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1. 发明授权

US11539848B2 Systems and methods for automatic image capture on a mobile device 有权
公开(公告)号：US11539848B2
公开(公告)日：2022-12-27
申请号：US16889131
申请日：2020-06-01
申请人： MITEK SYSTEMS, INC.
发明人： John J. Roach , Grigori Nepomniachtchi , Robert Couch , Oleg Rybakov , Michael Gillen , Kevin Andrew Bell
IPC分类号： G06Q20/32 , G06Q20/04 , H04N1/00 , G06Q20/14 , G06Q20/38 , G06V10/28 , G06V10/32 , G06V10/24 , H04N101/00 , G06V30/10
摘要： Real-time evaluation and enhancement of image quality prior to capturing an image of a document on a mobile device is provided. An image capture process is initiated on a mobile device during which a user of the mobile device prepares to capture the image of the document, utilizing hardware and software on the mobile device to measure and achieve optimal parameters for image capture. Feedback may be provided to a user of the mobile device to instruct the user on how to manually optimize certain parameters relating to image quality, such as the angle, motion and distance of the mobile device from the document. When the optimal parameters for image capture of the document are achieved, at least one image of the document is automatically captured by the mobile device.

2. 发明授权

US11461567B2 Systems and methods of identification verification using hybrid near-field communication and optical authentication 有权
公开(公告)号：US11461567B2
公开(公告)日：2022-10-04
申请号：US16917832
申请日：2020-06-30
申请人： Mitek Systems, Inc.
发明人： Ashok Singal , Michael Ramsbacker , James Treitler , Sanjay Gupta , Jason L. Gray , Michael Hagen
IPC分类号： G06V40/00 , G06K7/10 , G06Q10/10 , G06Q50/00
摘要： Systems and methods for identification (ID) document verification using hybrid near-field communications (NFC) authentication and optical authentication are provided. An exemplary method includes receiving, by a client device, an image of an ID document. Based on the image of the ID document, a determination is made whether the ID document includes a near-field communications (NFC) chip that stores data comprising identifying information for an owner of the identification. Based on this determination of whether the ID document includes an NFC chip, the ID document is verified by selectively using at least one of NFC chip authentication and optical authentication, to obtain a verification result.

3. 发明申请

US20220012487A1 SYSTEMS AND METHODS FOR CLASSIFYING PAYMENT DOCUMENTS DURING MOBILE IMAGE PROCESSING 有权
公开(公告)号：US20220012487A1
公开(公告)日：2022-01-13
申请号：US17482782
申请日：2021-09-23
申请人： Mitek Systems, Inc.
发明人： Grigori Nepomniachtchi , Vitali Kliatskine , Nikolay Kotovich
IPC分类号： G06K9/00 , G06Q20/04 , G06K9/18 , G06K9/20
摘要： Systems and methods are provided for processing an image of a financial payment document captured using a mobile device and classifying the type of payment document in order to extract the content therein. These methods may be implemented on a mobile device or a central server, and can be used to identify content on the payment document and determine whether the payment document is ready to be processed by a business or financial institution. The system can identify the type of payment document by identifying features on the payment document and performing a series of steps to determine probabilities that the payment document belongs to a specific document type. The identification steps are arranged starting with the fastest step in order to attempt to quickly determine the payment document type without requiring lengthy, extensive analysis.

4. 发明申请

US20210073786A1 SYSTEMS AND METHODS FOR MOBILE IMAGE CAPTURE AND PROCESSING OF DOCUMENTS 有权
公开(公告)号：US20210073786A1
公开(公告)日：2021-03-11
申请号：US16952886
申请日：2020-11-19
申请人： MITEK SYSTEMS, INC.
发明人： Grisha Nepomniachtchi , Vitali Kliatskine
IPC分类号： G06Q20/32 , G06Q20/04 , G06K9/32 , G06K9/38 , G06K9/42
摘要： Techniques for processing images of documents captured using a mobile device are provided. The images can include different sides of a document from a mobile device for an authenticated transaction. In an example implementation, a method incudes inspecting the images to detect a feature associated with a first side of the document. In response to determining an image is the first side of the document, a type of content is selected to be analyze on the image of the first side and one or more of regions of interests (ROIs) are identified on the image of the first side that are known to include the selected type of content. A process can include receiving a sub-image of the image of the first side from the preprocessing unit, and performing content detection test on the sub-image.

