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    • 2. 发明授权
    • Method and system for determining insurance needs
    • 确定保险需求的方法和制度
    • US08775287B1
    • 2014-07-08
    • US13356191
    • 2012-01-23
    • Patrick T. IgoeCharles A. Eldering
    • Patrick T. IgoeCharles A. Eldering
    • G06Q40/00
    • H04L67/104G06F19/00G06Q40/00G06Q40/06G06Q50/22
    • A computer-implemented method for generating an assessment of insurance needs for an individual includes receiving one or more data feeds comprising personal information corresponding to the individual. The received data feeds are associated with an authorization condition requiring deletion of the received data feeds by the computer after a single use. A personal identifier associated with the individual is determined based on the received data feeds and search of a public computer network is requested for data items having an indicia of the personal identifier. In response to the search of the public computer network, an indication of a first data item is received. The first data item is automatically retrieved from a remote location in response to receiving the indication and an assessment of insurance needs for the individual is generated based at least on a portion of the received data feeds and the first data item.
    • 用于产生对个人的保险需求的评估的计算机实现的方法包括接收包括与个人相对应的个人信息的一个或多个数据馈送。 所接收的数据馈送与在一次使用之后计算机需要删除所接收的数据馈送的授权条件相关联。 基于接收到的数据馈送来确定与个人相关联的个人标识符,并且对具有个人标识符的标记的数据项请求公共计算机网络的搜索。 响应于对公共计算机网络的搜索,接收到第一数据项的指示。 响应于接收到指示而自动地从远程位置检索第一数据项,并且至少基于所接收的数据馈送和第一数据项的一部分来生成针对个人的保险需求的评估。