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1. 发明授权

US09852473B2 Insurance policy renewal chain 有权
公开(公告)号：US09852473B2
公开(公告)日：2017-12-26
申请号：US12693060
申请日：2010-01-25
申请人： John H. Richardson , Carl J. Witkowski
发明人： John H. Richardson , Carl J. Witkowski
IPC分类号： G06Q40/08 , G06Q50/22 , G06F17/30
CPC分类号： G06Q40/08 , G06F17/30011 , G06F17/30312 , G06F17/30622 , G06Q50/22
摘要： A system and method for the automatic linking of expired, current, and future insurance policies is provided. Within each insurance policy is a plurality of conditions frequently used in the determination of an insurance policy premium or rate quote. Such terms are calculated based upon information either associated with or obtained from a particular policyholder. By automatically linking policy information and policy terms from prior insurance policies, information previously submitted by a policyholder or calculated in regards to activity on a particular policy is used in automatic calculation and generation of a future policy term. Thus, straight-thru processing is achieved via organizing of prior policies for assistance in renewals, loss ratio calculations, shifts in payroll numbers (i.e., the number of employees insured under a single policy), and previous claim activity under the same type of policy.

2. 发明授权

US08838466B2 System and method to track the status, physical location, and logical location of workflow objects in a workflow cycle 有权
标题翻译：跟踪工作流周期中工作流对象的状态，物理位置和逻辑位置的系统和方法
公开(公告)号：US08838466B2
公开(公告)日：2014-09-16
申请号：US11164731
申请日：2005-12-02
申请人： John H. Richardson , Carl J. Witkowski
发明人： John H. Richardson , Carl J. Witkowski
IPC分类号： G06Q10/00 , G06Q10/06 , G06K17/00 , G06Q10/10 , G06F12/08
CPC分类号： G06Q10/0633 , G06F12/0817 , G06K2017/0045 , G06Q10/06 , G06Q10/10
摘要： An invention for tracking the status, physical location, and logical location of a workflow object as an object of a particular process is created and progresses logically through the phases of associated with the lifecycle. The workflow object remains, at all times, physically stored in an object repository. Each workflow object has at least one embedded new technology file system (NTFS) tag, wherein the NTFS tag is extended as the workflow object progresses through the phases of a workflow cycle. The embedded and extended NTFS tags define a state of the object progressing through said phases of said workflow cycle. Such embedded and extended NTFS tags can be extracted to obtain properties, methods, and events associated with a requested object, and a GUI displays the extracted information indicating status, physical location, and logical location of one or more workflow objects in a workflow cycle.
摘要翻译：创建用于跟踪作为特定进程的对象的工作流对象的状态，物理位置和逻辑位置的发明，并且通过与生命周期相关联的阶段逻辑地进行。工作流对象始终保留在物理存储库中。每个工作流对象具有至少一个嵌入式新技术文件系统（NTFS）标签，其中当工作流对象通过工作流循环的阶段进行时，NTFS标签被扩展。嵌入式和扩展NTFS标签定义了通过所述工作流循环的所述阶段进行的对象的状态。可以提取这种嵌入式和扩展的NTFS标签以获得与所请求的对象相关联的属性，方法和事件，并且GUI在工作流循环中显示指示一个或多个工作流对象的状态，物理位置和逻辑位置的提取信息。

3. 发明授权

US08538781B2 Workers compensation system for determining a cost of insurance 有权
标题翻译：确定保险费用的工人赔偿制度
公开(公告)号：US08538781B2
公开(公告)日：2013-09-17
申请号：US11381676
申请日：2006-05-04
申请人： John H. Richardson , Carl J. Witkowski
发明人： John H. Richardson , Carl J. Witkowski
IPC分类号： G06Q40/00
CPC分类号： G06Q40/08 , G06Q10/1057 , G06Q10/1091
摘要： A system for monitoring a business's operational characteristics and employee classifications, in real time, to obtain increased amounts of data relating to the total compensation for purposes of providing a more accurate determination of a cost of insurance for the risk, on a real-time basis, and to bill such charges directly to the risk according to their unique finance plan in direct relation to their payroll cycle.
摘要翻译：实时监控业务运营特征和员工分类的系统，实时获取与总体薪酬有关的更多数据，以便为实时更准确地确定风险保险成本。，并根据与其工资周期直接相关的独特财务计划直接向风险收取风险。

