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1. 发明授权

US08126746B2 System and method for processing and administering flexible guaranteed income payments 有权
标题翻译：处理和管理灵活保证收入支付的制度和方法
公开(公告)号：US08126746B2
公开(公告)日：2012-02-28
申请号：US12335742
申请日：2008-12-16
申请人： Patricia L. Harris , Stephen T. Joyce , Ken A. McCullum , Richard P. Rubin
发明人： Patricia L. Harris , Stephen T. Joyce , Ken A. McCullum , Richard P. Rubin
IPC分类号： G06Q40/00
CPC分类号： G06Q40/00 , G06Q10/02 , G06Q40/06 , G06Q40/08
摘要： A system is provided for administering fixed income immediate and deferred payments in any of a plurality of different payout schemes selected by a purchaser to accommodate varying retirement income needs. The system can be configured to administer an immediate income annuity where payments start within one year and the system can also administer a deferred payout annuity through a single dual natured payout contract. Additional options available for administration by the system include options to permit the contract owner to change the annuity commencement date and the ability to commute future period certain periodic payments into a single lump sum payment.
摘要翻译：提供一种系统，用于以购买者选择的多种不同支付方案中的任何一种来管理固定收益即期和递延付款，以适应不同的退休收入需求。该系统可以配置为管理一年内支付开始的直接收入年金，系统还可以通过单一双重性质的支付合同管理延期支付年金。可供系统管理的其他选项包括允许合同所有者更改年金开工日期以及将某些定期付款转入一次性总付款的能力。

2. 发明授权

US06378434B1 Adjustable matte for handling sheets in a printing press and method of using same 失效
标题翻译：用于在印刷机中处理纸张的可调节无光泽物及其使用方法
公开(公告)号：US06378434B1
公开(公告)日：2002-04-30
申请号：US09520851
申请日：2000-03-07
申请人： Charles R. Gasparrini , Edward E. Marganski , Richard P. Rubin , Robert L. Ruch
发明人： Charles R. Gasparrini , Edward E. Marganski , Richard P. Rubin , Robert L. Ruch
IPC分类号： B41L1510
CPC分类号： B41F21/10 , B41F21/00 , B41F22/00
摘要： An apparatus for facilitating handling of sheets in a sheet-fed printing press comprising a matte that is mountable on a cylinder. The matte has at least one inflatable pocket for cushioning sheets of printable material as they are passed between two cylinders of the press. At least one valve communicates with the inflatable pocket and controls the quantity of fluid in the inflatable pocket. A number of inflatable pockets can be utilized to provide increased control over various sheet sizes. Further control may be obtained by including a number of valves to independently operate each of the inflatable pockets. Ease of installation and removal is accomplished by incorporated mounting holes along the long axis of the matte. Alternatively, the matte may be arranged on the cylinder by adhesively bonding (tape or glue) the matte to the surface of the cylinder or by arranging the matte on the cylinder with Velcro fasteners. A number of mattes may be combined to form a compound matte resulting in greater resolution and precision. Methods for making as well as using the apparatus are also disclosed.
摘要翻译：一种用于便于处理单张纸的印刷机中的片材的装置，包括可安装在圆筒上的无光泽物。无光泽物具有至少一个充气口袋，用于在印刷机的两个气缸之间通过可印刷材料的缓冲片材。至少一个阀与可充气口腔连通并且控制可充气袋中的流体的量。可以利用多个可充气口袋来提供对各种片材尺寸的增加的控制。可以通过包括多个阀来独立地操作每个可充气袋来获得进一步的控制。安装和拆卸方便通过沿着锍长轴的并入安装孔完成。或者，通过将无光泽粘合（胶带或胶合）到圆筒的表面或通过用尼龙搭扣紧固件将锍固定在圆筒上，可以将无光泽物布置在圆筒上。多个哑光可以组合以形成复合的哑光，从而产生更高的分辨率和精度。还公开了制造方法以及使用该装置。

