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1. 发明授权

US09111290B2 Managing targeted customer loyalty promotions 有权
标题翻译：管理有针对性的客户忠诚度促销活动
公开(公告)号：US09111290B2
公开(公告)日：2015-08-18
申请号：US13308048
申请日：2011-11-30
申请人： Ruben Delgado , Kollen Glynn , Siddharth Uppal
发明人： Ruben Delgado , Kollen Glynn , Siddharth Uppal
IPC分类号： G06Q30/00 , G06Q30/02
CPC分类号： G06Q30/02
摘要： Targeted customer loyalty promotions are managed by an application through a point of sale contact. The application recognizes a customer visiting a store through communication (e.g. near field communication) with a customer device. The application receives a customer identifier (ID) from the customer device. Using the customer ID, the application retrieves a customer record matching the customer ID from a local data store of the point of sale, a networked data store, or a social network data store. The application determines customer loyalty promotions associated with the customer record and transmits the customer loyalty promotions to the customer.
摘要翻译：有针对性的客户忠诚度促销活动由应用程序通过销售点联系人管理。应用程序通过与客户设备的通信（例如近场通信）来识别访问商店的客户。应用程序从客户设备接收客户标识符（ID）。使用客户ID，应用程序从销售点的本地数据存储，网络数据存储或社交网络数据存储检索与客户ID匹配的客户记录。应用程序确定与客户记录相关联的客户忠诚度促销，并将客户忠诚度促销传递给客户。

2. 发明申请

US20130138492A1 MANAGING TARGETED CUSTOMER LOYALTY PROMOTIONS 有权
标题翻译：管理有针对性的客户忠诚促销
公开(公告)号：US20130138492A1
公开(公告)日：2013-05-30
申请号：US13308048
申请日：2011-11-30
申请人： Ruben Delgado , Kollen Glynn , Siddharth Uppal
发明人： Ruben Delgado , Kollen Glynn , Siddharth Uppal
IPC分类号： G06Q30/02
CPC分类号： G06Q30/02
摘要： Targeted customer loyalty promotions are managed by an application through a point of sale contact. The application recognizes a customer visiting a store through communication (e.g. near field communication) with a customer device. The application receives a customer identifier (ID) from the customer device. Using the customer ID, the application retrieves a customer record matching the customer ID from a local data store of the point of sale, a networked data store, or a social network data store. The application determines customer loyalty promotions associated with the customer record and transmits the customer loyalty promotions to the customer.
摘要翻译：有针对性的客户忠诚度促销活动由应用程序通过销售点联系人管理。应用程序通过与客户设备的通信（例如近场通信）来识别访问商店的客户。应用程序从客户设备接收客户标识符（ID）。使用客户ID，应用程序从销售点的本地数据存储，网络数据存储或社交网络数据存储检索与客户ID匹配的客户记录。应用程序确定与客户记录相关联的客户忠诚度促销，并将客户忠诚度促销传递给客户。

3. 发明授权

US09064251B2 Plug-in based chip card payments 有权
标题翻译：插件式芯片卡支付
公开(公告)号：US09064251B2
公开(公告)日：2015-06-23
申请号：US13297283
申请日：2011-11-16
申请人： Himanshu Lal , Ruben Delgado
发明人： Himanshu Lal , Ruben Delgado
IPC分类号： G06Q20/00 , G06Q40/00 , G07F19/00 , G07B17/00 , G06K5/00 , G06K15/00 , G06Q20/20 , G07F7/08
CPC分类号： G06Q20/20 , G06Q20/202 , G06Q20/204 , G07F7/0873 , G07F7/0886
摘要： A chip card payment processor interface component exposes a plurality of different interfaces for a plurality of different chip card payment processors. A chip card peripheral device interface component exposes a plurality of different chip card peripheral device interfaces for a plurality of different chip card peripheral devices. A payment services component can thus interact with the plurality of different chip card peripheral devices in conducting a transaction, and can also interact with a plurality of different chip card payment processors to authenticate and validate the transaction.
摘要翻译：芯片卡支付处理器接口部件为多个不同的芯片卡支付处理器公开多个不同的接口。芯片卡外围设备接口组件为多个不同的芯片卡外围设备暴露出多个不同的芯片卡外围设备接口。因此，支付服务组件因此可以与多个不同的芯片卡外围设备进行交易，并且还可以与多个不同的芯片卡支付处理器交互以认证和验证交易。

4. 发明申请

US20130124348A1 PLUG-IN BASED CHIP CARD PAYMENTS 有权
标题翻译：基于插入式卡片支付
公开(公告)号：US20130124348A1
公开(公告)日：2013-05-16
申请号：US13297283
申请日：2011-11-16
申请人： Himanshu Lal , Ruben Delgado
发明人： Himanshu Lal , Ruben Delgado
IPC分类号： G06Q20/20
CPC分类号： G06Q20/20 , G06Q20/202 , G06Q20/204 , G07F7/0873 , G07F7/0886
摘要： A chip card payment processor interface component exposes a plurality of different interfaces for a plurality of different chip card payment processors. A chip card peripheral device interface component exposes a plurality of different chip card peripheral device interfaces for a plurality of different chip card peripheral devices. A payment services component can thus interact with the plurality of different chip card peripheral devices in conducting a transaction, and can also interact with a plurality of different chip card payment processors to authenticate and validate the transaction.
摘要翻译：芯片卡支付处理器接口部件为多个不同的芯片卡支付处理器公开多个不同的接口。芯片卡外围设备接口组件为多个不同的芯片卡外围设备暴露出多个不同的芯片卡外围设备接口。因此，支付服务组件因此可以与多个不同的芯片卡外围设备进行交易，并且还可以与多个不同的芯片卡支付处理器交互以认证和验证交易。

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