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    • 4. 发明申请
    • TRANSFER OF VALUE BETWEEN MOBILE DEVICES IN A MOBILE COMMERCE SYSTEM
    • 在移动商业系统中移动设备之间的价值转移
    • WO2008103871A1
    • 2008-08-28
    • PCT/US2008/054654
    • 2008-02-22
    • FIRST DATA CORPORATIONARTHUR, Steven, E.TOOMER, Christopher, L.OWEN, SarahVANDEBURG, Theodore
    • ARTHUR, Steven, E.TOOMER, Christopher, L.OWEN, SarahVANDEBURG, Theodore
    • G06Q40/00
    • G06Q40/00G06Q20/105
    • Methods, systems, and machine-readable media are disclosed for handling payment transactions in a mobile commerce system and initiated between mobile devices. According to one embodiment, a method of processing a payment transaction from a first mobile wallet application of a first mobile device to a second mobile wallet application of a second mobile device in a mobile commerce system can comprise receiving at a first acquirer system a communication from the first mobile device. The communication can be related to the payment transaction and can include information identifying a first financial account from which a payment is requested. A second acquirer system for authorizing the payment can be identified based on the information identifying the first financial account. The communication can be sent to the second acquirer system for authorization of the transaction based on the information related to the first financial account.
    • 公开了用于处理移动商务系统中的支付交易并在移动设备之间发起的方法,系统和机器可读介质。 根据一个实施例,一种从移动商务系统中的第一移动设备的第一移动钱包应用程序处理支付交易到第二移动设备的第二移动钱包应用程序的方法可以包括在第一获取系统处接收来自 第一个移动设备。 通信可以与支付交易相关,并且可以包括识别要求付款的第一金融账户的信息。 可以基于识别第一金融账户的信息来识别授权支付的第二收单系统。 可以基于与第一金融账户相关的信息将通信发送到第二收单方系统以授权交易。