5. 发明授权

US10685223B2 Systems and methods for mobile image capture and content processing of driver's licenses 有权
公开(公告)号：US10685223B2
公开(公告)日：2020-06-16
申请号：US16422713
申请日：2019-05-24
申请人： MITEK SYSTEMS, INC.
发明人： Grigori Nepomniachtchi , Mike Strange
IPC分类号： G06K9/62 , G06K9/00 , G07C9/00 , H04N1/00 , G06Q20/32 , G06K9/32 , G06K9/38 , G06K9/42 , H04N101/00
摘要： Systems and methods are provided for processing and extracting content from an image captured using a mobile device. In one embodiment, an image is captured by a mobile device and corrected to improve the quality of the image. The corrected image is then further processed by adjusting the image, identifying the format and layout of the document, binarizing the image and extracting the content using optical character recognition (OCR). Multiple methods of image adjusting may be implemented to accurately assess features of the document, and a secondary layout identification process may be performed to ensure that the content being extracted is properly classified.

6. 发明授权

US10528925B2 Systems and methods for mobile automated clearing house enrollment 有权
公开(公告)号：US10528925B2
公开(公告)日：2020-01-07
申请号：US13526532
申请日：2012-06-19
申请人： John J. Roach , Grisha Nepomniachtchi
发明人： John J. Roach , Grisha Nepomniachtchi
IPC分类号： G06Q40/00 , G06Q20/10 , G06Q20/04 , G06Q20/32 , G06K9/32 , G06K9/38 , G06K9/42 , G06Q20/02 , H04N1/00 , H04N101/00
摘要： Systems and methods for mobile enrollment in automated clearing house (ACH) transactions using mobile-captured images of financial documents are provided. Applications running on a mobile device provide for the capture and processing of images of documents needed for enrollment in an ACH transaction, such as a blank check, remittance statement and driver's license. Data from the mobile-captured images that is needed for enrolling in ACH transactions is extracted from the processed images, such as a user's name, address, bank account number and bank routing number. The user can edit the extracted data, select the type of document that is being captured, authorize the creation of an ACH transaction and select an originator of the ACH transaction. The extracted data and originator information is transmitted to a remote server along with the user's authorization so the ACH transaction can be setup between the originator's and receiver's bank accounts.

7. 发明授权

US10192108B2 Systems and methods for developing and verifying image processing standards for mobile deposit 有权
公开(公告)号：US10192108B2
公开(公告)日：2019-01-29
申请号：US14660795
申请日：2015-03-17
申请人： Mitek Systems, Inc.
发明人： Grigori Nepomniachtchi , Mike Strange
IPC分类号： G06K9/00 , G06K9/18 , G06K9/03 , G06K9/32
摘要： Systems and methods are provided for assessing whether mobile deposit processing engines meet specified standards for mobile deposit of financial documents. A mobile deposit processing engine (MDE) is evaluated to determine if it can perform technical capabilities for improving the quality of and extracting content from an image of a financial document. A verification process then begins, where the MDE performs the image quality enhancements and text extraction steps on sets of images from a test deck. The results of the processing of the test deck are then evaluated by comparing confidence levels with thresholds to determine if each set of images should be accepted or rejected. Further analysis determines whether any of the sets of images were falsely accepted or rejected in error. An overall error rate is then compared with minimum accuracy criteria, and if the criteria are met, the MDE meets the standard for mobile deposit.

8. 发明授权

US09842331B2 Systems and methods for mobile image capture and processing of checks 有权
公开(公告)号：US09842331B2
公开(公告)日：2017-12-12
申请号：US13488349
申请日：2012-06-04
申请人： Grisha Nepomniachtchi , Vitali Kliatskine
发明人： Grisha Nepomniachtchi , Vitali Kliatskine
IPC分类号： H04N7/18 , G06Q20/32 , G06Q20/04 , G06K9/32 , G06K9/38 , G06K9/42 , H04N1/00 , H04N101/00
CPC分类号： G06Q20/3276 , G06K9/3275 , G06K9/38 , G06K9/42 , G06K2209/01 , G06Q20/042 , H04N1/00244 , H04N1/00307 , H04N2101/00 , H04N2201/001 , H04N2201/0084
摘要： Techniques for processing an image of a check captured using a mobile device are provided. The check image is processed to determine whether the check can be deposited at a bank via a mobile deposit process. The system can identify regions of the check—such as the endorsement area—to determine if the check has been properly endorsed. The system can be implemented on a mobile device and/or a server, where the mobile device routes the check image to the server for processing. If the check cannot be deposited, a rejection is forwarded in real time to the mobile device for possible correction.

