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    • 1. 发明授权
    • Tax adjustment for financial processing in a relational database management system
    • US07512554B1
    • 2009-03-31
    • US09845461
    • 2001-04-30
    • George Robert Hood
    • George Robert Hood
    • G06Q40/00
    • G06Q40/00G06Q40/02
    • A financial processing system that accesses account, event and organization attributes from a relational database management database, wherein: (1) the account attributes comprise data about accounts being measured, (2) the event attributes comprise data about account-related transactions, and (3) the organization attributes comprise data about the organization's financial status. Profitability calculations are performed in the computer using the account, event and organization attributes accessed from the relational database management system, as well as one or more profit factors and one or more rules. The profitability calculations comprise the following: Profit (ai)=Net Interest Revenue (NIR) (ai) +Other Revenue (OR) (ai) −Direct Expense (DE) (ai) −Indirect Expense (IE) (ai) −Risk Provision (RP) (ai) for an account ai. Thereafter, one or more earnings calculations are performed in the computer using results from the profitability calculations and tax adjustment attributes accessed from the database. The earnings calculations comprise the following: Earnings (ai)=Profit (ai) * (1−Effective Tax Rate) for the account ai. In these earnings calculations, the Effective Tax Rate comprises the following: Effective Tax Rate=(1−tax rate2) * (tax rate1)+tax rate2 The tax rate1 and tax rate2 are effective rates, wherein tax rate2 is deducted from income, and tax rate1 is not deducted from income. In one embodiment, tax rate1 is a federal income tax rate and tax rate2 is a state income tax rate. Finally, one or more total earnings calculations are performed in the computer using results from the earnings calculations. The total earnings calculations comprise the following: Total ⁢ ⁢ Earnings = ∑ i ⁢ ⁢ [ Earnings ⁢ ⁢ ( a i ) ] for all accounts ai.
    • 2. 发明授权
    • Risk provision implementation financial processing in a relational database management system
    • 关系数据库管理系统中风险准备实施财务处理
    • US07409365B1
    • 2008-08-05
    • US09608682
    • 2000-06-29
    • George Robert Hood
    • George Robert Hood
    • G06Q40/00
    • G06Q40/08G06Q40/00
    • A financial processing system that accesses account, event and organization attributes from a relational database management database, wherein: (1) the account attributes comprise data about accounts being measured, (2) the event attributes comprise data about account-related transactions, and (3) the organization attributes comprise data about the organization's financial status. Profitability calculations are performed using the account, event and organization attributes accessed from the relational database management system, as well as one or more profit factors and one or more rules. The profitability calculations include the following: Profit=Net Interest Revenue (NIR) +Other Revenue (OR) −Direct Expense (DE) −Indirect Expense (IE) −Risk Provision (RP) In this calculation, the Risk Provision (RP) comprises an expected future loss that arises from one or more risk factors.
    • 一种从关系数据库管理数据库访问帐户,事件和组织属性的财务处理系统,其中:(1)帐户属性包括关于被测量的账户的数据,(2)事件属性包括关于账户相关交易的数据,和 3)组织属性包括有关组织财务状况的数据。 盈利能力计算使用从关系数据库管理系统访问的帐户,事件和组织属性以及一个或多个利润因素和一个或多个规则来执行。 盈利能力计算包括以下内容:<?in-line-formula description =“在线公式”end =“lead”?> Profit =净利息收入(NIR)<?in-line-formula description =“In-line 公式“end =”tail“?> <?in-line-formula description =”In-line Formulas“end =”lead“?> + Other Revenue(OR)<?in-line-formula description =”In-line 公式“end =”tail“?> <?in-line-formula description =”In-line Formulas“end =”lead“?> - 直接费用(DE)<?in-line-formula description =”In-line 公式“end =”tail“?> <?in-line-formula description =”In-line Formulas“end =”lead“?> - 间接费用(IE)<?in-line-formula description =”In-line 公式“end =”tail“?> <?in-line-formula description =”In-line Formulas“end =”lead“?> - Risk Provision(RP)<?in-line-formula description =”In-line 公式“end =”tail“?>在此计算中,风险准备(RP)包括由一个或多个风险因素引起的预期未来损失。
    • 4. 发明授权
    • Amortization for financial processing in a relational database management system
    • US07308427B1
    • 2007-12-11
    • US09845924
    • 2001-04-30
    • George Robert Hood
    • George Robert Hood
    • G06Q40/00
    • G06Q40/00
    • A financial processing system that accesses account, event and organization attributes from a relational database management database, wherein: (1) the account attributes comprise data about accounts being measured, (2) the event attributes comprise data about account-related transactions, and (3) the organization attributes comprise data about the organization's financial status. Profitability calculations are performed in the computer using the account, event and organization attributes accessed from the relational database management system, as well as one or more profit factors and one or more rules. The profitability calculations comprise the following: Profit (ai)=Net Interest Revenue (NIR) (ai) +Other Revenue (OR) (ai) −Direct Expense (DE) (ai) −Indirect Expense (IE) (ai) −Risk Provision (RP) (ai) for an account ai. The profitability calculations include one or more amortization calculations in the computer using the account, event and organization attributes accessed from the database, and the amortization calculations amortize the Other Revenue, Direct Expense, Indirect Expense, or Risk Provision over a plurality of periods within a term for the account ai. In alternative embodiments, the amortization calculations are selected from a group comprising cash basis, straight-line, declining balance and interest methods.