4. 发明授权

US07966407B2 Network device and interceptor module system and method for controlling remote communications 有权
标题翻译：网络设备和拦截器模块系统和远程通信控制方法
公开(公告)号：US07966407B2
公开(公告)日：2011-06-21
申请号：US12551002
申请日：2009-08-31
申请人： John H Richardson , Carl J Witkowski
发明人： John H Richardson , Carl J Witkowski
IPC分类号： G06F15/16 , G06F12/00
CPC分类号： H04L67/08 , H04L67/14 , H04L67/28 , H04L67/34
摘要： A remote communication system and method are disclosed. An environment in an electronic device, such as a computer based device, is identified defining a plurality of parameters communicated between the electronic device and a remote computer as part of a remote session (i.e., the electronic device remotely controlling the remote computer via the remote session), with each parameter defining an action associated with the remote session. A first application, via a unidirectional communication with the environment, modifies at least one parameter associated with the environment (e.g., modifying keyboard scan codes, cursor position, mouse position, clipboard data, screen resolution, or channel administration). A network device (e.g., a router, a switch, a hub, a repeater, a multilayer switch, etc.) monitors communication between the electronic device and the remote computer and extracts the modified parameter and, based on a look-up, executes a pre-defined action affecting the remote session, wherein the pre-defined action is different than the modified parameter's associated action.
摘要翻译：公开了一种远程通信系统和方法。识别电子设备中的环境，例如基于计算机的设备，其定义了作为远程会话的一部分的电子设备和远程计算机之间传送的多个参数（即，电子设备经由远程远程控制远程计算机会话），每个参数定义与远程会话相关联的动作。通过与环境的单向通信，第一应用修改与环境相关联的至少一个参数（例如，修改键盘扫描代码，光标位置，鼠标位置，剪贴板数据，屏幕分辨率或频道管理）。网络设备（例如，路由器，交换机，集线器，中继器，多层交换机等）监视电子设备与远程计算机之间的通信并提取修改的参数，并且基于查找执行影响远程会话的预定义动作，其中所述预定义动作与所修改的参数的相关动作不同。

5. 发明授权

US07912966B2 Electronic device and remote computer system and method for controlling remote communications 有权
标题翻译：电子设备和远程计算机系统及远程通信控制方法
公开(公告)号：US07912966B2
公开(公告)日：2011-03-22
申请号：US12550963
申请日：2009-08-31
申请人： Carl J Witkowski , John H Richardson
发明人： Carl J Witkowski , John H Richardson
IPC分类号： G06F15/16 , G06F12/00
CPC分类号： H04L67/08 , H04L67/14 , H04L67/28 , H04L67/34
摘要： A remote communication system and method are disclosed. An environment is identified defining a plurality of parameters communicated between an electronic device (or a computer-based device) and a remote computer as part of a remote session (i.e., the electronic device remotely controlling the remote computer via the remote session), with each parameter defining an action associated with the remote session. A first application (associated with the electronic device), via a unidirectional communication with the environment, modifies at least one parameter associated with the environment (e.g., modifying keyboard scan codes, cursor position, mouse position, clipboard data, screen resolution, or channel administration), wherein the modified parameter is extracted by an interceptor associated with the remote computer and, the interceptor, based on a look-up, executes a pre-defined action affecting the remote session, wherein the pre-defined action being different than the modified parameter's associated action.
摘要翻译：公开了一种远程通信系统和方法。识别出定义在电子设备（或基于计算机的设备）和远程计算机之间传送的多个参数的环境，作为远程会话的一部分（即，经由远程会话远程控制远程计算机的电子设备），与每个参数定义与远程会话相关联的动作。通过与环境的单向通信，第一应用程序（与电子设备相关联）修改与环境相关联的至少一个参数（例如，修改键盘扫描代码，光标位置，鼠标位置，剪贴板数据，屏幕分辨率或通道管理），其中所述修改的参数由与所述远程计算机相关联的拦截器提取，并且所述拦截器基于查找执行影响所述远程会话的预定义动作，其中所述预定义动作不同于修改参数的关联动作。

