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1. 发明授权

US10290013B2 Methods and apparatus for standard approach to coupon selection 有权
公开(公告)号：US10290013B2
公开(公告)日：2019-05-14
申请号：US13451770
申请日：2012-04-20
申请人： Patrik Smets , David A. Roberts , Jonathan Main
发明人： Patrik Smets , David A. Roberts , Jonathan Main
IPC分类号： G06Q30/00 , G06Q30/02 , G06Q20/04 , G06Q20/32 , G06Q20/38
摘要： Presented are apparatus and methods for utilizing coupons and the like in the context of a contactless payment process. A processor of a payment-enabled mobile device stores a Proximity Coupon System Environment (PCSE). The PCSE includes coupon applications that provide for an alternative form of payment and/or that influence a final transaction amount for a payment transaction. The method includes storing in a File Control Information (FCI) file of the PCSE a list of the coupon applications, and storing in a FCI file of a Proximity Payment System Environment (PPSE) an indication of the existence of the PCSE. When a payment transaction request is received from a proximity reader, the payment-enabled mobile device transmits the indication of the existence of the PCSE and the list of coupon applications that are to be considered before determining the final transaction amount.

2. 发明授权

US09721319B2 Tap and wireless payment methods and devices 有权
公开(公告)号：US09721319B2
公开(公告)日：2017-08-01
申请号：US13432778
申请日：2012-03-28
申请人： Patrik Smets , David A. Roberts , Simon Phillips , John Gaitanos , Mehdi Collinge , Jonathan James Main
发明人： Patrik Smets , David A. Roberts , Simon Phillips , John Gaitanos , Mehdi Collinge , Jonathan James Main
IPC分类号： G06Q20/00 , G06T1/20 , H04N19/85
CPC分类号： G06T1/20 , H04N19/85
摘要： Example embodiments include methods and apparatus for exchanging, using a contactless interface included in a portable device, transaction information associated with an electronic merchant device when the portable device is brought into close proximity to a contactless interface associated with the electronic merchant device, with the information identifying the electronic merchant device and identifying a handover wireless network connected to the electronic merchant device and with information including security credentials required to form a secure connection, establishing a persistent, secure wireless connection with the electronic merchant device, using a wireless network interface in the portable device and the transaction information, over the handover wireless network and exchanging transaction messages between the portable device and the electronic merchant device over the persistent, secure wireless connection during a shopping interval.

3. 发明授权

US08909194B2 Physical location verification 有权
标题翻译：物理位置验证
公开(公告)号：US08909194B2
公开(公告)日：2014-12-09
申请号：US11635864
申请日：2006-12-08
申请人： Poovanpilli G. Madhavan , David A. Roberts , Mohammad Shabbir Alam , Zhong Deng , Sharad Mittal , Ankur Agiwal
发明人： Poovanpilli G. Madhavan , David A. Roberts , Mohammad Shabbir Alam , Zhong Deng , Sharad Mittal , Ankur Agiwal
IPC分类号： H04M1/66 , H04L29/06 , H04L29/08 , H04W52/28 , H04W12/04 , H04W52/36 , H04W8/00
CPC分类号： H04W52/28 , H04L63/0492 , H04L63/061 , H04L67/14 , H04W8/005 , H04W12/04 , H04W52/281 , H04W52/283 , H04W52/367 , Y04S40/24
摘要： A process for secure, safe, and easy provisioning of a wireless device with credentials to connect to a wireless network. A connecting wireless device and an established wireless device both utilize low power transmission at close proximity to exchange wireless connection setting information and/or a password. The connecting wireless device is moved into proximity with the established wireless device and a low power setting is discovered at which the wireless devices may communicate with a sufficiently low error rate. The proximity of the connecting wireless device to the established wireless device is verified and the connecting wireless device is then passed the secret information by the established network device.
摘要翻译：用于安全，安全和容易地配置具有用于连接到无线网络的凭证的无线设备的过程。连接无线设备和已建立的无线设备都利用近距离的低功率传输来交换无线连接设置信息和/或密码。连接的无线设备移动到所建立的无线设备附近，并且发现低功率设置，无线设备可以以足够低的错误率进行通信。验证连接无线设备与建立的无线设备的接近度，然后通过建立的网络设备将连接的无线设备传递给秘密信息。

