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1. 外观设计

USD871715S1 Electrified piggy bank 有权
公开(公告)号：USD871715S1
公开(公告)日：2019-12-31
申请号：US29611766
申请日：2017-07-25
申请人： The Northwestern Mutual Life Insurance Company
设计人： Michael A. Massie
摘要： FIG. 1 is a front, right, perspective view of an electrified piggy bank showing my new design;
FIG. 2 is a front elevation view thereof;
FIG. 3 is a rear elevation view thereof;
FIG. 4 is a right side elevation view thereof;
FIG. 5 is a left side elevation view thereof;
FIG. 6 is a top plan view thereof; and,
FIG. 7 is a bottom plan view thereof.
The broken lines shown in the drawings represent portions of the electrified piggy bank that form no part of the claimed design.

2. 发明授权

US08775216B1 System and method for categorizing occupational disabilities 有权
标题翻译：分类职业残疾的制度和方法
公开(公告)号：US08775216B1
公开(公告)日：2014-07-08
申请号：US12888203
申请日：2010-09-22
申请人： Carl G. Amick , John M. Grogan
发明人： Carl G. Amick , John M. Grogan
IPC分类号： G06Q40/00 , G06Q40/08
CPC分类号： G06Q40/08
摘要： An insurance claim of an insured under a disability income insurance policy is processed. The policy contemplates that the insured has an occupation in which the insured performs a first set of duties and potentially other duties. In processing the insurance claim, the system and method focus on whether the insured is unable to perform the first set of duties. A threshold test may also be applied to ensure that the amount of the activities spent engaging in the first set of duties during a time period preceding a disability exceeds a threshold.
摘要翻译：被保险人根据残疾人收入保险的保险索赔被处理。这项政策考虑到被保险人有被占领，其中被保险人履行了第一套职责和潜在的其他职责。在处理保险索赔时，该制度和方法侧重于被保险人是否无法履行第一项责任。也可以采用阈值测试来确保在残疾前一段时间内从事第一组职责的活动数量超过阈值。

3. 发明申请

US20070250427A1 Retirement planning system and method 审中-公开
标题翻译：退休计划制度和方法
公开(公告)号：US20070250427A1
公开(公告)日：2007-10-25
申请号：US11811453
申请日：2007-06-08
申请人： Charles Robinson
发明人： Charles Robinson
IPC分类号： G06Q40/00
CPC分类号： G06Q40/00 , G06Q40/06
摘要： A computer-implemented retirement planning system comprises data collection logic, modeling logic, and report generation logic. The data collection logic is configured to receive data pertaining to an individual planning for retirement. The retirement modeling logic is configured to process the data to generate parameters of a retirement plan. The retirement plan comprises a retirement income arrangement in which the amount of inflation-adjusted retirement income (from sources other than long term care insurance and health insurance) is larger during early years of the retirement plan and decreases as the maximum life expectancy of the individual is reached. The report generation logic is configured to generate a retirement plan report describing the retirement income arrangement.
摘要翻译：计算机实现的退休计划系统包括数据收集逻辑，建模逻辑和报告生成逻辑。数据收集逻辑被配置为接收关于个人计划退休的数据。退休建模逻辑被配置为处理数据以生成退休计划的参数。退休计划包括退休收入安排，在退休计划初期，通货膨胀调整后的退休收入（长期护理保险和健康保险以外的其他来源）的数额较大，而个人的最高预期寿命则减少到达了。报告生成逻辑被配置为生成描述退休收入安排的退休计划报告。

