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    • 1. 发明授权
    • Method and system for transferring bill payment data
    • 账单支付数据转账的方法和系统
    • US08392300B1
    • 2013-03-05
    • US12277474
    • 2008-11-25
    • Raghunath BattulaCharles Richard HontonDonald Victor IusNagananda AddagaddeCarson Page BensonScott William Paxman
    • Raghunath BattulaCharles Richard HontonDonald Victor IusNagananda AddagaddeCarson Page BensonScott William Paxman
    • G06Q40/00
    • G06Q40/02G06Q20/102
    • A system and method for transferring bill payment data whereby a user identifies their current financial institution and provides authentication data associated with their current online account system. The current online account system is then accessed using the user provided current online account system authentication data and data associated with a bill payment feature, and/or recurring bill payment feature, of the current online account system is obtained and/or copied, in one example using screen scraping technology. The data associated with the bill payment feature, and/or recurring bill payment feature, of the current online account system is displayed to the user and the user is provided the opportunity to select what portions of the data are to be transferred to a bill payment feature, and/or recurring bill payment feature, of the a new online account system. The selected data then transferred to the bill payment feature, and/or recurring bill payment feature, of the new online account system.
    • 用于传送帐单支付数据的系统和方法,由此用户识别其当前的金融机构并提供与其当前在线账户系统相关联的认证数据。 然后使用所提供的当前在线帐户系统认证数据和与账单支付特征相关联的数据和/或经常性账户支付特征来访问当前在线帐户系统,并且/ 使用屏幕刮除技术的例子。 向用户显示与账单支付功能相关联的数据和/或经常性账单支付功能,并向用户提供选择哪些部分数据被转移到账单支付的机会 特征和/或定期账单支付功能。 所选择的数据然后转移到新的在线账户系统的账单支付功能和/或定期账单支付功能。