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1. 发明申请

US20070063017A1 System and method for securely making payments and deposits 审中-公开
标题翻译：安全支付和存款的系统和方法
公开(公告)号：US20070063017A1
公开(公告)日：2007-03-22
申请号：US11232487
申请日：2005-09-21
申请人： Yaofei Chen , Chunqi Han
发明人： Yaofei Chen , Chunqi Han
IPC分类号： G07F19/00 , G06K5/00 , G06Q40/00
CPC分类号： G06Q30/06 , G06Q20/02 , G06Q20/40
摘要： A system and method for securely making payments and deposits is disclosed. A method for securely and synchronously making a payment includes the steps of submitting a transaction request to a transaction center, the transaction request including details of a transaction between a customer and a third party, confirming the transaction request with the customer by communicating with a customer securely identifiable device, submitting the transaction request for approval, and paying the third party. A method of securely and synchronously making a deposit includes the steps of submitting a deposit request from a depositor to a transaction center, confirming an authorization request with the depositor by communicating with a customer securely identifiable device, receiving an authorization from the depositor, and depositing a deposit amount in a third party receiver account. Secure and asynchronous systems and methods are also disclosed.
摘要翻译：披露了安全支付和存款的系统和方法。一种用于安全和同步进行支付的方法包括以下步骤：向交易中心提交交易请求，交易请求包括客户和第三方之间的交易的细节，通过与客户通信来确认与客户的交易请求安全识别设备，提交交易请求批准，并支付第三方。一种安全地同步进行存款的方法包括以下步骤：将存款请求从存款人提交到交易中心，通过与客户安全识别的设备通信，从存款人处接收授权并存入存款，确认与存户的授权请求第三方接收者账户中的存款金额。还公开了安全和异步的系统和方法。

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