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1. 发明申请

US20150019429A1 TRANSACTION PROCESSING WITH NON-INTERNET COMMUNICATION 有权
标题翻译：非互联网通信交易处理
公开(公告)号：US20150019429A1
公开(公告)日：2015-01-15
申请号：US14271187
申请日：2014-05-06
申请人： ECARDLESS BANCORP, LTD
发明人： Randy D. Sines , Randy A. Gregory
IPC分类号： G06Q20/40
CPC分类号： G06Q30/0613 , G06Q20/0855 , G06Q20/10 , G06Q20/20 , G06Q20/204 , G06Q20/382 , G06Q20/40 , G06Q20/4016 , G06Q30/00 , G06Q30/018 , G06Q30/02 , G06Q30/0236 , G06Q30/0239 , G06Q30/06 , G06Q30/0601 , G06Q30/0609 , G06Q30/0633 , G06Q30/0635 , G06Q30/0641 , G06Q40/00 , G06Q40/04
摘要： Methods for purchasing of goods or services over the internet. A customer has a customer account set up at a bank with associated account information. The account information includes verification information for verification parameters, such as authorized computer identification, authorized delivery addresses, authorized user identification, authorized telephone caller identification, and/or other account information. An order is placed by a user via an ordering computer which provides order information. Such order information includes verification variables used by the bank. Verification and/or authentication using one or more variables of the customer account information is used by the bank to validate the order before assuring payment to the merchant.
摘要翻译：通过互联网购买商品或服务的方法。客户在银行设立了一个客户帐户，并提供相关的帐户信息。帐户信息包括用于验证参数的验证信息，诸如授权计算机识别，授权传送地址，授权用户标识，授权电话呼叫者识别和/或其他帐户信息。订单由用户通过提供订单信息的订购计算机放置。此类订单信息包括银行使用的验证变量。使用客户账户信息的一个或多个变量的验证和/或认证被银行用来在确保向商家付款之前验证订单。

2. 发明授权

US07080048B1 Purchasing on the internet using verified order information and bank payment assurance 有权
标题翻译：使用验证的订单信息和银行支付保证在互联网上进行采购
公开(公告)号：US07080048B1
公开(公告)日：2006-07-18
申请号：US09669332
申请日：2000-09-25
申请人： Randy D. Sines , Randy A. Gregory
发明人： Randy D. Sines , Randy A. Gregory
IPC分类号： G06F17/00
CPC分类号： G06Q20/24 , G06Q20/3674 , G06Q20/382 , G06Q20/3821 , G06Q20/401 , G06Q30/06
摘要： Methods for purchasing of goods or services over the internet. A customer has a customer account set up at a bank with associated account information. The account information includes verification information for verification parameters, such as authorized computer identification, authorized delivery addresses, authorized user identification, authorized telephone caller identification, and/or other account information. An order is placed by a user via an ordering computer which provides order information. Such order information includes verification variables used by the bank. Verification and/or authentication using one or more variables of the customer account information is used by the bank to validate the order before assuring payment to the merchant.
摘要翻译：通过互联网购买商品或服务的方法。客户在银行设立了一个客户帐户，并提供相关的帐户信息。帐户信息包括用于验证参数的验证信息，诸如授权计算机识别，授权传送地址，授权用户标识，授权电话呼叫者识别和/或其他帐户信息。订单由用户通过提供订单信息的订购计算机放置。此类订单信息包括银行使用的验证变量。使用客户账户信息的一个或多个变量的验证和/或认证被银行用来在确保向商家付款之前验证订单。

