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1. 发明授权

US11475489B1 Community-based digital transaction authentication 有权
公开(公告)号：US11475489B1
公开(公告)日：2022-10-18
申请号：US16944868
申请日：2020-07-31
申请人： United States Automobile Association (USAA)
发明人： Thomas Wayne Schwarz, Jr. , Snehal Desai , Nolan Serrao , Jeanie Graciela Lopez , Jennifer Hunt Erickson , Bharat Prasad , Yevgeniy Viatcheslavovich Khmelev , Joel S. Hartshorn
IPC分类号： G06Q10/00 , G06Q30/02 , G06F21/31 , G06Q30/00 , G06F16/9537 , G06F16/27 , H04L9/32 , H04L9/00
摘要： The present application is generally directed to a decentralized identity management system that has one or more processors configured to receive a review from a user regarding an entity, determine one or more locations associated with the entity, determine a location associated with the user; and determine a reputation score for the entity based on the review, a location of the one or more locations, and the location associated with the user. Additionally, the one or more processors are configured to cause the reputation score to be recorded on a distributed ledger.

2. 发明授权

US10380079B1 Information technology configuration management 有权
公开(公告)号：US10380079B1
公开(公告)日：2019-08-13
申请号：US14199600
申请日：2014-03-06
申请人： United Services Automobile Association (USAA)
发明人： Mark C. Blazek , Richard C. Gonzalez
IPC分类号： G06F16/00 , G06F16/21
摘要： The described embodiments contemplate a system, method and computer-readable medium with computer-executable instructions for managing an information technology network. The novel system includes a network of data sources and a federated configuration management database capable of communicating with the data sources. The data sources also may be federated. The federated configuration database management identifies among the data sources. The system also includes a core database that is capable of communicating with the federated configuration management database. The core database defines relationships of the data sources with a business practice.

3. 发明授权

US10379704B1 Integrated dispensing terminal and systems and methods for operating 有权
公开(公告)号：US10379704B1
公开(公告)日：2019-08-13
申请号：US15358932
申请日：2016-11-22
申请人： United Services Automobile Association (USAA)
发明人： Bharat Prasad
IPC分类号： G06F3/048 , G06F3/0482 , G06Q20/18 , G07F13/02 , G06F3/14 , G06Q20/10 , G06Q20/32 , G06Q20/20 , G06Q30/02
摘要： A user is enabled to initiate a user experience through use of a first device. Information is sent to the first device in support of the user experience. Input is receive from the user. One of termination of the user experience and transferring of the user experience to a second device is selected in response to receipt of input.

4. 发明授权

US09392118B1 System and method to provide a response to an inquiry 有权
公开(公告)号：US09392118B1
公开(公告)日：2016-07-12
申请号：US14699819
申请日：2015-04-29
申请人： United Services Automobile Association (USAA)
发明人： David A. Martinez , Robert W. Barner
IPC分类号： H04M3/00 , H04M5/00 , H04M3/523 , H04M3/51
CPC分类号： H04M3/5233 , H04M3/5191 , H04M3/5235 , H04M2203/408
摘要： Disclosed are systems and methods to provide a response to an inquiry. The systems and methods provide techniques to receive an inquiry from a party, wherein the inquiry comprises a plurality of inquiry classifiers that are provided by the party, determine a party status, translate the plurality of inquiry classifiers and the party status into a skill set, route the inquiry to a primary representative based on the skill set, and provide a inquiry response to the party.

5. 发明授权

US08667101B1 Enhanced throttle management system 有权
标题翻译：增强油门管理系统
公开(公告)号：US08667101B1
公开(公告)日：2014-03-04
申请号：US13610593
申请日：2012-09-11
申请人： Miguel A. Cortes, Jr. , Craig M. Bush , Sudarshan Rangarajan
发明人： Miguel A. Cortes, Jr. , Craig M. Bush , Sudarshan Rangarajan
IPC分类号： G06F15/177
CPC分类号： H04L41/0813 , H04L41/0816 , H04L41/083 , H04L67/1002 , H04L67/125
摘要： Techniques for enhancing a throttle management system are disclosed. A throttle management system can be configured to scale down a number of permits available for connections to a data source. The throttle configuration parameters can be viewed by an administrator and modified during the runtime operation of the computer system effecting the throttle.
摘要翻译：公开了一种用于增强节流管理系统的技术。油门管理系统可以配置为缩小可用于连接到数据源的许多许可证。节气门配置参数可由管理员查看，并在执行节气门的计算机系统的运行时操作期间进行修改。

6. 发明授权

US08359639B1 Systems and methods for increased security during logging in to web site 有权
标题翻译：登录网站时增加安全性的系统和方法
公开(公告)号：US08359639B1
公开(公告)日：2013-01-22
申请号：US13310363
申请日：2011-12-02
申请人： Arthur Quentin Smith , Ronnie Allen Eichler
发明人： Arthur Quentin Smith , Ronnie Allen Eichler
IPC分类号： H04L9/00
CPC分类号： G06F21/60 , G06F21/41 , G06F21/572 , G06F21/6281 , G06F2221/2101
摘要： A user at a computing device interacts with a networked site so that the user can log in thereto. The site receives a selection to log in and in response downloads at least one replacing driver for bypassing a corresponding driver operating on the computing device that may possibly copy log-in data including authentication credentials as entered by the user. Each replacing driver is loaded into an operating system of the computing device so as to bypass the corresponding possibly copying driver and be employed in the operating system rather than such corresponding bypassed driver. The site then delivers a log-in screen to a presentation application of the computing device after each replacing driver has been loaded. The presentation application displays the log-in screen and the user enters the log-in data thereinto. Accordingly, each non-trusted and bypassed driver is unable to copy the entered log-in data.
摘要翻译：计算设备上的用户与联网站点交互，以便用户可以登录到其中。站点接收到登录的选择，并且响应下载至少一个替换驱动器，以绕过在计算设备上操作的对应的驱动器，其可能复制包括用户输入的认证凭证的登录数据。每个替换驱动程序被加载到计算设备的操作系统中，以便绕过相应的可能的复制驱动程序并且被使用在操作系统中而不是相应的旁路驱动器。然后，每个替换驱动程序加载后，该站点会将登录屏幕提供给计算设备的演示应用程序。演示应用程序显示登录屏幕，用户输入登录数据。因此，每个不可信和旁路的驱动程序都不能复制输入的登录数据。