4. 发明申请

US20140329430A1 Low Defect Nanotube Application Solutions and Fabrics and Methods for Making Same 有权
标题翻译：低缺陷纳米管应用解决方案和织物及其制作方法
公开(公告)号：US20140329430A1
公开(公告)日：2014-11-06
申请号：US14265602
申请日：2014-04-30
申请人： J. Thomas Kocab , Thomas R. Bengtson , Sanjin Hosic , Rahul Sen , Billy Smith , David A. Roberts , Peter Sites
发明人： J. Thomas Kocab , Thomas R. Bengtson , Sanjin Hosic , Rahul Sen , Billy Smith , David A. Roberts , Peter Sites
IPC分类号： D06B23/20 , D04H1/732
CPC分类号： B01D19/0005 , B01D19/0031 , B01D19/0036 , B01D19/0057 , B01D19/0078 , B05D1/005 , B05D3/002 , B05D3/12 , B05D7/24 , D04H1/4242 , D04H1/732 , Y10T442/60
摘要： The present disclosure provides methods for removing defects nanotube application solutions and providing low defect, highly uniform nanotube fabrics. In one aspect, a degassing process is performed on a suspension of nanotubes to remove air bubbles present in the solution. In another aspect, a continuous flow centrifugation (CFC) process is used to remove small scale defects from the solution. In another aspect, a depth filter is used to remove large scale defects from the solution. According to the present disclosure, these three methods can be used alone or combined to realize a low defect nanotube application solutions and fabrics.
摘要翻译：本公开提供了用于去除缺陷纳米管应用解决方案并提供低缺陷，高度均匀的纳米管织物的方法。在一个方面，对纳米管的悬浮液进行脱气处理以除去溶液中存在的气泡。另一方面，使用连续流离心（CFC）方法从溶液中除去小规模的缺陷。在另一方面，深度滤波器用于从溶液中去除大规模的缺陷。根据本公开，这三种方法可以单独使用或组合使用以实现低缺陷纳米管应用解决方案和织物。

5. 发明授权

US08639771B2 Windows rally wireless HID device 有权
标题翻译： Windows拉力无线HID设备
公开(公告)号：US08639771B2
公开(公告)日：2014-01-28
申请号：US11534376
申请日：2006-09-22
申请人： Scott Manchester , Yasuhiro Odagiri , Takeshi Misu , Yusuke Jinnai , Keiichi Kishi , Takeshi Nagao , David A. Roberts
发明人： Scott Manchester , Yasuhiro Odagiri , Takeshi Misu , Yusuke Jinnai , Keiichi Kishi , Takeshi Nagao , David A. Roberts
IPC分类号： G06F15/16
CPC分类号： G06F11/3051 , G06F3/023 , G06F3/038 , G06F11/30 , G06F21/30 , H04L63/083 , H04L63/0861 , H04W8/005 , H04W12/04 , H04W84/12
摘要： A system and method that identifies and effectuates communication between a connectable client and a wireless human interface device. The wireless human interface device utilizes technologies to abstract the complexities of IP based wired and wireless networks to provide mechanisms to easily discover, associate, utilize and diagnose the wireless human interface device. Through the ensuing abstraction the wireless human interface device can be associated with an unlimited number of connectable networked clients or hosts thus eliminating the requirement of analog switch boxes to connect human interface devices to each connectable host or client, and further providing for the control of local and/or Internet based hosts or clients.
摘要翻译：识别和实现可连接客户端与无线人机接口设备之间的通信的系统和方法。无线人机接口设备利用技术来抽象基于IP的有线和无线网络的复杂性，以提供容易发现，关联，利用和诊断无线人机接口设备的机制。通过随后的抽象，无线人机界面设备可以与无限数量的可连接的网络客户端或主机相关联，从而消除模拟开关盒对人机接口设备连接到每个可连接主机或客户机的需求，并进一步提供对本地和/或基于互联网的主机或客户端。

