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    • 1. 发明申请
    • POINT OF SALE COUPON SYSTEMS AND METHODS
    • 销售点系统和方法
    • WO2009129323A2
    • 2009-10-22
    • PCT/US2009/040692
    • 2009-04-15
    • FIRST DATA CORPORATIONSTERLING, Jacob, M.HURT, Andrew, T.
    • STERLING, Jacob, M.HURT, Andrew, T.
    • G06Q30/00
    • G06Q30/02G06Q30/0238
    • Systems and methods of offering incentives such as electronic coupons at a point of sale. Transaction information gathered at a point of sale system is received at a host computer. The transaction information relates to a transaction performed by a consumer at a merchant, and includes a consumer account identifier identifying an account from which payment is to be made for the transaction, and includes a merchant identifier identifying the merchant. Using the host computer, it is recognized that the combination of merchant and consumer account identifiers qualifies for an incentive offer. The host computer transmits a description of the incentive offer to be offered to the consumer at the point of sale, and receives an indication that the consumer has accepted the offer. In a database maintained by the host computer, an indication is recorded that the offer is pending for the combination of consumer account and merchant identifiers.
    • 在销售点提供电子优惠券等激励措施的制度和方法。 在主计算机处接收在销售点系统收集的交易信息。 交易信息涉及在商户处由消费者执行的交易,并且包括识别为交易进行支付的帐户的消费者帐户标识符,并且包括识别商家的商家标识符。 使用主计算机,认识到商家和消费者帐户标识符的组合符合奖励报价。 主计算机在销售点传送要向消费者提供的激励报价的描述,并且收到消费者已经接受该要约的指示。 在由主计算机维护的数据库中,记录指示用于消费者帐户和商家标识符的组合的等待报价。