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1. 发明申请

US20070239503A1 DYNAMIC WORKFLOW ARCHITECTURES FOR LOAN PROCESSING 有权
标题翻译：用于贷款处理的动态工作流架构
公开(公告)号：US20070239503A1
公开(公告)日：2007-10-11
申请号：US11278929
申请日：2006-04-06
申请人： Pavan Bhatnagar , Matthew Wyman , Adam Springer , Robert Carpenter , Michael Piech
发明人： Pavan Bhatnagar , Matthew Wyman , Adam Springer , Robert Carpenter , Michael Piech
IPC分类号： G06F9/46
CPC分类号： G06Q10/0633 , G06F9/542 , G06F2209/545 , G06Q10/06311 , G06Q10/063114 , G06Q10/06316 , G06Q10/10 , G06Q40/02 , G06Q40/025
摘要： Systems and methods are provided for processing loan applications in dynamic workflows. In a preferred embodiment, a system calls an activity engine with a top-level activity for processing a work-item, e.g., a loan application. The activity engine decomposes the top-level activity into child activities and lower-level child activities, and recursively calls itself to process the child activities until all constituent child activities have been preformed, thus performing the original top-level activity. In the preferred embodiment, each activity, work-item, user, event and role has associated rules, wherein an event represents a change in state of an activity and a role represents a class of users of the system having shared attributes. The evaluation of the associated rules dynamically creates the flow of activities, thereby creating a dynamic workflow.
摘要翻译：提供系统和方法用于在动态工作流程中处理贷款应用程序。在优选实施例中，系统调用具有处理工作项目（例如贷款申请）的顶级活动的活动引擎。活动引擎将顶级活动分解为儿童活动和较低级别的儿童活动，并递归调用自己来处理儿童活动，直到所有组成子活动执行，从而执行原始的顶级活动。在优选实施例中，每个活动，工作项，用户，事件和角色具有相关联的规则，其中事件表示活动状态的改变，角色表示具有共享属性的系统的用户类。关联规则的评估动态创建活动流，从而创建动态工作流程。

2. 发明授权

US07853464B2 Dynamic workflow architectures for loan processing 有权
标题翻译：用于贷款处理的动态工作流架构
公开(公告)号：US07853464B2
公开(公告)日：2010-12-14
申请号：US11278929
申请日：2006-04-06
申请人： Pavan S. Bhatnagar , Matthew E. Wyman , Adam D. Springer , Robert G. Carpenter , Michael Piech , Riad Mohammed , Dain A. Ehring , Steven B. Byrne
发明人： Pavan S. Bhatnagar , Matthew E. Wyman , Adam D. Springer , Robert G. Carpenter , Michael Piech , Riad Mohammed , Dain A. Ehring , Steven B. Byrne
IPC分类号： G06F9/44
CPC分类号： G06Q10/0633 , G06F9/542 , G06F2209/545 , G06Q10/06311 , G06Q10/063114 , G06Q10/06316 , G06Q10/10 , G06Q40/02 , G06Q40/025
摘要： Systems and methods are provided for processing loan applications in dynamic workflows. In a preferred embodiment, a system calls an activity engine with a top-level activity for processing a work-item, e.g., a loan application. The activity engine decomposes the top-level activity into child activities and lower-level child activities, and recursively calls itself to process the child activities until all constituent child activities have been preformed, thus performing the original top-level activity. In the preferred embodiment, each activity, work-item, user, event and role has associated rules, wherein an event represents a change in state of an activity and a role represents a class of users of the system having shared attributes. The evaluation of the associated rules dynamically creates the flow of activities, thereby creating a dynamic workflow.
摘要翻译：提供系统和方法用于在动态工作流程中处理贷款应用程序。在优选实施例中，系统调用具有处理工作项目（例如贷款申请）的顶级活动的活动引擎。活动引擎将顶级活动分解为儿童活动和较低级别的儿童活动，并递归调用自己来处理儿童活动，直到所有组成子活动执行，从而执行原始的顶级活动。在优选实施例中，每个活动，工作项，用户，事件和角色具有相关联的规则，其中事件表示活动状态的改变，角色表示具有共享属性的系统的用户类。关联规则的评估动态创建活动流，从而创建动态工作流程。

