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1. 发明申请

US20200266996A1 SYSTEMS FOR PRODUCING AND MAINTAINING VERIFIED ELECTRONIC SIGNATURES 审中-公开
公开(公告)号：US20200266996A1
公开(公告)日：2020-08-20
申请号：US16275683
申请日：2019-02-14
申请人： Richard F. Carrott , Phillip S. Carrott
发明人： Richard F. Carrott , Phillip S. Carrott
IPC分类号： H04L9/32 , G06F21/64 , H04L9/14 , H04L29/06 , H04L9/06 , H04L29/08 , G06F8/61
摘要： Physically supplied user information is used to first verify the identity of a user before an app is supplied to a user device. Hardware identifiers of the user device are reviewed to determine whether to allow or deny use of the app on the user device. Once the app is approved, a user request is received by the app which is forwarded to the provider. The provider approves or disapproves of the request based, in part, on whether data in the request matches data maintained by the provider. Such approval/disapproval is provided from the provider to a party responsible for satisfying the user request. In addition, the provider generates a one-time-use electronic signature using data from a sequencer and data from the request, and the one-time-use electronic signature can be supplied to a signature repository and/or added to legal documents.

2. 发明授权

US11050571B2 Systems for producing and maintaining verified electronic signatures 有权
公开(公告)号：US11050571B2
公开(公告)日：2021-06-29
申请号：US16275683
申请日：2019-02-14
申请人： Richard F. Carrott , Phillip S. Carrott
发明人： Richard F. Carrott , Phillip S. Carrott
IPC分类号： H04L29/06 , H04L9/32 , G06F21/64 , H04L9/14 , G06F8/61 , H04L9/06 , H04L29/08
摘要： Physically supplied user information is used to first verify the identity of a user before an app is supplied to a user device. Hardware identifiers of the user device are reviewed to determine whether to allow or deny use of the app on the user device. Once the app is approved, a user request is received by the app which is forwarded to the provider. The provider approves or disapproves of the request based, in part, on whether data in the request matches data maintained by the provider. Such approval/disapproval is provided from the provider to a party responsible for satisfying the user request. In addition, the provider generates a one-time-use electronic signature using data from a sequencer and data from the request, and the one-time-use electronic signature can be supplied to a signature repository and/or added to legal documents.

3. 发明授权

US09569776B2 Secure authorizations using independent communications and different one-time-use encryption keys for each party to a transaction 有权
公开(公告)号：US09569776B2
公开(公告)日：2017-02-14
申请号：US14539190
申请日：2014-11-12
申请人： Richard F. Carrott
发明人： Richard F. Carrott
IPC分类号： G07D11/00 , G06Q20/40 , G06Q20/38 , G06Q20/36
CPC分类号： G06Q20/40 , G06Q20/3674 , G06Q20/382 , G06Q20/3829 , G06Q20/385
摘要： A registered provider device encrypts provider input related to a transaction between the provider device and one of many registered user devices to create an encrypted one-time-use provider code (the encryption is performed using an encryption key produced, in part, using a uniquely sequenced number generated by a sequencer maintained by the provider device). Similarly, the user device encrypts user input to create an encrypted one-time-use user code using an encryption key produced, in part, using a uniquely sequenced number generated by a user sequencer maintained by the user device. The provider and user devices independently transmit their different encrypted one-time-use codes to an intermediate entity, which decrypts the encrypted codes. This decryption is performed using one-time-use encryption keys produced using sequencers maintained by the intermediate entity, and this decryption generates an authorization request. The intermediate entity obtains an authorization decision regarding the authorization request from the authorization entity.

4. 发明授权

US08463713B2 Transactional security over a network 有权
标题翻译：通过网络进行事务性安全
公开(公告)号：US08463713B2
公开(公告)日：2013-06-11
申请号：US13564815
申请日：2012-08-02
申请人： Richard F. Carrott
发明人： Richard F. Carrott
IPC分类号： G06Q20/00 , H04L9/00
CPC分类号： G06Q20/38215 , G06Q20/02 , G06Q20/12 , G06Q20/123 , G06Q20/382 , G06Q20/3821 , G06Q20/3823 , G06Q20/40 , G06Q20/401 , G06Q20/4014 , G06Q30/0603 , G06Q40/00 , H04L9/3226 , H04L9/3297 , H04L2209/56
摘要： A system and method facilitating purchase transactions over a computer network, including the purchase of electronically storable items. The embodiments herein encrypt “customer identifier string” in an encryption stream and cause the encryption stream to be transferred from the customer to a merchant in the purchase transaction. A verification entity receives the encryption stream which is sent by the merchant for identity verification and payment authorization. Then, the verification entity verifies the identifiers contained in the encryption stream and transfers an identity verification and payment authorization from the verification entity to the merchant.
摘要翻译：一种便于通过计算机网络进行购买交易的系统和方法，包括购买电子可存储的物品。这里的实施例加密加密流中的“客户标识符串”，并且使得加密流在客户交易中从客户转移到商家。验证实体接收由商家发送的用于身份验证和支付授权的加密流。然后，验证实体验证包含在加密流中的标识符，并将身份验证和支付授权从验证实体传送到商家。

