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1. 发明申请

US20120296815A1 PROCESS FOR LINKED HEALTHCARE AND FINANCIAL TRANSACTION INITIATION 有权
标题翻译：联系健康和财务交易启动过程
公开(公告)号：US20120296815A1
公开(公告)日：2012-11-22
申请号：US13559904
申请日：2012-07-27
申请人： Christopher D. Seib , Andrew A. Betz , Brian R. Bentow , Elmahdi Erraji , William F. Marvin
发明人： Christopher D. Seib , Andrew A. Betz , Brian R. Bentow , Elmahdi Erraji , William F. Marvin
IPC分类号： G06Q40/00
CPC分类号： G06Q50/22 , G06F19/00 , G06Q20/102 , G06Q20/14 , G06Q20/24 , G06Q30/04 , G06Q50/01
摘要： Methods and systems for acquiring a pre-approval from a responsible party and receiving funds from a financial account related to the pre-approval in the healthcare field are described herein. A method for collecting payment from an individual for services rendered by a provider is disclosed. The method includes verifying an individual's eligibility for benefits, estimating an individual responsibility amount, acquiring authority from the individual for up to the individual responsibility amount on at least one financial account held by the individual, submitting one or more claims to one or more payer entities requesting compensation for the services rendered by the provider, deducting an amount from the at least one financial account held by the individual, and transferring the deducted amount to the provider.
摘要翻译：本文描述了从责任方获取预批准并从与医疗保健领域的预先批准相关的财务帐户接收资金的方法和系统。公开了一种用于从个人收取由提供商呈现的服务的付款的方法。该方法包括验证个人的福利资格，估计个人责任金额，在个人所持有的至少一个财务账户上获得个人的个人责任金额的权限，向一个或多个付款人实体提交一个或多个债权要求对提供者提供的服务进行赔偿，从个人持有的至少一个财务帐户中扣除金额，并将扣除的金额转入供应商。

2. 发明授权

US09020826B2 Direct connectivity system for healthcare administrative transactions 有权
标题翻译：用于医疗行政交易的直接连接系统
公开(公告)号：US09020826B2
公开(公告)日：2015-04-28
申请号：US11167548
申请日：2005-06-27
申请人： William F. Marvin , Christopher D. Seib
发明人： William F. Marvin , Christopher D. Seib
IPC分类号： G06Q40/08 , G06F19/00 , G06Q10/10 , G06Q30/02 , G06Q50/22
CPC分类号： G06Q20/14 , G06F19/00 , G06F19/328 , G06Q10/10 , G06Q30/02 , G06Q40/08 , G06Q50/22
摘要： A direct connectivity system provides automated healthcare administrative transaction submission, including claim submission, eligibility verification and claim status, from healthcare service providers directly to payers. The direct connectivity system bypasses transaction processing intermediaries such as clearinghouses by directly connecting providers to payers in a many to many manner. Existing single payer web portals are supplanted by a many to many network that has a common interface across multiple payers. The direct connectivity system may receive responses directly from payers and may prepare or process the responses for a practice management program so that the service provider receives rapid feedback on the administrative transaction submission. The direct connectivity system may automatically analyze transaction file attributes to determine one or more of many payers to which to send a transaction file, from one of many providers. Batch and singleton file transfer is supported for multiple file formats, optionally with secure file transfer.
摘要翻译：直接连接系统提供自动医疗行政交易提交，包括索赔提交，资格认证和索赔状态，从医疗服务提供商直接向付款人。直接连接系统绕过诸如结算所的交易处理中介，通过以多种方式将提供商直接连接到付款人。现有的单一付费者门户网站被多个多个网络所取代，该网络具有跨多个付款人的通用接口。直接连接系统可以直接从付款人收到答复，并且可以准备或处理实践管理程序的响应，以便服务提供商接收关于管理交易提交的快速反馈。直接连接系统可以自动分析交易文件属性，以从许多提供者之一确定向其发送交易文件的许多付款者中的一个或多个。批量和单例文件传输支持多种文件格式，可选择安全文件传输。

