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1. 发明授权

US08412593B1 Credit card matching 有权
标题翻译：信用卡匹配
公开(公告)号：US08412593B1
公开(公告)日：2013-04-02
申请号：US12575404
申请日：2009-10-07
申请人： Jennifer Jungsun Song , David C. Cantrell
发明人： Jennifer Jungsun Song , David C. Cantrell
IPC分类号： G06Q30/00
CPC分类号： G06Q30/00
摘要： A consumer provides authorization to a card match system to access the consumer's credit file to match the consumer to one or more credit cards. The consumer's credit score is retrieved and then compared to the acceptable credit score range for each of a plurality of credit cards. The consumer is notified of any matches. If one or more matches are found, a prescreened matching of the consumer to one or more credit cards is requested, without authorization from the consumer and without notifying the consumer that the prescreening is being performed. The consumer may then be notified of the matches found by the first comparison that are based on the credit score and of the matches found by the more detailed comparison based on the attributes of the consumer's credit file.
摘要翻译：消费者向卡片匹配系统提供授权以访问消费者的信用文件以将消费者与一个或多个信用卡相匹配。检索消费者的信用分数，然后与多个信用卡中的每一个的可接受的信用评分范围进行比较。消费者被通知任何比赛。如果发现一个或多个匹配，则在没有消费者的许可的情况下请求消费者与一个或多个信用卡的预先筛选匹配，而不通知消费者正在执行预筛选。然后可以根据消费者的信用档案的属性，将基于信用评分和基于更详细比较的匹配匹配的第一比较发现的匹配通知消费者。

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