4. 发明申请

US20090030740A1 RETIREMENT PLANNING SYSTEM AND METHOD 有权
标题翻译：退休计划制度与方法
公开(公告)号：US20090030740A1
公开(公告)日：2009-01-29
申请号：US12245418
申请日：2008-10-03
申请人： Charles D. Robinson
发明人： Charles D. Robinson
IPC分类号： G06Q40/00
CPC分类号： G06Q40/00 , G06Q40/06 , G06Q40/08
摘要： A computer-implemented retirement planning system comprises data collection logic, modeling logic, and report generation logic. The data collection logic is configured to receive data pertaining to an individual planning for retirement. The retirement modeling logic is configured to process the data to generate parameters of a retirement plan. The retirement plan comprises a retirement income arrangement in which the amount of inflation-adjusted retirement income (from sources other than long term care insurance and health insurance) is larger during early years of the retirement plan and decreases as the maximum life expectancy of the individual is reached. The report generation logic being configured to generate a retirement plan report describing the retirement income arrangement.
摘要翻译：计算机实现的退休计划系统包括数据收集逻辑，建模逻辑和报告生成逻辑。数据收集逻辑被配置为接收关于个人计划退休的数据。退休建模逻辑被配置为处理数据以生成退休计划的参数。退休计划包括退休收入安排，在退休计划初期，通货膨胀调整后的退休收入（长期护理保险和健康保险以外的其他来源）的数额较大，而个人的最高预期寿命则减少到达了。报告生成逻辑被配置为生成描述退休收入安排的退休计划报告。

5. 发明申请

US20060149651A1 Retirement planning system and method 审中-公开
标题翻译：退休计划制度和方法
公开(公告)号：US20060149651A1
公开(公告)日：2006-07-06
申请号：US11029589
申请日：2005-01-05
申请人： Charles Robinson
发明人： Charles Robinson
IPC分类号： G06Q40/00
CPC分类号： G06Q40/00 , G06Q40/06 , G06Q40/08
摘要： A computer-implemented retirement planning system comprises data collection logic, modeling logic, and report generation logic. The data collection logic is configured to receive data pertaining to an individual planning for retirement. The retirement modeling logic is configured to process the data to generate parameters of a retirement plan. The retirement plan comprises a retirement income arrangement in which the amount of inflation-adjusted retirement income (from sources other than long term care insurance and health insurance) is larger during early years of the retirement plan and decreases as the maximum life expectancy of the individual is reached. The report generation logic being configured to generate a retirement plan report describing the retirement income arrangement.
摘要翻译：计算机实现的退休计划系统包括数据收集逻辑，建模逻辑和报告生成逻辑。数据收集逻辑被配置为接收关于个人计划退休的数据。退休建模逻辑被配置为处理数据以生成退休计划的参数。退休计划包括退休收入安排，在退休计划初期，通货膨胀调整后的退休收入（长期护理保险和健康保险以外的其他来源）的数额较大，而个人的最高预期寿命则减少到达了。报告生成逻辑被配置为生成描述退休收入安排的退休计划报告。

6. 发明申请

US20220261885A1 FINANCIAL PLANNING ENGINE 有权
公开(公告)号：US20220261885A1
公开(公告)日：2022-08-18
申请号：US17737249
申请日：2022-05-05
申请人： The Northwestern Mutual Life Insurance Company
发明人： Audrey Ji-eun Kim , Benjamin Michael Bartholomew , Stephany Yerger Kirkpatrick , Thomas Richard Gilmour
IPC分类号： G06Q40/00
摘要： A system and a method are disclosed for generating financial goal packages. Personal and financial information is received from a user. Multiple budgeting strategies are generated based on the received personal and financial information. The budgeting strategies specify an amount of money to be saved by the user every set time period. A selection of a budgeting strategy is received from the user. Multiple goal packages specifying an allocation for the money saved by the user are generated. The multiple goal packages are scored based on the selected budgeting strategy. A goal package is selected based on the scores of each of the goal packages. The selected goal package is displayed to the user via a graphical user interface.

7. 发明授权

US11348168B2 Financial planning engine 有权
公开(公告)号：US11348168B2
公开(公告)日：2022-05-31
申请号：US15046402
申请日：2016-02-17
申请人： THE NORTHWESTERN MUTUAL LIFE INSURANCE COMPANY
发明人： Audrey Ji-eun Kim , Benjamin Michael Bartholomew , Stephany Yerger Kirkpatrick , Thomas Richard Gilmour
IPC分类号： G06Q40/00
摘要： A system and a method are disclosed for generating financial goal packages. Personal and financial information is received from a user. Multiple budgeting strategies are generated based on the received personal and financial information. The budgeting strategies specify an amount of money to be saved by the user every set time period. A selection of a budgeting strategy is received from the user. Multiple goal packages specifying an allocation for the money saved by the user are generated. The multiple goal packages are scored based on the selected budgeting strategy. A goal package is selected based on the scores of each of the goal packages. The selected goal package is displayed to the user via a graphical user interface.

