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    • 2. 发明授权
    • System and method for utilizing interrelated computerized predictive models
    • 利用相互关联的计算机化预测模型的系统和方法
    • US07945497B2
    • 2011-05-17
    • US11961380
    • 2007-12-20
    • Timothy P. KenefickEric BesmanTheresa C. Murphy
    • Timothy P. KenefickEric BesmanTheresa C. Murphy
    • G06Q40/10
    • G06Q40/08G06Q40/00
    • The invention relates to a system for handling insurance requests, such as new coverage applications, renewal applications, and insurance quote requests. The system includes at least two computerized predictive models whose outputs each serve as inputs to the other. A business logic module is included in the system to process insurance requests with the predictive models to determine one or more sets of recommended policy parameters for the user and to output the determination to the user via a user interface. In various embodiments, the predictive models also output workflow components (such as underwriting workflow components) and price components (such as premium prices) corresponding to output suggested sets of coverage parameters.
    • 本发明涉及一种用于处理保险请求的系统,例如新的覆盖申请,更新申请和保险报价请求。 该系统包括至少两个计算机化的预测模型,其输出各自用作另一个的输入。 业务逻辑模块被包括在系统中以使用预测模型来处理保险请求,以确定用户的一组或多组推荐的策略参数,并通过用户界面向用户输出确定。 在各种实施例中,预测模型还输出对应于输出建议的覆盖参数集合的工作流组件(例如承保工作流组件)和价格组件(例如高价)。