3. 发明授权

US09830602B2 Transaction processing with non-internet communication 有权
公开(公告)号：US09830602B2
公开(公告)日：2017-11-28
申请号：US14271187
申请日：2014-05-06
申请人： ECARDLESS BANCORP, LTD
发明人： Randy D. Sines , Randy A. Gregory
IPC分类号： G06Q30/06 , G06Q20/40 , G06Q20/38 , G06Q30/00 , G06Q40/00 , G06Q40/04 , G06Q30/02 , G06Q20/08 , G06Q20/10 , G06Q20/20
CPC分类号： G06Q30/0613 , G06Q20/0855 , G06Q20/10 , G06Q20/20 , G06Q20/204 , G06Q20/382 , G06Q20/40 , G06Q20/4016 , G06Q30/00 , G06Q30/018 , G06Q30/02 , G06Q30/0236 , G06Q30/0239 , G06Q30/06 , G06Q30/0601 , G06Q30/0609 , G06Q30/0633 , G06Q30/0635 , G06Q30/0641 , G06Q40/00 , G06Q40/04
摘要： Methods for purchasing of goods or services over the internet. A customer has a customer account set up at a bank with associated account information. The account information includes verification information for verification parameters, such as authorized computer identification, authorized delivery addresses, authorized user identification, authorized telephone caller identification, and/or other account information. An order is placed by a user via an ordering computer which provides order information. Such order information includes verification variables used by the bank. Verification and/or authentication using one or more variables of the customer account information is used by the bank to validate the order before assuring payment to the merchant.

4. 发明授权

US09785942B2 Methods for performing internet processes using global positioning and other means 有权
公开(公告)号：US09785942B2
公开(公告)日：2017-10-10
申请号：US14956109
申请日：2015-12-01
申请人： Ecardless Bancorp. Ltd.
发明人： Randy D. Sines , Randy A. Gregory
IPC分类号： G06Q20/00 , G06Q20/40 , G06Q20/02 , G06Q20/04 , G06Q20/10 , G06Q20/12 , G06Q30/06 , H04L29/06 , H04W4/02 , G01S19/42
CPC分类号： G06Q20/401 , G01S19/42 , G06Q20/02 , G06Q20/04 , G06Q20/108 , G06Q20/12 , G06Q20/40 , G06Q30/0601 , H04L63/08 , H04W4/023
摘要： Methods for purchasing of goods or services over the internet. A customer has a customer account set up at a bank with associated account information. The account information includes verification information for verification parameters, such as authorized computer identification, authorized delivery addresses, authorized global positioning satellite or other secure location information, authorized user identification, authorized telephone caller identification, and/or other account information. An order is placed by a user via an ordering computer which provides order information. Such order information includes verification variables used by the bank. Verification and/or authentication using one or more variables of the customer account information is used by the bank to validate the order before assuring payment to the merchant.

5. 发明申请

US20150019430A1 TRANSACTION PROCESSING WITH PAYMENT AGENT 有权
标题翻译：付款代理的交易处理
公开(公告)号：US20150019430A1
公开(公告)日：2015-01-15
申请号：US14271194
申请日：2014-05-06
申请人： ECARDLESS BANCORP, LTD.
发明人： Randy D. Sines , Randy A. Gregory
IPC分类号： G06Q20/40
CPC分类号： G06Q30/0613 , G06Q20/0855 , G06Q20/10 , G06Q20/20 , G06Q20/204 , G06Q20/382 , G06Q20/40 , G06Q20/4016 , G06Q30/00 , G06Q30/018 , G06Q30/02 , G06Q30/0236 , G06Q30/0239 , G06Q30/06 , G06Q30/0601 , G06Q30/0609 , G06Q30/0633 , G06Q30/0635 , G06Q30/0641 , G06Q40/00 , G06Q40/04
摘要： Methods for purchasing of goods or services over the internet. A customer has a customer account set up at a bank with associated account information. The account information includes verification information for verification parameters, such as authorized computer identification, authorized delivery addresses, authorized user identification, authorized telephone caller identification, and/or other account information. An order is placed by a user via an ordering computer which provides order information. Such order information includes verification variables used by the bank. Verification and/or authentication using one or more variables of the customer account information is used by the bank to validate the order before assuring payment to the merchant.
摘要翻译：通过互联网购买商品或服务的方法。客户在银行设立了一个客户帐户，并提供相关的帐户信息。帐户信息包括用于验证参数的验证信息，诸如授权计算机识别，授权传送地址，授权用户标识，授权电话呼叫者识别和/或其他帐户信息。订单由用户通过提供订单信息的订购计算机放置。此类订单信息包括银行使用的验证变量。使用客户账户信息的一个或多个变量的验证和/或认证被银行用来在确保向商家付款之前验证订单。