7. 发明授权

US08122070B1 Document management system user interfaces 有权
标题翻译：文件管理系统用户界面
公开(公告)号：US08122070B1
公开(公告)日：2012-02-21
申请号：US11321478
申请日：2005-12-29
申请人： Nikolay B. Eshkenazi , Muqtadar Ahmed
发明人： Nikolay B. Eshkenazi , Muqtadar Ahmed
IPC分类号： G06F17/30 , G06F15/16
CPC分类号： H04L63/08 , G06F17/30011 , G06F17/30203
摘要： Systems, methods, and software to provide document management system user interfaces to clients. Some embodiments include an intermediary server to provide document management system indexing data to a client in a form that is displayable within an existing client file browsing user interface, such as Windows Explorer.
摘要翻译：向客户端提供文档管理系统用户界面的系统，方法和软件。一些实施例包括中间服务器，以在现有客户端文件浏览用户界面（如Windows资源管理器）中可显示的形式向客户端提供文档管理系统索引数据。

8. 发明授权

US08065671B1 Systems and methods for product updates with provisioning of data items 有权
标题翻译：产品更新的系统和方法，并提供数据项
公开(公告)号：US08065671B1
公开(公告)日：2011-11-22
申请号：US11833516
申请日：2007-08-20
申请人： Gabriel Alejandro Beker
发明人： Gabriel Alejandro Beker
IPC分类号： G06G9/44 , G06F9/45
CPC分类号： G06F8/656
摘要： Software deployment systems and techniques allow unattended and virtually real-time provisioning of a data item, such as a set of commands, a patch, update, or upgrade, of a product on one or more client computing devices. An example product may be a large-scale software application, such as a development environment. Update engines are used in conjunction with policy files so that the product's versions and updates on the client computing devices are consistent with each other and with the main development environment as represented by a main policy file.
摘要翻译：软件部署系统和技术允许在一个或多个客户端计算设备上的产品的数据项（诸如一组命令，补丁，更新或升级）的无人值守和虚拟实时供应。示例产品可能是大型软件应用程序，如开发环境。更新引擎与策略文件结合使用，以便客户端计算设备上的产品版本和更新与主策略文件所代表的主开发环境相互一致。

9. 发明授权

US07865435B1 Systems and methods for implementing intelligent banking account system 有权
标题翻译：实施智能银行账户系统和方法
公开(公告)号：US07865435B1
公开(公告)日：2011-01-04
申请号：US12037175
申请日：2008-02-26
申请人： Reynaldo Medina, III
发明人： Reynaldo Medina, III
IPC分类号： G06Q40/00
CPC分类号： G06Q40/02 , G06Q20/10 , G06Q20/102 , G06Q20/108 , G06Q40/00 , G06Q40/025
摘要： A person stores funds in a lower interest checking account and a higher interest savings account of a banking institution. For each of a plurality of cycles, funds are received at the beginning of the cycle from an amount of income (‘INC’) of the person. An amount at least equal to a total amount of regularly recurring bills of the person that have a generally fixed amount (‘FIX’) is deposited into a bills account of the person, and at least a portion of a remainder of INC is deposited into the checking account. During the cycle, the person pays the regularly recurring bills from the bills account and other bills from the checking account. At the end of the cycle, a final amount left in the checking account above a floor value (‘FLO’) is transferred to the savings account. Thus, excess funds are not allowed to accumulate in the checking account.
摘要翻译：一个人将资金存入银行机构的较低利息支票账户和较高的利息储蓄账户。对于多个周期中的每个周期，从该人的收入金额（'INC'）开始，在周期开始时收到资金。至少等于具有一般固定金额（“FIX”）的人的定期经常性账单的总额的金额存入该人的账单帐户中，INC的其余部分的至少一部分存入支票账户。在周期中，该人从账单帐户和支票账户的其他账单支付定期的定期票据。在周期结束时，支票账户中剩余的最终金额（“FLO”）将转入储蓄账户。因此，不能在支票账户中累积超额资金。

10. 发明授权

US10764318B1 Detection failure monitoring system 有权
公开(公告)号：US10764318B1
公开(公告)日：2020-09-01
申请号：US15827906
申请日：2017-11-30
申请人： United Services Automobile Association (USAA)
发明人： Robert Jason Neel , Neelsen Cyrus
IPC分类号： H04L29/06 , H04L12/26 , H04L12/24
摘要： The present disclosure relates generally to improved systems and methods for ensuring continued network security in a data network. More specifically, present embodiments are directed to detecting and responding to the failure of a security detection module employed for network security in the data network. A detection failure monitoring system may detect that a security detection module has failed by executing a number of test cases simulating conditions that should be flagged by the security detection module. To that end, when the detection failure monitoring system determines that a security detection module did not flag a condition produced by an executed test case, the detection failure monitoring system may implement a response to address the failed security detection module. Accordingly, the systems and techniques provided herein may maintain network security with improved granularity and robustness.

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