3. 发明授权

US08731962B2 Process for linked healthcare and financial transaction initiation 有权
标题翻译：联系医疗和金融交易启动的过程
公开(公告)号：US08731962B2
公开(公告)日：2014-05-20
申请号：US13559904
申请日：2012-07-27
申请人： Christopher D. Seib , Andrew A. Betz , Brian R. Bentow , Elmahdi Erraji , William F. Marvin
发明人： Christopher D. Seib , Andrew A. Betz , Brian R. Bentow , Elmahdi Erraji , William F. Marvin
IPC分类号： G06Q10/00 , G06Q40/00 , G06Q50/22 , G06Q20/10
CPC分类号： G06Q50/22 , G06F19/00 , G06Q20/102 , G06Q20/14 , G06Q20/24 , G06Q30/04 , G06Q50/01
摘要： Methods and systems for acquiring a pre-approval from a responsible party and receiving funds from a financial account related to the pre-approval in the healthcare field are described herein. A method for collecting payment from an individual for services rendered by a provider is disclosed. The method includes verifying an individual's eligibility for benefits, estimating an individual responsibility amount, acquiring authority from the individual for up to the individual responsibility amount on at least one financial account held by the individual, submitting one or more claims to one or more payer entities requesting compensation for the services rendered by the provider, deducting an amount from the at least one financial account held by the individual, and transferring the deducted amount to the provider.
摘要翻译：本文描述了从责任方获取预批准并从与医疗保健领域的预先批准相关的财务帐户接收资金的方法和系统。公开了一种用于从个人收取由提供商呈现的服务的付款的方法。该方法包括验证个人的福利资格，估计个人责任金额，在个人所持有的至少一个财务账户上获得个人的个人责任金额的权限，向一个或多个付款人实体提交一个或多个债权要求对提供者提供的服务进行赔偿，从个人持有的至少一个财务帐户中扣除金额，并将扣除的金额转入供应商。

4. 发明授权

US08538875B2 Process for linked healthcare and financial transaction initiation 有权
标题翻译：联系医疗和金融交易启动的过程
公开(公告)号：US08538875B2
公开(公告)日：2013-09-17
申请号：US11556875
申请日：2006-11-06
申请人： Christopher D. Seib , Andrew A. Betz , Brian R. Bentow , Elmahdi Erraji , William F. Marvin
发明人： Christopher D. Seib , Andrew A. Betz , Brian R. Bentow , Elmahdi Erraji , William F. Marvin
IPC分类号： G06Q40/00 , G06Q10/00
CPC分类号： G06Q50/22 , G06F19/00 , G06Q20/102 , G06Q20/14 , G06Q20/24 , G06Q30/04 , G06Q50/01
摘要： Methods and systems for acquiring a pre-approval from a responsible party and receiving funds from a financial account related to the pre-approval in the healthcare field are described herein. A method for collecting payment from an individual for services rendered by a provider is disclosed. The method includes verifying an individual's eligibility for benefits, estimating an individual responsibility amount, acquiring authority from the individual for up to the individual responsibility amount on at least one financial account held by the individual, submitting one or more claims to one or more payer entities requesting compensation for the services rendered by the provider, deducting an amount from the at least one financial account held by the individual, and transferring the deducted amount to the provider.
摘要翻译：本文描述了从责任方获取预批准并从与医疗保健领域的预先批准相关的财务帐户接收资金的方法和系统。公开了一种用于从个人收取由提供商呈现的服务的付款的方法。该方法包括验证个人的福利资格，估计个人责任金额，在个人所持有的至少一个财务账户上获得个人的个人责任金额的权限，向一个或多个付款人实体提交一个或多个债权要求对提供者提供的服务进行赔偿，从个人持有的至少一个财务帐户中扣除金额，并将扣除的金额转入供应商。

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