    • 8. 发明授权
    • Various methods and apparatuses for a route server
    • 用于路由服务器的各种方法和装置
    • US08645568B2
    • 2014-02-04
    • US11985763
    • 2007-11-16
    • Lane PattersonMarcelo SchmidtRobert HoodJeffrey C. Rizzo
    • Lane PattersonMarcelo SchmidtRobert HoodJeffrey C. Rizzo
    • G06F15/173
    • H04L45/42H04L45/02H04L45/04H04L45/54
    • A method, apparatus, and system are described for a route server that connects network users to network providers. The route server may connect to network elements, including routers, from a plurality of Internet network service providers (ISP) to the network elements of a plurality of users through the route server. The route server also may make routing decisions for the plurality of users and the plurality of ISPs and is programmed to maintain multiple views of the routing table as well as implement multiple BGP instances, each instance representing different autonomous systems, in a single instance of the route server. The route server also may match a first user to one or more of the ISPs based on criteria including not only the best possible routes of each ISP but a full listing of all possible routes to a destination address from each ISP matching the user's criteria in order to construct a route table to get IP packets of a user to a destination address.
    • 描述了将网络用户连接到网络提供商的路由服务器的方法,装置和系统。 路由服务器可以通过路由服务器将多个互联网服务提供商(ISP)的网元(包括路由器)连接到多个用户的网元。 路由服务器还可以为多个用户和多个ISP做出路由决定,并且被编程为维护路由表的多个视图,并且在单个实例中实现多个BGP实例,每个实例表示不同的自治系统 路由服务器。 路由服务器还可以基于不仅包括每个ISP的最佳可能路由的标准将第一用户与一个或多个ISP相匹配,而且还包括从符合用户标准的每个ISP到目的地地址的所有可能路由的完整列表 构建路由表,以获取用户的IP报文到目的地址。
    • 10. 发明申请
    • On Demand, Non-Capacity Based Process, Apparatus and Computer Program to Determine Maintenance Fees for Disk Data Storage System
    • 用于确定磁盘数据存储系统维护费用的按需,非容量过程,设备和计算机程序
    • US20070288401A1
    • 2007-12-13
    • US11735546
    • 2007-04-16
    • Robert HoodAlan Stuart
    • Robert HoodAlan Stuart
    • G06F17/00G06F12/00
    • G06F11/008G06F3/0614G06F3/0653G06F3/0689G06Q30/0283G11B27/36G11B2220/415
    • In one aspect the invention provides a signal bearing medium tangibly embodying a program of machine-readable instructions that are executable by a digital processing apparatus to perform operations to determine a maintenance fee for a data storage system. The operations include monitoring at least one data storage device during operation of the data storage system to determine a duty cycle and determining a current value of the maintenance fee based at least in part on the determined duty cycle. In a further disk drive-based embodiment the operations may include, or be instead, determining a disk drive redundancy configuration of disk drives of a data storage system. The operations then compare the determined duty cycle to a threshold value and assert a redundancy configuration change signal based on the result of the comparison. For a RAID configuration embodiment having a RAID level, the asserting operation asserts a RAID level change signal based on the result of the comparison.
    • 在一个方面,本发明提供了一种有形地体现机器可读指令程序的信号承载介质,其可由数字处理装置执行以执行操作以确定数据存储系统的维护费用。 操作包括在数据存储系统的操作期间监视至少一个数据存储设备,以至少部分地基于所确定的占空比来确定占空比并确定维护费用的当前值。 在另一个基于磁盘驱动器的实施例中,操作可以包括或者替代地确定数据存储系统的磁盘驱动器的磁盘驱动器冗余配置。 然后,操作将确定的占空比与阈值进行比较,并根据比较结果确定冗余配置改变信号。 对于具有RAID级别的RAID配置实施例,基于比较的结果,断言操作断言RAID电平改变信号。