3. 发明申请

US20090094070A1 SYSTEM AND METHOD FOR PROCESSING AND ADMINISTERING FLEXIBLE GUARANTEED INCOME PAYMENTS 有权
标题翻译：用于处理和管理灵活保障的收入支付的系统和方法
公开(公告)号：US20090094070A1
公开(公告)日：2009-04-09
申请号：US12335742
申请日：2008-12-16
申请人： Patricia L. Harris , Stephen T. Joyce , Ken A. McCullum , Richard P. Rubin
发明人： Patricia L. Harris , Stephen T. Joyce , Ken A. McCullum , Richard P. Rubin
IPC分类号： G06Q40/00
CPC分类号： G06Q40/00 , G06Q10/02 , G06Q40/06 , G06Q40/08
摘要： A system is provided for administering fixed income immediate and deferred payments in any of a plurality of different payout schemes selected by a purchaser to accommodate varying retirement income needs. The system can be configured to administer an immediate income annuity where payments start within one year and the system can also administer a deferred payout annuity through a single dual natured payout contract. Additional options available for administration by the system include options to permit the contract owner to change the annuity commencement date and the ability to commute future period certain periodic payments into a single lump sum payment.
摘要翻译：提供一种系统，用于以购买者选择的多种不同支付方案中的任何一种来管理固定收益即期和递延付款，以适应不同的退休收入需求。该系统可以配置为管理一年内支付开始的直接收入年金，系统还可以通过单一双重性质的支付合同管理延期支付年金。可供系统管理的其他选项包括允许合同所有者更改年金开工日期以及将某些定期付款转入一次性总付款的能力。

4. 发明授权

US06588337B1 Method and apparatus for automatically cleaning both the blanket cylinder and the ink rollers of a printing press 失效
标题翻译：用于自动清洁印刷机的橡皮布滚筒和墨辊的方法和装置
公开(公告)号：US06588337B1
公开(公告)日：2003-07-08
申请号：US09560100
申请日：2000-04-28
申请人： H. Martin Kreckel , William R. Schneider , Edward E. Marganski , Richard P. Rubin
发明人： H. Martin Kreckel , William R. Schneider , Edward E. Marganski , Richard P. Rubin
IPC分类号： B41L4100
CPC分类号： B41F35/04 , B41F35/06 , B41P2235/246 , B41P2235/26
摘要： A system and method of a combination and sequencing of a first cleaner around a blanket cylinder, a second cleaner around one of the rollers in an ink form roller assembly, and a fluid applicator around another one of the rollers in the ink form roller assembly effectively clean the press rollers and the blanket cylinder used in a printing machine.
摘要翻译：一种在橡皮布滚筒周围的第一清洁器的组合和顺序的系统和方法，在油墨成型辊组件中的一个辊周围的第二清洁器和在油墨成型辊组件中的另一个辊周围的流体施加器清洁印刷机中使用的压辊和橡皮布滚筒。

5. 发明申请

US20120101857A1 SYSTEM AND METHOD FOR PROCESSING AND ADMINISTERING IMMEDIATE AND DEFERRED GUARANTEED INCOME PAYMENTS 审中-公开
标题翻译：立即处理和管理的系统和方法
公开(公告)号：US20120101857A1
公开(公告)日：2012-04-26
申请号：US13341478
申请日：2011-12-30
申请人： Patricia L. Harris , Stephen T. Joyce , Ken A. McCullum , Richard P. Rubin
发明人： Patricia L. Harris , Stephen T. Joyce , Ken A. McCullum , Richard P. Rubin
IPC分类号： G06Q40/08
CPC分类号： G06Q40/00 , G06Q10/02 , G06Q40/06 , G06Q40/08
摘要： A system is provided for administering immediate and deferred payments in any of a plurality of different payout schemes selected by a purchaser to accommodate varying retirement income needs. The system can be configured to administer an immediate income annuity where payments start within a predetermined time period year and the system can also administer a deferred payout annuity through a single dual natured payout contract. Additional options available for administration by the system include options to permit the contract owner to change the annuity commencement date and the ability to commute future period certain periodic payments into a single lump sum payment.
摘要翻译：提供一种系统，用于以购买者选择的多种不同支付方案中的任何一种来管理即时和延期付款以适应不同的退休收入需求。该系统可以被配置为管理在预定时间段内开始付款的直接收入年金，并且系统还可以通过单个双重性质支付合同来管理延期支付年金。可供系统管理的其他选项包括允许合同所有者更改年金开工日期以及将某些定期付款转入一次性总付款的能力。

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