC
发明人： Charles Howard Cella , Jenna Lynn Parenti , Taylor D. Charon
IPC分类号： G05B19/41 , G05B19/4155 , G06N5/04 , B25J9/16 , G06N20/00 , G05B13/02 , B25J13/00 , G05B19/18 , G06F3/01 , G06N3/04 , G06F16/27 , G06F16/23 , G16Y10/50 , G16Y40/10 , G06F9/46 , G06F9/54 , G06K9/62 , G06N3/08 , G06Q10/06 , G06Q10/10 , G06Q20/40 , G06Q30/00 , G06Q30/02 , G06Q40/02 , G06Q40/08 , G06Q50/00 , G06Q50/18 , G06Q50/26 , H04L9/06 , G06Q40/04
摘要： A system for selection and configuration of an automated robotic process includes a media input module structured to receive at least one functional media, a media analysis module structured to analyze the at least one functional media and identify an action parameter; and a solution selection module structured to select at least one component of an AI solution for use in an automated robotic process, wherein the selection is based, at least in part, on the action parameter.

72. 发明申请

US20230005069A1 METHODS AND SYSTEMS FOR ADMINISTERING LIFE INSURANCE PRODUCTS WITH DEATH BENEFITS AUTOMATICALLY ADJUSTED WITHOUT UNDERWRITING BASED ON INDEPENDENT DATA CORRELATED WITH AN INSURED INDIVIDUALS NEED FOR LIFE INSURANCE BENEFITS 有权
公开(公告)号：US20230005069A1
公开(公告)日：2023-01-05
申请号：US17853038
申请日：2022-06-29
申请人： AmerUs Group Inc.
发明人： Brian James Clark , Charles Dodd Starbird
IPC分类号： G06Q40/08
摘要： Consumer needs for life insurance benefits change over time, yet traditional individual insurance policies have a fixed death benefit. Embodiments disclosed herein are directed to a system and method for administering life insurance policies with death benefits that are automatically, periodically adjusted, without requiring new underwriting, based on third-party data linked to the insured's specific life insurance need. Embodiments disclosed herein facilitate the alignment of life insurance benefits with an individual's need as those needs change over time regardless of their changing health status, ensuring coverage when the need increases while saving money on unnecessary premiums when the need is declining.

73. 发明申请

US20230005064A1 METHODS AND APPARATUS FOR COMPOUND REDEEMABLE ARBITRAGE 有权
公开(公告)号：US20230005064A1
公开(公告)日：2023-01-05
申请号：US17944231
申请日：2022-09-14
申请人： Convergent Securities LLC
发明人： Gerald C. Altomare
IPC分类号： G06Q40/04 , G06Q40/08 , G06Q40/06 , G06Q10/06
摘要： Methods and apparatus for Compound Redeemable arbitrage relating to the based upon creation and redemption of Compound Redeemable Instruments. Apparatus include server executing executable software to designate specific assets for joint redemption and allocating a predetermined number of the specified assets for distribution based upon a joint redemption. Joint redemption may include redemption of two disparate classes of financial instruments.

74. 发明授权

US11545245B1 Prescription drug fulfillment system and method 有权
公开(公告)号：US11545245B1
公开(公告)日：2023-01-03
申请号：US16842406
申请日：2020-04-07
申请人： AbbVie Inc.
发明人： Pankaj Dubey , Vaibhav Jindal
IPC分类号： G16H20/10 , G16H10/60 , G06Q40/08 , G06Q30/02 , G06Q20/40 , G06Q10/10 , G06F8/60
摘要： A system for fulfilling a prescription is provided. The system may include at least one processor programmed to (i) receive a prescription request including patient data relating to a patient, (ii) determine an insurance provider of the patient based on the received patient data, (iii) determine an insured cost for a prescription for the patient, (iv) determine a non-insured cost for the prescription for the patient, (v) compare the insured cost to the non-insured cost to determine which cost is lower, (vi) depending on which cost is lower, i) send a message to the patient with a corresponding recommendation, and ii) process an insurance claim and/or a payment transaction upon authorization from the patient, and (vii) transmit the prescription to a pharmacy for further processing.

75. 发明授权

US11544807B1 Policyholder setup in secure personal and financial information storage and chatbot access by trusted individuals 有权
公开(公告)号：US11544807B1
公开(公告)日：2023-01-03
申请号：US17089388
申请日：2020-11-04
申请人： STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANY
发明人： Edward W. Breitweiser , Brian A. Steigerwald , Shreeti Banerjee , Larry Ingrum
IPC分类号： G06Q40/08 , H04L51/02 , H04L51/04 , G06Q50/18
摘要： A computer-implement method and computer system may be configured to facilitate policyholder setup in connection with estate handling. An audible or visible chatbot avator or doppelgänger may lead a trustee, beneficiary, or family member through the estate of an impaired or deceased user. A computer system may have been provided with, or gather, sample voice and visual recordings associated with a user that are used to build the chatbot avatar that simulates the user audibly and/or visually. The computer system may have previously prompted the user for necessary items to properly handle their estate, such as information related to financial accounts, loans, insurance policies, etc. and user names and passwords to various electronic accounts.