6. 发明授权

US07860869B2 Computer-implemented electronic diary to enter locked legal notes for historical archival 有权
标题翻译：计算机实行的电子日记进入历史档案的锁定法律笔记
公开(公告)号：US07860869B2
公开(公告)日：2010-12-28
申请号：US12695539
申请日：2010-01-28
申请人： Carl J. Witkowski , John H. Richardson
发明人： Carl J. Witkowski , John H. Richardson
IPC分类号： G06F17/30
CPC分类号： G06Q10/107 , G06F19/00 , G06Q10/105 , G06Q40/025 , G06Q40/08 , G06Q50/18 , G06Q50/24
摘要： A system for the entry of legal notes, wherein the legal notes, after submission, are stored is non-editable form and are locked in a database for historical archival. In one scenario, the entered legal notes are editable and can be deleted for a pre-set time period, wherein, after the expiration of the pre-set time period, the entered legal notes are stored is non-editable form and are locked in a database for historical archival. Filters can be used to categorize and render the stored legal notes based on a set of categories.
摘要翻译：输入法定票据的系统，其中在提交之后存储的法律说明是不可编辑的形式，并被锁定在用于历史档案的数据库中。在一种情况下，输入的法定票据是可编辑的，并且可以在预设的时间段内被删除，其中，在预设时间段到期之后，输入的合法票据是不可编辑的形式并被锁定一个历史档案数据库。过滤器可用于根据一组类别对存储的法律说明进行分类和呈现。

7. 发明申请

US20100138352A1 Resolving, Protecting Against and/or Defending an Employer Liability Claim Based on Historically Archived Locked Notes 有权
标题翻译：根据历史上存档的锁定债券解决，保护和/或捍卫雇主责任索赔
公开(公告)号：US20100138352A1
公开(公告)日：2010-06-03
申请号：US12700153
申请日：2010-02-04
申请人： Carl J. Witkowski , John H. Richardson
发明人： Carl J. Witkowski , John H. Richardson
IPC分类号： G06Q50/00 , G06Q10/00 , G06F17/30
CPC分类号： G06Q10/10 , G06Q10/105 , G06Q50/18
摘要： A system and method are disclosed to resolve, protect against and/or defend an employer liability claim. Input notes are received as formatted text and are stored in a database, wherein the stored text, after submission, are editable for a pre-determined time period and, after expiration of the pre-determined time period, the submission being non-editable and being locked in the database for historical archival. The locked notes are output as part of a judicial proceeding associated with the employer liability claim initiated by said employee, wherein the employer liability claim is resolved, protected against and/or defended based on the locked notes.
摘要翻译：公开披露解决，保护和/或捍卫雇主责任索赔的制度和方法。输入注释作为格式化的文本被接收并存储在数据库中，其中存储的文本在提交之后可以预定的时间段被编辑，并且在预定时间段期满之后，该提交是不可编辑的，并且被锁在数据库中用于历史档案。锁定的笔记作为与雇主发起的雇主责任索赔相关的司法程序的一部分输出，其中雇主责任索赔根据锁定的笔记得到解决，保护和/或辩护。

8. 发明授权

US3677543A Elastic pull type exerciser 失效
标题翻译：弹性拉拔式练习器
公开(公告)号：US3677543A
公开(公告)日：1972-07-18
申请号：US3677543D
申请日：1970-09-30
申请人： JOHN H RICHARDSON
发明人： RICHARDSON JOHN H
IPC分类号： A63B21/04 , A63B23/02 , A63B21/00 , A63B23/04
CPC分类号： A63B21/04 , Y10T24/3916
摘要： A pull type exercising device including a single piece of elastic tubing with loops formed at the respective ends of the tubing by S-shaped hooks that receive folded ends of the tubing. On each looped portion of the tubing there is a sleeve. A slidable ring with an anchoring attachment is mounted on the tubular member. A use inserts an arm or leg in the loops and pulls on the anchored tubular member.
摘要翻译：一种牵引式锻炼装置，其包括单个弹性管，弹性管具有形成在管的相应端部处的环，S形钩接收管道的折叠端。在管道的每个环形部分上都有一个套筒。具有锚定附件的可滑动环安装在管状构件上。使用中将臂或腿插入环中并拉动锚定的管状构件。