6. 发明授权

US08490880B2 Proximity payment device with active switch 有权
标题翻译：具有主动开关的接近支付装置
公开(公告)号：US08490880B2
公开(公告)日：2013-07-23
申请号：US12979514
申请日：2010-12-28
申请人： Colin Tanner , Duncan Garrett , David A. Roberts
发明人： Colin Tanner , Duncan Garrett , David A. Roberts
IPC分类号： G06K19/06
CPC分类号： G06K19/07779 , G06K19/07345 , Y10T29/4913
摘要： An identification token includes a body and an RFID IC embedded in the body. An antenna is also embedded in the body and is coupled to the RFID IC. A control integrated circuit (CIC) is embedded in the body and coupled to the antenna. A sensor is embedded in the body and is coupled to the CIC. The sensor is actuatable by a user of the identification token.
摘要翻译：识别令牌包括主体和嵌入在身体中的RFID IC。天线也嵌入在主体中并耦合到RFID IC。控制集成电路（CIC）嵌入在主体中并耦合到天线。一个传感器被嵌入在主体中并与CIC耦合。传感器可由识别令牌的用户启动。

7. 发明申请

US20130185167A1 FINANCIAL TRANSACTION METHOD AND SYSTEM HAVING AN UPDATE MECHANISM 审中-公开
标题翻译：具有更新机制的财务交易方法和系统
公开(公告)号：US20130185167A1
公开(公告)日：2013-07-18
申请号：US13825115
申请日：2010-09-21
申请人： Patrick Mestré , Cristian Radu , David A. Roberts , Edward L.H. Van de Velde
发明人： Patrick Mestré , Cristian Radu , David A. Roberts , Edward L.H. Van de Velde
IPC分类号： G06Q20/20
CPC分类号： G06Q20/202 , G06Q20/20 , G06Q20/4033 , G06Q20/4037 , G07F7/10 , G07F7/127
摘要： A payment device and method and system for using the payment device is described capable of utilizing a pre-authorized amount on existing infrastructure, including POS terminals or for using offline pre-paid products on this infrastructure. The updates for the pre-authorized or offline prepaid products can be sent by the issuer and applied by the card contemporaneously with the card's processing of the issuer authentication data but without requiring any additional bytes in the issuer authentication data. The updates performed by the issuer can be larger and more extensive than could be achieved by using any available space in the issuer authentication data.
摘要翻译：描述了用于使用支付设备的支付设备和方法和系统，其能够利用包括POS终端在内的现有基础设施的预授权量，或者在该基础设施上使用离线预付产品。预授权或离线预付产品的更新可以由发行人发送并由卡同时应用于发卡人认证数据的卡的处理，而不需要在发行者认证数据中的任何附加字节。由发行者执行的更新可以比通过使用发行者认证数据中的任何可用空间可以实现的更广泛和更广泛。

