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31. 发明申请

US20160034925A1 SYSTEMS AND METHODS FOR IDENTIFYING CARDHOLDER STOCK-PILING BEHAVIOR 审中-公开
标题翻译：识别卡车打桩行为的系统和方法
公开(公告)号：US20160034925A1
公开(公告)日：2016-02-04
申请号：US14445278
申请日：2014-07-29
申请人： MasterCard International Incorporated
发明人： Kenny Unser , Kent Olof Niklas Berntsson , Jean-Pierre Gerard
IPC分类号： G06Q30/02
CPC分类号： G06Q30/0202
摘要： A computer-implemented method for identifying cardholder stock-piling behavior is implemented by a purchase analysis computer system in communication with a memory. The method includes retrieving at least one stock-piling profile used to identify transaction characteristics consistent with a stock-piling event wherein the stock-piling profile includes a plurality of ranges of expected cardholder transaction volumes associated with a plurality of categories of transactions, receiving a plurality of transaction data associated with the plurality of categories of transactions, determining an actual cardholder transaction volume for each of the plurality of categories of transactions, and identifying cardholder stock-piling behavior by comparing the actual cardholder transaction volume to the range of expected cardholder transaction volume for each of a plurality of categories of transactions.
摘要翻译：用于识别持卡人打桩行为的计算机实现的方法由与存储器通信的购买分析计算机系统来实现。该方法包括检索用于识别与库存打桩事件一致的交易特征的至少一个库存打桩简档，其中库存打桩配置文件包括与多个类别的交易相关联的多个预期持卡人交易量范围，与所述多个类别的交易相关联的多个交易数据，确定所述多个类别交易中的每个类别的实际持卡人交易量，以及通过将所述实际持卡人交易量与预期持卡人交易的范围进行比较来识别持卡人库存行为多个类别的交易中的每一个的量。

32. 发明申请

US20150339708A1 METHODS AND SYSTEMS FOR PERFORMING THIRD PARTY TRANSACTIONS 审中-公开
标题翻译：执行第三方交易的方法和系统
公开(公告)号：US20150339708A1
公开(公告)日：2015-11-26
申请号：US14718157
申请日：2015-05-21
申请人： MASTERCARD INTERNATIONAL INCORPORATED
发明人： Kenny Unser , Kent Olof Niklas Berntsson , Jean-Pierre Gerard
IPC分类号： G06Q30/02 , G06Q20/40 , G06Q20/22
CPC分类号： G06Q30/0253 , G06Q20/12 , G06Q20/202 , G06Q20/22 , G06Q20/29 , G06Q20/40 , G06Q30/0255 , G06Q30/0261 , G06Q30/0269
摘要： Methods and systems of performing multi-party transactions through a single authorization and multiple settlements is disclosed. The transaction involves a consumer entering into primary and secondary transactions as a single transaction for a merchant's and third party's products, wherein the third party products are not located at the merchant's establishment. Additionally, third party merchant offers may be filtered depending on information pertaining to the consumer.
摘要翻译：披露了通过单一授权和多个结算执行多方交易的方法和系统。交易涉及消费者作为商家和第三方产品的单一交易进入主要和次要交易，其中第三方产品不位于商家的营业地点。此外，可以根据与消费者有关的信息来过滤第三方商家报价。

33. 发明申请

US20150242869A1 METHOD AND SYSTEM FOR LINKING TRANSACTION DATA WITH EVENTS 审中-公开
标题翻译：用于连接事件数据的方法和系统
公开(公告)号：US20150242869A1
公开(公告)日：2015-08-27
申请号：US14259650
申请日：2014-04-23
申请人： MasterCard International Incorporated
发明人： Kenny Unser , Nikhil Malgatti , Serge Bernard , Kent Olof Niklas Berntsson , Jean-Pierre Gerard
IPC分类号： G06Q30/02
CPC分类号： G06Q30/0205
摘要： A method for performing analytics processing in order to determine economic impact of an event on a particular market includes: receiving event information from an event storage unit, the event information including event data associated with an event and a venue in which the associated event occurred; receiving payment transaction information from a transaction storage unit, the payment transaction information including transaction data associated with each of a plurality of payment transactions; identifying a particular event and a particular venue associated with event data included in the received event information; identifying transaction data for payment transactions that occurred within a particular time frame of the particular event and within a specified area of a location of the selected event from the received payment transaction information; and determining an economic impact of the particular event on a particular market based on the identified transaction data.
摘要翻译：用于执行分析处理以确定事件对特定市场的经济影响的方法包括：从事件存储单元接收事件信息，所述事件信息包括与事件相关联的事件数据和发生相关联的事件的场所; 从交易存储单元接收支付交易信息，所述支付交易信息包括与多个支付交易中的每一个相关联的交易数据; 识别与所接收的事件信息中包括的事件数据相关联的特定事件和特定场所; 识别在所述特定事件的特定时间段内发生的支付交易的交易数据，并且在所接收的支付交易信息中的所选事件的位置的指定区域内; 以及基于所识别的交易数据确定特定事件对特定市场的经济影响。

34. 发明申请

US20150066743A1 SYSTEM AND METHOD FOR SOCIALLY CONNECTING PAYMENT CARD HOLDERS 有权
标题翻译：用于社会连接付款卡持有人的系统和方法
公开(公告)号：US20150066743A1
公开(公告)日：2015-03-05
申请号：US14018589
申请日：2013-09-05
申请人： MASTERCARD INTERNATIONAL INCORPORATED
发明人： Jean Pierre Gerard , Kent Olof Niklas Berntsson , Ali Kristen Taylor
IPC分类号： G06Q20/22 , G06Q50/00
CPC分类号： G06Q20/227 , G06Q20/02 , G06Q20/0855 , G06Q50/01
摘要： A method for socially connecting payment card holders is provided. The method involves providing one or more databases configured to store payment card holder information including at least purchasing and payment activities attributable to the payment card holders; providing one or more databases configured to store payment card holder profiles; generating the payment card holder profiles based on the payment card holder information; providing the payment card holder profiles to payment card holders that have been granted access to the one or more databases configured to store the payment card holder profiles; and effecting targeted interaction between the payment card holders based at least in part on the payment card holder profiles. A system for socially connecting payment card holders is also provided.
摘要翻译：提供了一种用于社交连接支付卡持有人的方法。该方法包括提供一个或多个数据库，其被配置为存储包括至少可归属于支付卡持有者的购买和支付活动的支付卡持有者信息; 提供配置成存储支付卡持有者简档的一个或多个数据库; 基于支付卡持有者信息生成支付卡持有者简档; 向支付卡持有者提供支付卡持有者简档，该支付卡持有者被授权访问被配置为存储支付卡持有者简档的一个或多个数据库; 并且至少部分地基于所述支付卡持有者简档来实现所述支付卡持有者之间的目标交互。还提供了一种用于社交连接支付卡持有者的系统。

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