9. 发明授权

US08538783B2 Workers compensation system for determining a cost of insurance based on real-time payroll data 有权
标题翻译：基于实时工资数据确定保险成本的工人补偿制度
公开(公告)号：US08538783B2
公开(公告)日：2013-09-17
申请号：US12732628
申请日：2010-03-26
申请人： Carl J Witkowski , John H Richardson
发明人： Carl J Witkowski , John H Richardson
IPC分类号： G06Q40/00
CPC分类号： G06Q40/08 , G06Q10/1057 , G06Q10/1091
摘要： A system/method implemented at an insurance company estimates a final premium charge and more accurate real time estimate during the lifetime of the policy for workers compensation insurance associated with a risk based on: receiving real-time payroll data associated with the risk; monitoring the received real-time payroll data to identify and record raw data elements that have an identified relationship with any of, or a combination of, the following: the risk's business operation, insurability of the risk, character of the risk, or rating parameters associated with the risk's policy; and determining the final premium charge of workers compensation insurance for the risk based on a premium modification that increases or decreases a premium charge based on an evaluation of the recorded raw data elements.
摘要翻译：在保险公司实施的系统/方法估计在与风险相关的工人补偿保险的政策的生命期内的最终保费费用和更准确的实时估计，其基于：接收与风险相关的实时工资单数据; 监控接收到的实时工资单数据，以识别和记录与以下任何一种或其组合具有确定关系的原始数据元素：风险的业务运营，风险的可靠性，风险的特征或评级参数与风险政策相关联; 并根据对所记录的原始数据要素的评估，根据增加或减少溢价费用的溢价修改来确定工人赔偿保险的最终保费费用。

10. 发明授权

US07917635B2 Simplex communications parameters of remote sessions system and method for controlling remote communications 有权
标题翻译：远程会话系统的单工通讯参数及远程通讯控制方法
公开(公告)号：US07917635B2
公开(公告)日：2011-03-29
申请号：US12550986
申请日：2009-08-31
申请人： Carl J Witkowski , John H Richardson
发明人： Carl J Witkowski , John H Richardson
IPC分类号： G06F15/16 , G06F12/00
CPC分类号： H04L67/08 , H04L67/14 , H04L67/28 , H04L67/34
摘要： A first and second environment define parameters communicated between a first computer remotely controlling a second computer (a first remote session) and between the second computer remotely controlling the first computer (a second remote session), with each parameter defining an action associated with the first or second remote session. A first application, via a unidirectional communication with the first environment, modifies a first parameter, wherein the first parameter is extracted by a first interceptor (associated with the second computer) that, based on a look-up, executes a pre-defined action (different than the first parameter's associated action) affecting the first remote session. A second application, via a unidirectional communication with the second environment, modifies a second parameter, wherein the second parameter is extracted by a second interceptor (associated with the first computer) that, based on a look-up, executes a pre-defined action (different than the second parameter's associated action) affecting the second remote session.
摘要翻译：第一和第二环境定义在远程控制第二计算机（第一远程会话）的第一计算机之间和远程控制第一计算机（第二远程会话）的第二计算机之间传送的参数，每个参数定义与第一计算机或第二远程会话。通过与第一环境的单向通信，第一应用修改第一参数，其中第一参数由第一拦截器（与第二计算机相关联）提取，基于查找，执行预定义的动作（不同于第一个参数的相关联的动作）影响第一个远程会话。通过与第二环境的单向通信，第二应用修改第二参数，其中第二参数由第二拦截器（与第一计算机相关联）提取，基于查找，执行预定义的动作（与第二参数相关联的动作不同）影响第二远程会话。

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