6. 发明授权

US08719116B2 Methods for purchases using customer computer 有权
标题翻译：使用客户电脑购买的方法
公开(公告)号：US08719116B2
公开(公告)日：2014-05-06
申请号：US13231442
申请日：2011-09-13
申请人： Randy D. Sines , Randy A. Gregory
发明人： Randy D. Sines , Randy A. Gregory
IPC分类号： G06Q30/00 , G06Q30/06 , G06Q30/02 , G06Q20/08 , G06Q20/10 , G06Q20/20
CPC分类号： G06Q30/0613 , G06Q20/0855 , G06Q20/10 , G06Q20/20 , G06Q20/204 , G06Q20/382 , G06Q20/40 , G06Q20/4016 , G06Q30/00 , G06Q30/018 , G06Q30/02 , G06Q30/0236 , G06Q30/0239 , G06Q30/06 , G06Q30/0601 , G06Q30/0609 , G06Q30/0633 , G06Q30/0635 , G06Q30/0641 , G06Q40/00 , G06Q40/04
摘要： Methods for purchasing of goods or services over the internet. A customer has a customer account set up at a bank with associated account information. The account information includes verification information for verification parameters, such as authorized computer identification, authorized delivery addresses, authorized user identification, authorized telephone caller identification, and/or other account information. An order is placed by a user via an ordering computer which provides order information. Such order information includes verification variables used by the bank. Verification and/or authentication using one or more variables of the customer account information is used by the bank to validate the order before assuring payment to the merchant.
摘要翻译：通过互联网购买商品或服务的方法。客户在银行设立了一个客户帐户，并提供相关的帐户信息。帐户信息包括用于验证参数的验证信息，诸如授权计算机识别，授权传送地址，授权用户标识，授权电话呼叫者识别和/或其他帐户信息。订单由用户通过提供订单信息的订购计算机放置。此类订单信息包括银行使用的验证变量。使用客户账户信息的一个或多个变量的验证和/或认证被银行用来在确保向商家付款之前验证订单。

7. 发明申请

US20050038715A1 Customer processing for purchasing on the internet using verified order information 审中-公开
标题翻译：使用验证的订单信息在互联网上进行客户处理
公开(公告)号：US20050038715A1
公开(公告)日：2005-02-17
申请号：US10940458
申请日：2004-09-13
申请人： Randy Sines , Randy Gregory
发明人： Randy Sines , Randy Gregory
IPC分类号： G06Q30/00 , G06F17/60
CPC分类号： G06Q30/06 , G06Q30/0601
摘要： Methods for purchasing of goods or services over the internet. A customer has a customer account set up at a bank with associated account information. The account information includes verification information for verification parameters, such as authorized computer identification, authorized delivery addresses, authorized user identification, authorized telephone caller identification, and/or other account information. An order is placed by a user via an ordering computer which provides order information. Such order information includes verification variables used by the bank. Verification and/or authentication using one or more variables of the customer account information is used by the bank to validate the order before assuring payment to the merchant.
摘要翻译：通过互联网购买商品或服务的方法。客户在银行设立了一个客户帐户，并提供相关的帐户信息。帐户信息包括用于验证参数的验证信息，诸如授权计算机识别，授权传送地址，授权用户标识，授权电话呼叫者识别和/或其他帐户信息。订单由用户通过提供订单信息的订购计算机放置。此类订单信息包括银行使用的验证变量。使用客户账户信息的一个或多个变量的验证和/或认证被银行用来在确保向商家付款之前验证订单。

8. 发明授权

US10007940B2 Transaction processing with payment agent 有权
公开(公告)号：US10007940B2
公开(公告)日：2018-06-26
申请号：US14271194
申请日：2014-05-06
申请人： ECARDLESS BANCORP, LTD
发明人： Randy D. Sines , Randy A. Gregory
IPC分类号： G06Q30/00 , G06Q30/06 , G06Q20/38 , G06Q20/40 , G06Q40/00 , G06Q40/04 , G06Q30/02 , G06Q20/08 , G06Q20/10 , G06Q20/20
CPC分类号： G06Q30/0613 , G06Q20/0855 , G06Q20/10 , G06Q20/20 , G06Q20/204 , G06Q20/382 , G06Q20/40 , G06Q20/4016 , G06Q30/00 , G06Q30/018 , G06Q30/02 , G06Q30/0236 , G06Q30/0239 , G06Q30/06 , G06Q30/0601 , G06Q30/0609 , G06Q30/0633 , G06Q30/0635 , G06Q30/0641 , G06Q40/00 , G06Q40/04
摘要： Methods for purchasing of goods or services over the internet. A customer has a customer account set up at a bank with associated account information. The account information includes verification information for verification parameters, such as authorized computer identification, authorized delivery addresses, authorized user identification, authorized telephone caller identification, and/or other account information. An order is placed by a user via an ordering computer which provides order information. Such order information includes verification variables used by the bank. Verification and/or authentication using one or more variables of the customer account information is used by the bank to validate the order before assuring payment to the merchant.