3. 发明授权

US08543436B2 Dynamic workflow architectures for loan processing 有权
标题翻译：用于贷款处理的动态工作流架构
公开(公告)号：US08543436B2
公开(公告)日：2013-09-24
申请号：US12966820
申请日：2010-12-13
申请人： Pavan S. Bhatnagar , Matthew E. Wyman , Adam D. Springer , Robert G. Carpenter , Michael Piech , Riad Mohammed , Dain A. Ehring , Steven B. Byrne
发明人： Pavan S. Bhatnagar , Matthew E. Wyman , Adam D. Springer , Robert G. Carpenter , Michael Piech , Riad Mohammed , Dain A. Ehring , Steven B. Byrne
IPC分类号： G06Q10/00
CPC分类号： G06Q10/0633 , G06F9/542 , G06F2209/545 , G06Q10/06311 , G06Q10/063114 , G06Q10/06316 , G06Q10/10 , G06Q40/02 , G06Q40/025
摘要： Systems and methods are provided for processing loan applications in dynamic workflows. In a preferred embodiment, a system calls an activity engine with a top-level activity for processing a work-item, e.g., a loan application. The activity engine decomposes the top-level activity into child activities and lower-level child activities, and recursively calls itself to process the child activities until all constituent child activities have been preformed, thus performing the original top-level activity. In the preferred embodiment, each activity, work-item, user, event and role has associated rules, wherein an event represents a change in state of an activity and a role represents a class of users of the system having shared attributes. The evaluation of the associated rules dynamically creates the flow of activities, thereby creating a dynamic workflow.
摘要翻译：提供系统和方法用于在动态工作流程中处理贷款应用程序。在优选实施例中，系统调用具有处理工作项目（例如贷款申请）的顶级活动的活动引擎。活动引擎将顶级活动分解为儿童活动和较低级别的儿童活动，并递归调用自己来处理儿童活动，直到所有组成子活动执行，从而执行原始的顶级活动。在优选实施例中，每个活动，工作项，用户，事件和角色具有相关联的规则，其中事件表示活动状态的改变，角色表示具有共享属性的系统的用户类。关联规则的评估动态创建活动流，从而创建动态工作流程。

4. 发明申请

US20110258012A1 DYNAMIC WORKFLOW ARCHITECTURES FOR LOAN PROCESSING 有权
标题翻译：用于贷款处理的动态工作流架构
公开(公告)号：US20110258012A1
公开(公告)日：2011-10-20
申请号：US12966820
申请日：2010-12-13
申请人： Pavan S. Bhatnagar , Matthew E. Wyman , Adam D. Springer , Robert G. Carpenter , Michael Piech , Riad Mohammed , Dain A. Ehring , Steven B. Byrne
发明人： Pavan S. Bhatnagar , Matthew E. Wyman , Adam D. Springer , Robert G. Carpenter , Michael Piech , Riad Mohammed , Dain A. Ehring , Steven B. Byrne
IPC分类号： G06Q10/00 , G06Q40/00
CPC分类号： G06Q10/0633 , G06F9/542 , G06F2209/545 , G06Q10/06311 , G06Q10/063114 , G06Q10/06316 , G06Q10/10 , G06Q40/02 , G06Q40/025
摘要： Systems and methods are provided for processing loan applications in dynamic workflows. In a preferred embodiment, a system calls an activity engine with a top-level activity for processing a work-item, e.g., a loan application. The activity engine decomposes the top-level activity into child activities and lower-level child activities, and recursively calls itself to process the child activities until all constituent child activities have been preformed, thus performing the original top-level activity. In the preferred embodiment, each activity, work-item, user, event and role has associated rules, wherein an event represents a change in state of an activity and a role represents a class of users of the system having shared attributes. The evaluation of the associated rules dynamically creates the flow of activities, thereby creating a dynamic workflow.
摘要翻译：提供系统和方法用于在动态工作流程中处理贷款应用程序。在优选实施例中，系统调用具有处理工作项目（例如贷款申请）的顶级活动的活动引擎。活动引擎将顶级活动分解为儿童活动和较低级别的儿童活动，并递归调用自己来处理儿童活动，直到所有组成子活动执行，从而执行原始的顶级活动。在优选实施例中，每个活动，工作项，用户，事件和角色具有相关联的规则，其中事件表示活动状态的改变，角色表示具有共享属性的系统的用户类。关联规则的评估动态创建活动流，从而创建动态工作流程。