5. 发明申请

US20130246282A1 TRANSACTIONAL SECURITY OVER A NETWORK 有权
标题翻译：一个网络的交易安全
公开(公告)号：US20130246282A1
公开(公告)日：2013-09-19
申请号：US13891278
申请日：2013-05-10
申请人： RICHARD F. CARROTT
发明人： RICHARD F. CARROTT
IPC分类号： G06Q20/38
CPC分类号： G06Q20/38215 , G06Q20/02 , G06Q20/12 , G06Q20/123 , G06Q20/382 , G06Q20/3821 , G06Q20/3823 , G06Q20/40 , G06Q20/401 , G06Q20/4014 , G06Q30/0603 , G06Q40/00 , H04L9/3226 , H04L9/3297 , H04L2209/56
摘要： A system and method facilitating purchase transactions over a computer network, including the purchase of electronically storable items. The embodiments herein encrypt “customer identifier string” in an encryption stream and cause the encryption stream to be transferred from the customer to a merchant in the purchase transaction. A verification entity receives the encryption stream which is sent by the merchant for identity verification and payment authorization. Then, the verification entity verifies the identifiers contained in the encryption stream and transfers an identity verification and payment authorization from the verification entity to the merchant.
摘要翻译：一种便于通过计算机网络进行购买交易的系统和方法，包括购买电子可存储的物品。这里的实施例加密加密流中的“客户标识符串”，并且使得加密流在客户交易中从客户转移到商家。验证实体接收由商家发送的用于身份验证和支付授权的加密流。然后，验证实体验证包含在加密流中的标识符，并将身份验证和支付授权从验证实体传送到商家。

6. 发明申请

US20110040685A1 TRANSACTIONAL SECURITY OVER A NETWORK 有权
标题翻译：一个网络的交易安全
公开(公告)号：US20110040685A1
公开(公告)日：2011-02-17
申请号：US12911801
申请日：2010-10-26
申请人： Richard F. Carrott
发明人： Richard F. Carrott
IPC分类号： G06Q20/00
CPC分类号： G06Q20/3823 , G06F21/10 , G06Q20/0855 , G06Q20/12 , G06Q20/40 , G06Q20/4014 , G06Q30/0603
摘要： A system and method facilitates purchase transactions over a computer network, including the purchase of electronically storable items. The embodiments herein encrypt “customer information” in an encryption stream and cause the encryption stream to be transferred from the customer to a merchant in the purchase transaction. A verification entity receives the encryption stream which is sent by the merchant for identity verification and payment authorization. Then, the verification entity verifies the identifiers contained in the encryption stream and transfers an identity verification and payment authorization from the verification entity to the merchant. The encryption stream or unique transaction identifier can be added, by the merchant, to a purchased electronic item to create a personalized electronic item.
摘要翻译：系统和方法便于通过计算机网络的购买交易，包括购买电子可存储的物品。这里的实施例加密了加密流中的“客户信息”，并使加密流在客户交易中从客户转移到商家。验证实体接收由商家发送的用于身份验证和支付授权的加密流。然后，验证实体验证包含在加密流中的标识符，并将身份验证和支付授权从验证实体传送到商家。加密流或唯一的交易标识符可以由商家添加到购买的电子商品以创建个性化的电子商品。

7. 发明申请

US20080319914A1 TRANSACTIONAL SECURITY OVER A NETWORK 有权
标题翻译：一个网络的交易安全
公开(公告)号：US20080319914A1
公开(公告)日：2008-12-25
申请号：US12202524
申请日：2008-09-02
申请人： Richard F. Carrott
发明人： Richard F. Carrott
IPC分类号： G06Q20/00 , H04L9/00
CPC分类号： G06Q20/38215 , G06Q20/02 , G06Q20/12 , G06Q20/123 , G06Q20/382 , G06Q20/3821 , G06Q20/3823 , G06Q20/40 , G06Q20/401 , G06Q20/4014 , G06Q30/0603 , G06Q40/00 , H04L9/3226 , H04L9/3297 , H04L2209/56
摘要： A system and method facilitating purchase transactions over a computer network, including the purchase of electronically storable items. The embodiments herein encrypt “customer identifier string” in an encryption stream and cause the encryption stream to be transferred from the customer to a merchant in the purchase transaction. A verification entity receives the encryption stream which is sent by the merchant for identity verification and payment authorization. Then, the verification entity verifies the identifiers contained in the encryption stream and transfers an identity verification and payment authorization from the verification entity to the merchant.
摘要翻译：一种便于通过计算机网络进行购买交易的系统和方法，包括购买电子可存储的物品。这里的实施例加密加密流中的“客户标识符串”，并且使得加密流在客户交易中从客户转移到商家。验证实体接收由商家发送的用于身份验证和支付授权的加密流。然后，验证实体验证包含在加密流中的标识符，并将身份验证和支付授权从验证实体传送到商家。

