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    • 5. 发明申请
    • IN-KIND DISTRIBUTION PROCESS FOR POOLED STABLE VALUE TRUST FUNDS
    • 积极稳定价值信托基金的内部分配流程
    • US20130144808A1
    • 2013-06-06
    • US13691660
    • 2012-11-30
    • Jonathan Lee Mercier
    • Jonathan Lee Mercier
    • G06Q40/06
    • G06Q40/06
    • A highly efficient method is created for making an in-kind distribution of a defined contribution plan's beneficial interest in the investment assets of a pooled stable value fund, including, but not limited to a stable value collective trust fund. This is done by creating a sub-account within the insurer's, or other wrap provider's, separate account and allocating a pro rata share of the fund's investment assets to the sub account. The sub account is then wrapped by a pre-agreed version of the wrap provider's guarantee contract it would issue directly to a plan. Satisfying a plan withdrawal request in this manner would, among other things, mitigate the wrap provider's risk by eliminating the need to make a cash book value payments after a brief notice or “put” period.
    • 创建了一种高效的方法,用于将定义的缴款计划实际分配给合并稳定价值基金的投资资产,包括但不限于稳定价值的集体信托基金。 这是通过在保险公司或其他保险公司的独立账户中创建一个子账户,并将该基金的投资资产的按比例分配给子账户。 然后,该子帐户将通过预先约定的包装提供商的担保合同版本进行包装,直接发布到计划中。 以这种方式满足计划提款请求,除其他外,将通过在短暂的通知或“投入”期限之后消除需要提供现金账面价值的支付来减轻包装提供者的风险。