5. 发明授权

US07558748B2 Purpose-based adaptive rendering 有权
标题翻译：基于目的的自适应渲染
公开(公告)号：US07558748B2
公开(公告)日：2009-07-07
申请号：US11011472
申请日：2004-12-13
申请人： Dan Ehring , Robert Carpenter , Matthew E. Wyman , Daniel B. Leifker , Michael Piech
发明人： Dan Ehring , Robert Carpenter , Matthew E. Wyman , Daniel B. Leifker , Michael Piech
IPC分类号： G06F17/30
CPC分类号： G06Q30/02 , G06F17/211 , G06F17/22 , G06F17/2247 , G06Q30/0639
摘要： The present invention provides an automated interactive system that enables an author to build applications that handle complex consumer-merchant interactions. The author designs content components and application rules that are interpreted by the system dynamically, at runtime, to generate and deliver to users personalized HTML web pages, including client-side objects that track user behavior and enhance users' interaction with the application. Such rules dynamically adapt the author's goals to the appropriate users at the appropriate time, thereby simulating the dialogue between users and human salespersons/customer service personnel in the context of an automated interactive system.
摘要翻译：本发明提供一种自动交互系统，其使作者能够构建处理复杂的消费者 - 商家交互的应用。作者在运行时动态地设计系统解释的内容组件和应用程序规则，以生成和传递给用户个性化的HTML网页，包括跟踪用户行为的客户端对象，并增强用户与应用程序的交互。这样的规则在适当的时间动态地将作者的目标适应给适当的用户，从而在自动交互系统的上下文中模拟用户与人类销售人员/客户服务人员之间的对话。

6. 发明授权

US5442744A Methods and apparatus for displaying and editing multimedia information 失效
标题翻译：显示和编辑多媒体信息的方法和装置
公开(公告)号：US5442744A
公开(公告)日：1995-08-15
申请号：US865043
申请日：1992-04-03
申请人： Michael Piech , Trevor Morris
发明人： Michael Piech , Trevor Morris
IPC分类号： G09G5/00 , G06F17/30 , G06T11/80 , G06T13/00 , G06T15/70 , G11B27/00 , G11B27/034 , G11B27/34 , H04N5/91 , G06F3/00
CPC分类号： G06F17/30852 , G06F17/30017 , G11B27/034 , G11B27/34 , G11B2220/41 , G11B2220/90
摘要： A multimedia display and editing system for editing multimedia projects on a display screen. A computer display screen is presented to the user which provides three different views of multimedia information. The first view is the Player which resembles a virtual video recorder with a display monitor. The second view is a story board which is very similar to a traditional story board. The third view is the Strip Viewer which presents the user with a time-line based view of the multimedia information. On the Strip Viewer display is an innovative screen tool referred to as a "Splinder", which is used for editing the beginning and ending points of displayed multimedia tracks. The Splinder splits two segments of multimedia information. The Splinder can be used to edit the ends of the two multimedia information segments.
摘要翻译：一种用于在显示屏上编辑多媒体项目的多媒体显示和编辑系统。向用户呈现计算机显示屏幕，其提供三种不同的多媒体信息视图。第一个视图是播放器，类似于具有显示器的虚拟录像机。第二个视图是一个故事板，与传统故事板非常相似。第三个视图是Strip Viewer，它向用户呈现多媒体信息的基于时间线的视图。 Strip Viewer显示器是一种创新的屏幕工具，被称为“Splinder”，用于编辑显示的多媒体轨道的起点和终点。 Splinder分割了两段多媒体信息。 Splinder可用于编辑两个多媒体信息段的末尾。

7. 发明授权

US11132237B2 System and method for usage-based application licensing in a hypervisor virtual execution environment 有权
公开(公告)号：US11132237B2
公开(公告)日：2021-09-28
申请号：US12566380
申请日：2009-09-24
申请人： Laurence P. G. Cable , Michael Piech
发明人： Laurence P. G. Cable , Michael Piech
IPC分类号： G06F9/50 , G06F21/10
摘要： A system and method for usage-based application licensing in a hypervisor virtual execution environment. In accordance with an embodiment, the system comprises one or more computers, each with a hypervisor operating thereon and forming a hypervisor environment, together with one or more virtual machine images executing within that hypervisor environment. Each hypervisor aggregates usage statistics by each image instance for physical resources, and reports the statistics to a management framework. The management framework uses the statistics to ensure the system is adequately licensed with usage units. An initial allocation of usage units is recorded in the image and accessed during execution by the hypervisor. As the usage units near expiration, the hypervisor can signal that a particular image is about to become unlicensed. The management framework can then either allocate more usage units, shut down the image, or audit the unlicensed usage for later compensation.

