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    • 4. 发明授权
    • Simplifying grouping of data items stored in a database
    • 简化存储在数据库中的数据项的分组
    • US08856126B2
    • 2014-10-07
    • US13648288
    • 2012-10-10
    • Oracle Financial Services Software Limited
    • Gangadhar NagulakondaRajaram Narasimha VadapandeshwaraSubramanian Ramakrishnan
    • G06F7/00G06F17/30
    • G06Q10/06
    • An aspect of the present invention simplifies grouping of data items previously stored in a database, the data items being stored in the form of rows and columns in respective tables (in the database). In one embodiment, a system displays a cross product of values from two or more columns in the form of multiple lines, where each line contains a respective value from each of the two or more columns to specify a corresponding criterion (combination of values). In response to receiving inputs indicating the respective groups for each of the lines, the system determines a group for each data item (stored in the database) based on the received inputs. A user is accordingly required to only specify the desired groups corresponding to various combinations of values of the columns to cause grouping of data items in the database.
    • 本发明的一个方面简化了先前存储在数据库中的数据项的分组,数据项以行和列的形式存储在各个表中(在数据库中)。 在一个实施例中,系统以多行的形式显示来自两个或更多列的值的交叉乘积,其中每行包含来自两个或更多列中的每一列的相应值以指定对应的标准(值的组合)。 响应于接收到指示每行的相应组的输入,系统基于接收到的输入来确定每个数据项(存储在数据库中)的组。 因此,需要用户仅指定对应于列的各种值的组合的期望组,以使数据库中的数据项分组。
    • 5. 发明申请
    • SIMPLIFYING GROUPING OF DATA ITEMS STORED IN A DATABASE
    • 简化数据库中存储的数据项的分组
    • US20140101154A1
    • 2014-04-10
    • US13648288
    • 2012-10-10
    • ORACLE FINANCIAL SERVICES SOFTWARE LIMITED
    • Gangadhar NagulakondaRajaram Narasimha VadapandeshwaraSubramanian Ramakrishnan
    • G06F17/30
    • G06Q10/06
    • An aspect of the present invention simplifies grouping of data items previously stored in a database, the data items being stored in the form of rows and columns in respective tables (in the database). In one embodiment, a system displays a cross product of values from two or more columns in the form of multiple lines, where each line contains a respective value from each of the two or more columns to specify a corresponding criterion (combination of values). In response to receiving inputs indicating the respective groups for each of the lines, the system determines a group for each data item (stored in the database) based on the received inputs. A user is accordingly required to only specify the desired groups corresponding to various combinations of values of the columns to cause grouping of data items in the database.
    • 本发明的一个方面简化了先前存储在数据库中的数据项的分组,数据项以行和列的形式存储在各个表中(在数据库中)。 在一个实施例中,系统以多行的形式显示来自两个或更多列的值的交叉乘积,其中每行包含来自两个或更多列中的每一列的相应值以指定对应的标准(值的组合)。 响应于接收到指示每行的相应组的输入,系统基于接收到的输入来确定每个数据项(存储在数据库中)的组。 因此,需要用户仅指定对应于列的各种值的组合的期望组,以使数据库中的数据项分组。
    • 6. 发明授权
    • Method and system for flexible scheduling of repayment of a loan
    • 贷款偿还灵活安排的方法和制度
    • US07870048B2
    • 2011-01-11
    • US12017051
    • 2008-01-21
    • Mandar Arvind Bhagwat
    • Mandar Arvind Bhagwat
    • G06Q40/00
    • G06Q40/02G06Q40/00G06Q40/025G06Q40/04
    • The present invention relates to a method, system and computer program product for displaying a flexible schedule for repayment of a loan. The method comprises computing an effective rate of interest on the basis of a nominal rate of interest and a compounding frequency and calculating installments to be paid based on a principal loan amount, a loan term, a disbursement date, the effective rate of interest and a predetermined set of parameters. Multiple installments of a fixed or variable amount can be paid in a particular period of time. The method facilitates entering user selected parameters such as accrual basis, bullet payment amount and period, payment holiday period and incrementing and/or decrementing installments in corresponding predefined period(s).
    • 本发明涉及一种用于显示偿还贷款的灵活时间表的方法,系统和计算机程序产品。 该方法包括基于名义利率和复合频率计算有效利率,并根据主贷款金额,贷款期限,支付日期,有效利率和 预定参数集。 固定或可变金额的多次分期付款可以在特定的时期内支付。 该方法有助于在相应的预定期间内输入用户选择的参数,例如权责发生制,子弹支付金额和期限,支付假期期间和递增和/或递减分期付款。