8. 发明授权

US08458092B2 Techniques for transaction adjustment 有权
标题翻译：交易调整技术
公开(公告)号：US08458092B2
公开(公告)日：2013-06-04
申请号：US13304589
申请日：2011-11-25
申请人： Michael C Ward , Alexandru Cunescu , David A Roberts , David Bibby
发明人： Michael C Ward , Alexandru Cunescu , David A Roberts , David Bibby
IPC分类号： G06Q40/00
CPC分类号： G06Q20/363 , G06Q20/10 , G06Q20/102 , G06Q20/105 , G06Q20/40 , G06Q40/02 , G07F7/0866
摘要： Techniques are provided for transaction adjustment. A payment device, having an offline balance, is presented to an offline terminal in connection with a putative transaction. If an irregularity with the putative transaction is detected, the offline balance is adjusted responsive to the detection. In one aspect of the invention, such adjustment can be carried out, via offline-terminal interaction, substantially without the use of a security module and cryptographic keys in the offline terminal.
摘要翻译：技术提供交易调整。具有离线余额的支付设备与假定交易相关联地呈现给离线终端。如果检测到违规事项，则根据检测结果调整离线余额。在本发明的一个方面，这样的调整可以通过离线终端交互来实现，而不需要在离线终端中使用安全模块和密码密钥。

9. 发明授权

US08370258B2 Apparatus, method, and computer program product for recovering torn smart payment device transactions 有权
标题翻译：用于恢复破损的智能支付设备交易的装置，方法和计算机程序产品
公开(公告)号：US08370258B2
公开(公告)日：2013-02-05
申请号：US12769245
申请日：2010-04-28
申请人： David A. Roberts , Duncan Garrett , Eddy L. H. Van de Velde
发明人： David A. Roberts , Duncan Garrett , Eddy L. H. Van de Velde
IPC分类号： G06Q40/00
CPC分类号： G06Q20/40 , G06Q20/10 , G06Q20/18 , G06Q20/38 , G06Q20/382 , G07F7/1008 , G07F7/12
摘要： A first command is sent from a payment terminal assembly to a payment device with an on-device balance to compute a cryptogram to complete a putative transaction. It is detected that the cryptogram is not received as expected. In response, an identifier of the payment device and transaction recovery data associated with the putative transaction are stored in a storage area of a terminal memory of the payment terminal assembly. The payment terminal assembly obtains the identifier of the payment device, upon re-presentation of the payment device. Upon such re-presentation, the payment terminal assembly compares the obtained identifier of the payment device to contents of the storage area. Conditioned at least upon the comparing yielding a match, a second command is sent from the payment terminal assembly to the payment device to instruct the payment device to re-produce the cryptogram to complete the putative transaction.
摘要翻译：第一命令从支付终端组件发送到具有设备上余额的支付设备，以计算密码以完成推定的交易。检测到没有按预期方式收到密码。作为响应，将与推定交易相关联的支付设备和交易恢复数据的标识符存储在支付终端组件的终端存储器的存储区域中。支付终端组件在重新呈现支付设备时获得支付设备的标识符。在这种重新呈现时，支付终端组件将获得的支付设备的标识符与存储区域的内容进行比较。至少在进行比较的条件下产生匹配时，第二命令从支付终端组件发送到支付设备，以指示支付设备重新产生密码以完成推定的交易。

10. 发明申请

US20120160921A1 PROXIMITY PAYMENT DEVICE WITH ACTIVE SWITCH 有权
标题翻译：带有开关的接近付款设备
公开(公告)号：US20120160921A1
公开(公告)日：2012-06-28
申请号：US12979514
申请日：2010-12-28
申请人： Colin Tanner , Duncan Garrett , David A. Roberts
发明人： Colin Tanner , Duncan Garrett , David A. Roberts
IPC分类号： G06K19/073 , G06K19/077
CPC分类号： G06K19/07779 , G06K19/07345 , Y10T29/4913
摘要： An identification token includes a body and an RFID IC embedded in the body. An antenna is also embedded in the body and is coupled to the RFID IC. A control integrated circuit (CIC) is embedded in the body and coupled to the antenna. A sensor is embedded in the body and is coupled to the CIC. The sensor is actuatable by a user of the identification token.
摘要翻译：识别令牌包括主体和嵌入在身体中的RFID IC。天线也嵌入在主体中并耦合到RFID IC。控制集成电路（CIC）嵌入在主体中并耦合到天线。一个传感器被嵌入在主体中并与CIC耦合。传感器可由识别令牌的用户启动。

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