8. 发明申请

US20110072431A1 SYSTEM AND METHOD FOR USAGE-BASED APPLICATION LICENSING IN A HYPERVISOR VIRTUAL EXECUTION ENVIRONMENT 审中-公开
标题翻译：高性能虚拟执行环境中基于用途的应用许可的系统和方法
公开(公告)号：US20110072431A1
公开(公告)日：2011-03-24
申请号：US12566380
申请日：2009-09-24
申请人： Laurence P.G. Cable , Michael Piech
发明人： Laurence P.G. Cable , Michael Piech
IPC分类号： G06F9/455
CPC分类号： G06F9/5077
摘要： A system and method for usage-based application licensing in a hypervisor virtual execution environment. In accordance with an embodiment, the system comprises one or more computers, each with a hypervisor operating thereon and forming a hypervisor environment, together with one or more virtual machine images executing within that hypervisor environment. Each hypervisor aggregates usage statistics by each image instance for physical resources, and reports the statistics to a management framework. The management framework uses the statistics to ensure the system is adequately licensed with usage units. An initial allocation of usage units is recorded in the image and accessed during execution by the hypervisor. As the usage units near expiration, the hypervisor can signal that a particular image is about to become unlicensed. The management framework can then either allocate more usage units, shut down the image, or audit the unlicensed usage for later compensation.
摘要翻译：在虚拟机管理程序虚拟执行环境中的基于使用的应用许可的系统和方法。根据实施例，系统包括一个或多个计算机，每个计算机具有在其上操作的管理程序，并与在该管理程序环境中执行的一个或多个虚拟机映像一起形成管理程序环境。每个虚拟机管理程序将每个映像实例的使用统计信息汇总到物理资源中，并将统计信息报告给管理框架。管理框架使用统计数据来确保系统已获得使用单位的许可。使用单位的初始分配记录在图像中，并由管理程序执行期间访问。随着使用单位接近到期，虚拟机管理程序可以指示特定图像即将变得未许可。然后，管理框架可以分配更多的使用单元，关闭图像，或者审核未许可的使用以供以后的补偿。

9. 发明申请

US20050097008A1 Purpose-based adaptive rendering 有权
标题翻译：基于目的的自适应渲染
公开(公告)号：US20050097008A1
公开(公告)日：2005-05-05
申请号：US11011472
申请日：2004-12-13
申请人： Dan Ehring , Robert Carpenter , Matthew Wyman , Daniel Leifker , Michael Piech
发明人： Dan Ehring , Robert Carpenter , Matthew Wyman , Daniel Leifker , Michael Piech
IPC分类号： G06F17/21 , G06F17/22 , G06Q30/02 , G06Q30/06 , G06F17/60
CPC分类号： G06Q30/02 , G06F17/211 , G06F17/22 , G06F17/2247 , G06Q30/0639
摘要： The present invention provides an automated interactive system that enables an author to build applications that handle complex consumer-merchant interactions. The author designs content components and application rules that are interpreted by the system dynamically, at runtime, to generate and deliver to users personalized HTML web pages, including client-side objects that track user behavior and enhance users' interaction with the application. Such rules dynamically adapt the author's goals to the appropriate users at the appropriate time, thereby simulating the dialogue between users and human salespersons/customer service personnel in the context of an automated interactive system.
摘要翻译：本发明提供一种自动交互系统，其使作者能够构建处理复杂的消费者 - 商家交互的应用。作者在运行时动态地设计系统解释的内容组件和应用程序规则，以生成和传递给用户个性化的HTML网页，包括跟踪用户行为的客户端对象，并增强用户与应用程序的交互。这样的规则在适当的时间动态地将作者的目标适应给适当的用户，从而在自动交互系统的上下文中模拟用户与人类销售人员/客户服务人员之间的对话。

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