9. 发明授权

US08983170B2 Systems and methods for developing and verifying image processing standards for mobile deposit 有权
标题翻译：用于开发和验证移动存款图像处理标准的系统和方法
公开(公告)号：US08983170B2
公开(公告)日：2015-03-17
申请号：US13844533
申请日：2013-03-15
申请人： Mitek Systems
发明人： Grigori Nepomniachtchi , Mike Strange
IPC分类号： G06K9/00 , G06K9/18 , G06K9/03 , G06K9/32
CPC分类号： G06K9/00536 , G06K9/00463 , G06K9/00483 , G06K9/036 , G06K9/186 , G06K9/32
摘要： Systems and methods are provided for assessing whether mobile deposit processing engines meet specified standards for mobile deposit of financial documents. A mobile deposit processing engine (MDE) is evaluated to determine if it can perform technical capabilities for improving the quality of and extracting content from an image of a financial document. A verification process then begins, where the MDE performs the image quality enhancements and text extraction steps on sets of images from a test deck. The results of the processing of the test deck are then evaluated by comparing confidence levels with thresholds to determine if each set of images should be accepted or rejected. Further analysis determines whether any of the sets of images were falsely accepted or rejected in error. An overall error rate is then compared with minimum accuracy criteria, and if the criteria are met, the MDE meets the standard for mobile deposit.
摘要翻译：提供了系统和方法，用于评估移动存款处理引擎是否符合移动存款财务文件的特定标准。评估移动存款处理引擎（MDE），以确定它是否可以执行用于提高财务文档的图像的质量和提取内容的技术能力。然后开始验证过程，其中MDE对来自测试台的图像集执行图像质量增强和文本提取步骤。然后通过将置信水平与阈值进行比较来评估测试台的处理结果，以确定每组图像是否应被接受或拒绝。进一步的分析确定是否任何一组图像被错误地接受或被拒绝。然后将总体错误率与最低准确性标准进行比较，如果符合标准，则MDE符合移动存取标准。

10. 发明申请

US20140279642A1 SYSTEMS AND METHODS FOR ENROLLMENT AND IDENTITY MANAGEMENT USING MOBILE IMAGING 审中-公开
标题翻译：使用移动图像进行加密和识别管理的系统和方法
公开(公告)号：US20140279642A1
公开(公告)日：2014-09-18
申请号：US14217192
申请日：2014-03-17
申请人： MITEK SYSTEMS, INC.
发明人： Mike Strange , James DeBello , Mike Diamond
IPC分类号： G06Q50/26 , G06F17/24 , G06K9/00
CPC分类号： G06Q50/265 , G06F17/243 , G06F17/2725 , G06K9/00469 , G06Q10/10
摘要： Systems and methods for automatic enrollment and identity verification based upon processing a captured image of a document are disclosed herein. Various embodiments enable, for example, a user to enroll in a particular service by taking a photograph of a particular document (e.g., his driver license) with a mobile device. One or more algorithms can then extract relevant data from the captured image. The extracted data (e.g., the person's name, gender, date of birth, height, weight, etc.) can then be used to automatically populate various fields of an enrollment application, thereby reducing the amount of information that the user has to manually input into his mobile device in order to complete the enrollment process. In some embodiments, a set of internal and/or external checks can be run against the data to ensure that the data is valid, has been read correctly, and is consistent with other data.
摘要翻译：本文公开了基于处理文档的捕获图像的自动登记和身份验证的系统和方法。各种实施例使得例如用户能够通过用移动设备拍摄特定文档的照片（例如，他的驾驶执照）来登记特定服务。一个或多个算法可以从捕获的图像中提取相关数据。然后可以使用提取的数据（例如，人的姓名，性别，出生日期，身高，体重等）自动填充注册申请的各个领域，从而减少用户手动输入的信息量进入他的移动设备，以完成注册过程。在一些实施例中，可以针对数据运行一组内部和/或外部检查，以确保数据有效，已被正确读取，并与其他数据一致。

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