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2. 发明授权

US08010450B2 Systems and methods for processing commercial financial transactions 有权
标题翻译：处理商业金融交易的制度和方法
公开(公告)号：US08010450B2
公开(公告)日：2011-08-30
申请号：US12123241
申请日：2008-05-19
申请人： Shauna Michelle Palmer
发明人： Shauna Michelle Palmer
IPC分类号： G06Q40/00
CPC分类号： G06Q40/00 , G06Q20/10
摘要： Systems and methods for processing commercial financial transactions are provided. In one aspect, a method for processing a commercial financial transaction between a customer and a merchant is provided. The method includes approving a customer for receiving a financing package for engaging in the commercial financial transaction with a merchant, and issuing the financing package to the customer from the originator, wherein the financing package includes a check having a plurality of security features and a security agreement between the customer and the originator. The method also includes entering into a financing agreement between the customer and the originator upon execution of the check and the security agreement, receiving first purchase data from the merchant, performing an initial verification of the commercial financial transaction including comparing stored financing package data to the first purchase data, and processing the commercial financial transaction if the initial verification is satisfied.
摘要翻译：提供了处理商业金融交易的系统和方法。一方面，提供了一种用于处理客户与商家之间的商业金融交易的方法。该方法包括：批准客户接收与商户进行商业金融交易的融资包，并从发起方向客户发放融资包，其中融资包包括具有多个安全特征和安全性的支票客户与发起人之间的协议。该方法还包括在执行支票和担保协议时订立客户与发起人之间的融资协议，从商家接收首次购买数据，对商业金融交易进行初始验证，包括将存储的融资包数据与首先购买数据，如果初始验证满足，则处理商业金融交易。

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