8. 发明授权

US07840470B2 Retirement planning system and method 有权
标题翻译：退休计划制度和方法
公开(公告)号：US07840470B2
公开(公告)日：2010-11-23
申请号：US12245418
申请日：2008-10-03
申请人： Charles D. Robinson
发明人： Charles D. Robinson
IPC分类号： G06Q40/00
CPC分类号： G06Q40/00 , G06Q40/06 , G06Q40/08
摘要： A computer-implemented retirement planning system comprises data collection logic, modeling logic, and report generation logic. The data collection logic is configured to receive data pertaining to an individual planning for retirement. The retirement modeling logic is configured to process the data to generate parameters of a retirement plan. The retirement plan comprises a retirement income arrangement in which the amount of inflation-adjusted retirement income (from sources other than long term care insurance and health insurance) is larger during early years of the retirement plan and decreases as the maximum life expectancy of the individual is reached. The report generation logic being configured to generate a retirement plan report describing the retirement income arrangement.
摘要翻译：计算机实现的退休计划系统包括数据收集逻辑，建模逻辑和报告生成逻辑。数据收集逻辑被配置为接收关于个人计划退休的数据。退休建模逻辑被配置为处理数据以生成退休计划的参数。退休计划包括退休收入安排，在退休计划初期，通货膨胀调整后的退休收入（长期护理保险和健康保险以外的其他来源）的数额较大，而个人的最高预期寿命则减少到达了。报告生成逻辑被配置为生成描述退休收入安排的退休计划报告。

9. 发明授权

US4100743A Gravity engine 失效
标题翻译：重力发动机
公开(公告)号：US4100743A
公开(公告)日：1978-07-18
申请号：US752674
申请日：1976-12-20
申请人： Harold E. Trumbull , Howard C. Davis , Robert A. Yano
发明人： Harold E. Trumbull , Howard C. Davis , Robert A. Yano
IPC分类号： F03G3/00 , F03G6/00 , F03G3/02
CPC分类号： F03G3/02 , F03G6/003 , Y02E10/46
摘要： A gravity engine converts one form of energy into another by using the expansion of a fluid medium to propel each of a plurality of bodies upwardly within one of a pair of adjacent vertical passageways. The expansion of a gas, such as steam supplied from a boiler heated by a solar panel, in a chamber and controlled by valves provides the force to propel the bodies against the force of gravity upwardly to the top of the first passageway. A guide directs the bodies from the top of the first passageway to the top of a second passageway wherein the bodies are stacked so that their combined weight acts upon a pocketed drive wheel at the bottom of the second passageway. The drive wheel is coupled to means such as an electrical generator to convert at least a portion of the potential energy of the stacked bodies into another form of energy. The pocketed wheel may also drive a pump used to return condensate water from the engine case to the boiler. The pocketed wheel carries the bodies, e.g., spheroids, from the lower end of the second passageway for passage into the expansion chamber and thence in the next succeeding cycle, along the first vertical passageway.
摘要翻译：重力引擎通过使用流体介质的膨胀将一种形式的能量转换成另一形式，以将多个体中的每一个向上推动在一对相邻的垂直通道中的一个内。气体（例如由太阳能电池板加热的锅炉提供的蒸汽）在腔室中的膨胀并由阀控制，从而提供力以将重力向上推动到第一通道的顶部。引导件将主体从第一通道的顶部引导到第二通道的顶部，其中主体被堆叠，使得它们的组合重量作用在第二通道的底部上的袋式驱动轮上。驱动轮耦合到诸如发电机的装置，以将堆叠体的势能的至少一部分转换为另一形式的能量。袋式车轮还可以驱动用于将冷凝水从发动机箱返回到锅炉的泵。袋状轮从第二通道的下端承载诸如球体的主体，以便沿着第一垂直通道进入膨胀室，然后进入下一个后续循环。

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