9. 发明授权

US08606647B2 Methods for secure internet purchases 有权
标题翻译：安全互联网购买方法
公开(公告)号：US08606647B2
公开(公告)日：2013-12-10
申请号：US12456509
申请日：2009-06-16
申请人： Randy D. Sines , Randy A. Gregory
发明人： Randy D. Sines , Randy A. Gregory
IPC分类号： G06Q30/00
CPC分类号： G06Q30/0613 , G06Q20/0855 , G06Q20/10 , G06Q20/20 , G06Q20/204 , G06Q20/382 , G06Q20/40 , G06Q20/4016 , G06Q30/00 , G06Q30/018 , G06Q30/02 , G06Q30/0236 , G06Q30/0239 , G06Q30/06 , G06Q30/0601 , G06Q30/0609 , G06Q30/0633 , G06Q30/0635 , G06Q30/0641 , G06Q40/00 , G06Q40/04
摘要： Methods for purchasing of goods or services over the internet. A customer has a customer account set up at a bank with associated account information. The account information includes verification information for verification parameters, such as authorized computer identification, authorized delivery addresses, authorized user identification, authorized telephone caller identification, and/or other account information. An order is placed by a user via an ordering computer which provides order information. Such order information includes verification variables used by the bank. Verification and/or authentication using one or more variables of the customer account information is used by the bank to validate the order before assuring payment to the merchant.
摘要翻译：通过互联网购买商品或服务的方法。客户在银行设立了一个客户帐户，并提供相关的帐户信息。帐户信息包括用于验证参数的验证信息，诸如授权计算机识别，授权传送地址，授权用户标识，授权电话呼叫者识别和/或其他帐户信息。订单由用户通过提供订单信息的订购计算机放置。此类订单信息包括银行使用的验证变量。使用客户账户信息的一个或多个变量的验证和/或认证被银行用来在确保向商家付款之前验证订单。

10. 发明授权

US08019658B2 Methods for internet purchases using order parameters 有权
标题翻译：使用订单参数进行互联网购买的方法
公开(公告)号：US08019658B2
公开(公告)日：2011-09-13
申请号：US12456512
申请日：2009-06-16
申请人： Randy D. Sines , Randy A. Gregory
发明人： Randy D. Sines , Randy A. Gregory
IPC分类号： G06Q30/00
CPC分类号： G06Q30/0613 , G06Q20/0855 , G06Q20/10 , G06Q20/20 , G06Q20/204 , G06Q20/382 , G06Q20/40 , G06Q20/4016 , G06Q30/00 , G06Q30/018 , G06Q30/02 , G06Q30/0236 , G06Q30/0239 , G06Q30/06 , G06Q30/0601 , G06Q30/0609 , G06Q30/0633 , G06Q30/0635 , G06Q30/0641 , G06Q40/00 , G06Q40/04
摘要： Methods for purchasing of goods or services over the internet. A customer has a customer account set up at a bank with associated account information. The account information includes verification information for verification parameters, such as authorized computer identification, authorized delivery addresses, authorized user identification, authorized telephone caller identification, and/or other account information. An order is placed by a user via an ordering computer which provides order information. Such order information includes verification variables used by the bank. Verification and/or authentication using one or more variables of the customer account information is used by the bank to validate the order before assuring payment to the merchant.
摘要翻译：通过互联网购买商品或服务的方法。客户在银行设立了一个客户帐户，并提供相关的帐户信息。帐户信息包括用于验证参数的验证信息，诸如授权计算机识别，授权传送地址，授权用户标识，授权电话呼叫者识别和/或其他帐户信息。订单由用户通过提供订单信息的订购计算机放置。此类订单信息包括银行使用的验证变量。使用客户账户信息的一个或多个变量的验证和/或认证被银行用来在确保向商家付款之前验证订单。

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