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1. 发明授权

US11170378B2 Methods for payment and merchant systems 有权
公开(公告)号：US11170378B2
公开(公告)日：2021-11-09
申请号：US15806945
申请日：2017-11-08
申请人： Cosmin-Gabriel Ene
发明人： Cosmin-Gabriel Ene
IPC分类号： G06Q20/40 , G06Q20/24 , G06Q20/10 , G06Q20/12 , G07G1/14
摘要： Methods for payment and/or merchant system which facilitates the payment of very small monetary amounts, making the payment more secure for the user. The method for a payment system for at least one online shop relies on an identifier of a user device for recording at least one identification number of the user device, for receiving and confirming direct debit orders, and for storing the direct debit orders. Such method monitors the total of the debit amounts in relation to the identification number and to request a user of the user device to register after a predetermined time interval and/or on exceeding a predetermined value of the total payable, in order to settle at least part of the total payable.

2. 发明申请

US20220292487A1 METHODS AND SYSTEMS FOR IMAGE SENSOR-BASED SIGNAGE INTIATED TRANSACTIONS 有权
公开(公告)号：US20220292487A1
公开(公告)日：2022-09-15
申请号：US17635316
申请日：2020-08-17
申请人： Cosmin-Gabriel ENE
发明人： Cosmin-Gabriel ENE
IPC分类号： G06Q20/32
摘要： Initiating a rapid convenient purchase transaction for services based on the capture of image of coded signage for such transaction includes the steps taken by a computing device of a) capturing by an image sensor an image of service code signage depicting a code associated with an offered fee-based service, b) processing the captured image of the service code signage to identify an address of a first network-accessible computer server associated with the offered fee-based service and at least one parameter associated with the offered fee-based service, c) transmitting to the first computer server address information of the at least one parameter associated with the offered fee-based service, and a network-accessible address associated with the mobile device, d) receiving from the first computer server, information associated with the offered fee-based service including at least a fee for the fee-based service, e) displaying on the mobile device, the received information and at least two payment options including an immediate payment option and a deferred payment option, f) receiving from a user of the mobile device, a selected payment option, g) transmitting to the first computer server address, information indicative of the selected payment option, h) transmitting a unique identifier to an address of network-accessible second computer server when said deferred payment option is selected, wherein the second computer server is associated with a deferred payment service provider, and i) receiving information of a completed transaction for the offered fee-based service including at least a unique transaction identifier and a parameter associated with at least one aspect of the fee-based service to be used.

3. 发明申请

US20220300996A1 COMPUTER-IMPLEMENTED METHODS FOR GENERATING CUSTOMER CREDIT FROM TARGETED MARKETING 有权
公开(公告)号：US20220300996A1
公开(公告)日：2022-09-22
申请号：US17639673
申请日：2020-09-03
申请人： Cosmin-Gabriel ENE , Marcel ERNI
发明人： Cosmin-Gabriel ENE , Marcel ERNI
IPC分类号： G06Q30/02 , G06Q20/20
摘要： A computer-implemented method for generating customer credit for participation in a marketing activity at a merchant location, including the steps of: a) receiving device identification information for a mobile electronic device (UE) of a customer at a merchant server, indicating that the customer is present at or near the merchant location, b) transmitting information to UE inviting participation by the customer in a merchant location-based marketing activity, c) determining a customer completion of the marketing activity at the merchant location, d) issuing a request by the merchant server that a balance in an earnings account of the customer be updated to include a customer credit amount provided by the merchant for completion of the marketing activity, and e) determining whether the updated balance exceeds a predetermined threshold amount. When the threshold amount has been exceeded, an enrollment request is delivered to the mobile electronic device requesting the user to elect a payer from which to receive all or a portion of the credit balance.

4. 发明申请

US20210326820A1 SYSTEM AND METHOD FOR SELF-PUBLICATION AND DISTRIBUTION OF DIGITAL CONTENT VIA THE INTERNET 有权
公开(公告)号：US20210326820A1
公开(公告)日：2021-10-21
申请号：US17364043
申请日：2021-06-30
申请人： Cosmin-Gabriel ENE
发明人： Cosmin-Gabriel ENE
IPC分类号： G06Q20/12 , G06Q30/06 , G06F16/955 , G06Q20/14 , G06Q30/02 , G06Q50/00 , H04L29/08
摘要： An internet-accessible computer server has a processor, a receiver, a transmitter and a memory. The receiver is coupled to the processor and receives: a) login information from a user over the internet, b) information to access digital content stored by the user on an internet-accessible remote storage server and c) at least one price attribute to be associated with offering access to the digital content to third parties in, for example, a social media network. The processor creates a webpage for presenting the digital content and causes the transimitter to transmit a unique identifier of the webpage to the user for posting on, for example, the social media platform. The receiver receives a third-party request for the content via the identifier, causing the transmitter transmits a link to the third-party for accessing an online payment transaction system to pay for the content. Upon receiving a payment confirmation from that system, the processor retrieves the digital content a remote storage system used by the user and causes the transmitter to transmit the content to the third-party.

5. 发明申请

US20090119186A1 Apparatus and Method for Ordering 审中-公开
标题翻译：仪器和订购方法
公开(公告)号：US20090119186A1
公开(公告)日：2009-05-07
申请号：US12296163
申请日：2007-03-30
申请人： Cosmin-Gabriel Ene
发明人： Cosmin-Gabriel Ene
IPC分类号： G06Q30/00 , G06Q10/00
CPC分类号： H04H60/63 , G06Q10/103 , G06Q30/06 , H04H60/91 , H04H60/98
摘要： The present invention relates to an apparatus and a method for ordering an article from a plurality of articles. The apparatus or the method merely has a manageable set of identifiers. These identifiers are added to a given audio/video signal which advertises a particular article and is broadcast. If a person receiving the audio/video signal wishes to purchase the relevant article, this article can be identified by the identifier. Preferably, this identifier is a colored marker. Since the cardinality of the set of identifiers is kept relatively manageable, a plurality of articles is provided with the same identifier, that is to say the same color marker. The apparatus or the method is able to distinguish between articles with the same identifier by comparing the time at which the article was advertised with the time at which the order was received.
摘要翻译：本发明涉及一种用于从多个物品订购物品的装置和方法。该装置或方法仅具有可管理的一组标识符。这些标识符被添加到通告特定物品并被广播的给定音频/视频信号。如果接收音频/视频信号的人希望购买相关文章，则可以通过标识符来标识本文。优选地，该标识符是彩色标记。由于标识符集合的基数保持相对可管理，所以多个物品被提供有相同的标识符，也就是说相同的颜色标记。该装置或方法能够通过将广告物品的时间与接收订单的时间进行比较来区分具有相同标识符的物品。

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