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    • 5. 发明授权
    • System and method for securing data transaction
    • 用于保护数据事务的系统和方法
    • US09331852B2
    • 2016-05-03
    • US13346222
    • 2012-01-09
    • Puneet GuptaVenkat Kumar SivaramamurthyAkshay DarbariSudhakar Vusirika
    • Puneet GuptaVenkat Kumar SivaramamurthyAkshay DarbariSudhakar Vusirika
    • H04L9/00H04L9/08
    • H04L9/0869H04L9/0863H04L2209/56
    • A secure messaging channel is necessary especially when the message involves confidential transactions, for example a bank transaction which involves funds transfer and other additional information. The present disclosure describes securing message. The method of securing a message comprises providing a personal identification number by the user, wherein the personal identification number is associated to a unique number of a user. The unique number can be a mobile number. The correct personal identification number invokes the one-time password generator. The one time password generator accesses a metadata which comprises a value stored. The value stored in the metadata is retrieved to generate a dynamic key. The dynamic key is converted to a symmetric encryption key to encrypt the data. The dynamic key can also be converted to a symmetric decryption key to decrypt the data.
    • 特别是当消息涉及机密交易(例如涉及资金转移的银行交易和其他附加信息)时,安全消息通道是必需的。 本公开描述了保护消息。 保护消息的方法包括由用户提供个人识别号码,其中个人识别号码与用户的唯一号码相关联。 唯一号码可以是手机号码。 正确的个人识别号码调用一次性密码生成器。 一次性密码生成器访问包含存储的值的元数据。 检索存储在元数据中的值以生成动态密钥。 将动态密钥转换为对称加密密钥来加密数据。 动态密钥也可以转换为对称解密密钥来解密数据。
    • 6. 发明授权
    • Methods for authenticating a user without personal information and devices thereof
    • 用于认证没有个人信息的用户的方法及其装置
    • US08516563B2
    • 2013-08-20
    • US13218515
    • 2011-08-26
    • Ashutosh SaxenaHarigopal K. B. Ponnapalli
    • Ashutosh SaxenaHarigopal K. B. Ponnapalli
    • G06F7/04G06F17/30G06F12/14G06F15/16
    • G06F21/31H04L63/08
    • A method, non-transitory computer readable medium, and apparatus that authenticates a user without personal information includes obtaining at a secure authentication computing apparatus a context identifier, a registration identifier of one of a plurality of string generator modules assigned to a client computing device requesting access, and a client string generated by the client computing device requesting access from an agent computing device associated with the client computing device requesting access. An authentication string is generated with the secure authentication computing apparatus based on the obtained context identifier and a corresponding one of the plurality of string generator modules provided to the client computing device requesting access based on the registration identifier. The requested access by the client computing device is granted with the secure authentication computing apparatus when the client string matches the authentication string.
    • 在没有个人信息的情况下认证用户的方法,非暂时性计算机可读介质和装置包括在安全认证计算设备处获取上下文标识符,分配给客户端计算设备的多个字符串生成器模块之一的注册标识符 访问和由客户端计算设备生成的客户端字符串,请求从与请求访问的客户端计算设备相关联的代理计算设备进行访问。 基于所获得的上下文标识符和提供给客户计算设备的多个字符串生成器模块中的相应一个,基于注册标识符来请求访问,生成认证字符串。 当客户端字符串匹配认证字符串时,由客户端计算设备请求的访问被授予安全认证计算设备。
    • 7. 发明授权
    • Business case evaluation system and methods thereof
    • 商业案例评估系统及其方法
    • US08412561B2
    • 2013-04-02
    • US11878960
    • 2007-07-30
    • Jithesh SathyanNaveen Krishnan UnniAnil J. Rajan
    • Jithesh SathyanNaveen Krishnan UnniAnil J. Rajan
    • G06Q10/00
    • G06Q10/00G06Q50/00
    • A system and method to offer a one or more experiences using various layers to at least one customer is disclosed. The method includes user experience layer having a first plurality of components owned by at least one service provider to evaluate a plurality of experimental changes of the at least one customer. The method further includes user service layer having a second plurality of components owned by the at least one service provider to offer a first plurality of services for the at least one customer. The method further includes an adaptation layer, a network service layer, a protocol layer and a platform layer having one or more components to provide one or more functionalities. Additionally, the method further includes a monitoring and control layer with one or more components to build management information across the one or more layers.
    • 公开了一种向至少一个客户提供使用各种层的一个或多个体验的系统和方法。 该方法包括具有由至少一个服务提供商拥有的第一多个组件以评估至少一个客户的多个实验改变的用户体验层。 该方法还包括具有由至少一个服务提供商拥有的第二多个组件的用户服务层,以为至少一个客户提供第一多个服务。 该方法还包括适配层,网络服务层,协议层和具有一个或多个组件以提供一个或多个功能的平台层。 另外,该方法还包括具有一个或多个组件的监视和控制层,以跨越该一个或多个层来建立管理信息。