8. 发明授权

US06839692B2 Method and apparatus to provide secure purchase transactions over a computer network 有权
公开(公告)号：US06839692B2
公开(公告)日：2005-01-04
申请号：US09726304
申请日：2000-12-01
申请人： Richard F. Carrott , Hirshol H. Pheir
发明人： Richard F. Carrott , Hirshol H. Pheir
IPC分类号： G06Q20/10 , G06Q20/36 , G06Q20/38 , G06Q20/40 , G06Q30/06 , G06F17/60
CPC分类号： G06Q30/06 , G06Q20/10 , G06Q20/3674 , G06Q20/382 , G06Q20/383 , G06Q20/40 , G06Q20/401
摘要： A method and structure for providing secure credit facility transactions for purchasing goods and services over a computer network such as the Internet that stores user's privileged information and other transactional data on the user's own computer. The method includes encryption of all information before or during its storage to the user's hard drive. The method and system includes the ability for the user to complete electronic commerce (e-commerce) transactions without revealing certain of the encrypted information, such as credit card numbers, to the merchant. The method and system creates and controls sub-accounts on a single credit facility, such as a credit card, with unique user reporting and corresponding password identifiers. The method and system sets and control sub-accounts spending amounts and replenishment periods. The method enables the user to create and control recurring debit accounts on a single credit facility, such as a credit card, over varying transactional periods.

9. 发明授权

US06782369B1 Method for allocating commissions over the internet using defined exclusive sales areas 有权
标题翻译：通过互联网使用定义的独家销售区域分配佣金的方法
公开(公告)号：US06782369B1
公开(公告)日：2004-08-24
申请号：US09475126
申请日：1999-12-30
申请人： Richard F. Carrott
发明人： Richard F. Carrott
IPC分类号： G06F1760
CPC分类号： G06Q30/02 , G06Q10/0639 , G06Q30/0205 , G06Q30/0641
摘要： A computer system and method of allocating commissions for sales made over the Internet and for dividing an otherwise indivisible Internet into defined geographic areas includes processes for: defining exclusive geographic distribution/representation areas with respect to the World Wide Web, the Internet, and e-commerce; selling exclusive geographic distribution/representation areas; recording sales of goods delivered to the exclusive geographic distribution/representation areas placed through an Internet web site; determining a value of the goods delivered to each of the geographic distribution/representation areas, and allocating the commissions based solely on the value of the goods delivered to each of the geographic distribution/representation areas.
摘要翻译：分配用于通过互联网进行销售的佣金并将另外不可分割的互联网划分为定义的地理区域的计算机系统和方法包括以下过程：用于定义关于万维网，互联网和电子商务的独占地理分布/表示区域，商业; 销售独家地理分布/代表区域; 记录通过互联网网站提供给专属地理分布/代表区域的货物销售; 确定交付给每个地理分布/代表区域的货物的价值，以及仅基于交付给每个地理分布/代表区域的货物的价值分配佣金。

10. 发明授权

US06334111B1 Method for allocating commissions over the internet using tags 有权
标题翻译：通过互联网使用标签分配佣金的方法
公开(公告)号：US06334111B1
公开(公告)日：2001-12-25
申请号：US09680421
申请日：2000-10-06
申请人： Richard F. Carrott
发明人： Richard F. Carrott
IPC分类号： G06F1760
CPC分类号： G06Q30/02 , G06Q30/0239
摘要： A method and structure for allocating commissions for sales made over the Internet including providing a link to a merchant site, attaching a tag to potential customers who select the link (where the tag identifies an association between the potential customers and a salesperson who provided the link), and allocating the commissions for purchases made by the potential customers based upon the tag.
摘要翻译：一种用于分配在互联网上进行销售的佣金的方法和结构，包括提供到商家站点的链接，将标签附加到选择链接的潜在客户（其中标签识别潜在客户与提供链接的销售人员之间的关联），并根据标签分配潜在客户进行的购买佣金。

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