76. 发明授权

US11544795B2 Automatically labeling data using natural language processing 有权
公开(公告)号：US11544795B2
公开(公告)日：2023-01-03
申请号：US17666001
申请日：2022-02-07
申请人： Futurity Group, Inc.
发明人： John Wang , Hari Nathan
IPC分类号： G06F17/00 , G06Q40/08 , G06F40/205 , G06F40/40 , G06F16/35
摘要： In an illustrative embodiment, methods and systems for automatically labeling unstructured data include accessing unstructured data representing data entry and analyzing the unstructured data by applying natural language processing to a text component of the unstructured data to obtain a set of term counts of words and/or phrases identified in the text component. Analyzing may include applying at least one clustering algorithm to the set of term counts to determine a term cluster, identifying a preexisting term cluster most closely matching the term cluster, and applying, to the unstructured data, a predefined label corresponding to the preexisting term cluster. The unstructured data may be analyzed to obtain formatting counts of formatting elements, and a formatting cluster may be determined and applied to match to a preexisting formatting cluster, thus deriving a predefined label corresponding to the preexisting formatting cluster.

77. 发明申请

US20220415176A1 Risk Management System with Internet of Things 有权
公开(公告)号：US20220415176A1
公开(公告)日：2022-12-29
申请号：US17862549
申请日：2022-07-12
申请人： Allstate Insurance Company
发明人： Sohail Farooqui , Enriqueta Zurlo , Jeraldine Dahlman
IPC分类号： G08G1/16 , G06Q40/08 , H04L67/12 , H04W4/46
摘要： A risk management system that includes an internet of things (IoT) integrated logic engine connected to IoT-capable sensors and devices and autonomous entity sensors and devices. The logic engine processes and analyzes in real-time the data from the plurality of IoT-capable sensors and the autonomous entity sensors. The logic engine further identifies novel patterns and pre-defined data patterns in the data from the plurality of IoT-capable sensors and the autonomous entity sensors to determine that a risk is occurring or imminent. The logic engine further sends real-time notifications to a set of subscribers of the risk management system about the risk that is occurring or imminent and provide inter-device communications to provide real-time warnings between one or more of the plurality of sensor-enabled devices and the autonomous entity devices.

78. 发明申请

US20220414786A1 COLLECTION OF CRASH DATA USING AUTONOMOUS OR SEMI-AUTONOMOUS DRONES 有权
公开(公告)号：US20220414786A1
公开(公告)日：2022-12-29
申请号：US17891798
申请日：2022-08-19
申请人： State Farm Mutual Automobile Insurance Company
发明人： Rosemarie G. Grant , Christina P. Mullen
IPC分类号： G06Q40/08 , G06Q50/26 , G08G5/00 , G05D1/10 , G05D1/00 , G08G5/04 , G08G1/01 , G08G1/00 , B64C39/02
摘要： A system for collecting vehicle crash data at a vehicle crash site of a vehicle crash is provided. The system may include an emergency response unit that includes an emergency response vehicle and an unmanned aerial vehicle (UAV) that is automatically deployed from the emergency response vehicle at the vehicle crash site. The UAV may be an autonomous or semi-autonomous drone, and include a processor, memory, and sensor, wherein the sensor collects vehicle crash data (such as image, video, or audio) at the crash site. The system may include a remote computing device and an insurance computing device to process the vehicle crash data collected by the UAV and/or initiate a crash insurance claim. The vehicle crash data may be used for one or more insurance-related purposes or activities, such as handling, adjusting, or generating auto or homeowners insurance claims; crash reconstruction; fault determination; damaged vehicle repair; and/or buildup identification.

79. 发明申请

US20220406445A1 Method for Delivering Sustainable Healthcare to a Patient-Population 有权
公开(公告)号：US20220406445A1
公开(公告)日：2022-12-22
申请号：US17807592
申请日：2022-06-17
申请人： Vayu Health
发明人： Avni Shah
IPC分类号： G16H40/20 , G16H50/70 , G06Q40/08
摘要： The present specification discloses methods for delivering sustainable healthcare to a patient-population suffering from a chronic condition to improved healthcare outcomes. The disclosed methods comprises aligning stakeholders involved in delivering care to the patient-population based on common metrics of success; establishing an advance primary care team to liaison with the patient-population and a community where patient-population resides to facilitate a delivery of care program; identifying the patient-population by assessing one or more individuals suffering from the chronic condition by risk stratification parameters; and implementing a sustainable value-based payment scheme. The disclosed methods may further comprise a data management step that provides a data infrastructure that facilitates analysis and reporting to enable transparent data sharing of each patient-population member linked to outcomes and cost and/or a technology platform step that implements an interoperable and flexible healthcare framework that monitors delivery of care and healthcare outcome of each patient-population member.

80. 发明申请

US20220406009A1 SYSTEMS AND METHODS FOR IMPROVING PROPERTY INSPECTION EFFICIENCY 有权
公开(公告)号：US20220406009A1
公开(公告)日：2022-12-22
申请号：US17895600
申请日：2022-08-25
申请人： ACCURENCE, INC.
发明人： Zachary Labrie , Benjamin Zamora , Timothy Bruffey
IPC分类号： G06T17/00 , G06Q10/00 , G06Q50/16 , G06Q10/10 , G06N20/00 , G06T7/00 , G06Q40/08
摘要： Methods and systems for automating the management and processing of roof damage analysis. In some embodiments, methods and systems include obtaining data associated with a property. Methods and systems include using obtained data to generate a model of the property. Methods and systems include transmitting the model of the property to a user device. Methods and systems include receiving annotation data from the user device. Methods and systems include generating an estimate scope of repair for the property based on the annotation data.

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