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1. 发明申请

US20120215606A1 NON PRE-APPROVED CHANNEL FILTERING FOR CARD ACQUISITION 有权
标题翻译：非预先批准的信道过滤获取卡
公开(公告)号：US20120215606A1
公开(公告)日：2012-08-23
申请号：US13459782
申请日：2012-04-30
申请人： Atul K. Srivastava , Yanyan Guo , Michael A. Vapenik
发明人： Atul K. Srivastava , Yanyan Guo , Michael A. Vapenik
IPC分类号： G06Q30/00
CPC分类号： G06Q40/025 , G06Q20/10 , G06Q30/02 , G06Q30/0215 , G06Q30/0251 , G06Q40/02
摘要： Information can be shared across a pre-approved (PA) channel and a non pre-approved (NPA) channel to reduce unnecessary offers of a transactional instrument or transactional instrument upgrade to prospects. All prospects listed in the NPA channel that have been evaluated in the PA channel may be removed from a NPA offeree list. This may be done by matching the NPA prospect list with a list of prospects who have been evaluated in the PA channel. The list of prospects evaluated in the PA channel may include, for example, prospects who were pre-approved for an offer as well as prospects who were considered for a pre-approved offer but who were denied the offer. Prospects in the NPA channel that are removed from the NPA offer list may be dropped from further NPA processing, as such prospects are either unprofitable or do not meet a transactional account company's standards for credit.
摘要翻译：信息可以通过预先批准的（PA）渠道和非预先批准（NPA）渠道共享，以减少交易工具或交易工具升级到潜在客户的不必要的提供。在NPA渠道中列出的已在PA渠道进行评估的所有潜在客户可能会被从NPA的受邀人员名单中删除。这可以通过将NPA潜在客户列表与在PA渠道中进行评估的潜在客户列表进行匹配来完成。在PA通道中评估的前景列表可能包括，例如，预先批准了报价的潜在客户，以及被视为预先批准的报价但被拒绝提供的潜在客户。从NPA报价清单中删除的NPA渠道的前景可能会从进一步的NPA处理中放弃，因为这种前景无利可图或不符合交易账户公司的信用标准。

2. 发明授权

US08190470B2 Non pre-approved channel filtering for card acquisition 有权
标题翻译：未经预先批准的卡片采集通道过滤
公开(公告)号：US08190470B2
公开(公告)日：2012-05-29
申请号：US11676135
申请日：2007-02-16
申请人： Atul K. Srivastava , Yanyan Guo , Michael A. Vapenik
发明人： Atul K. Srivastava , Yanyan Guo , Michael A. Vapenik
IPC分类号： G06Q30/00 , G05B19/418
CPC分类号： G06Q40/025 , G06Q20/10 , G06Q30/02 , G06Q30/0215 , G06Q30/0251 , G06Q40/02
摘要： Information can be shared across a pre-approved (PA) channel and a non pre-approved (NPA) channel to reduce unnecessary offers of a transactional instrument or transactional instrument upgrade to prospects. All prospects listed in the NPA channel that have been evaluated in the PA channel may be removed from a NPA offeree list. This may be done by matching the NPA prospect list with a list of prospects who have been evaluated in the PA channel. The list of prospects evaluated in the PA channel may include, for example, prospects who were pre-approved for an offer as well as prospects who were considered for a pre-approved offer but who were denied the offer. Prospects in the NPA channel that are removed from the NPA offer list may be dropped from further NPA processing, as such prospects are either unprofitable or do not meet a transactional account company's standards for credit.
摘要翻译：信息可以通过预先批准的（PA）渠道和非预先批准（NPA）渠道共享，以减少交易工具或交易工具升级到潜在客户的不必要的提供。在NPA渠道中列出的已在PA渠道进行评估的所有潜在客户可能会被从NPA的受邀人员名单中删除。这可以通过将NPA潜在客户列表与在PA渠道中进行评估的潜在客户列表进行匹配来完成。在PA通道中评估的前景列表可能包括，例如，预先批准了报价的潜在客户，以及被视为预先批准的报价但被拒绝提供的潜在客户。从NPA报价清单中删除的NPA渠道的前景可能会从进一步的NPA处理中放弃，因为这种前景无利可图或不符合交易账户公司的信用标准。

3. 发明授权

US08571929B2 Non pre-approved channel filtering for card acquisition 有权
标题翻译：未经预先批准的卡片采集通道过滤
公开(公告)号：US08571929B2
公开(公告)日：2013-10-29
申请号：US13459782
申请日：2012-04-30
申请人： Atul K. Srivastava , Yanyan Guo , Michael A. Vapenik
发明人： Atul K. Srivastava , Yanyan Guo , Michael A. Vapenik
IPC分类号： G06Q30/00 , G05B19/418
CPC分类号： G06Q40/025 , G06Q20/10 , G06Q30/02 , G06Q30/0215 , G06Q30/0251 , G06Q40/02
摘要： Information can be shared across a pre-approved (PA) channel and a non pre-approved (NPA) channel to reduce unnecessary offers of a transactional instrument or transactional instrument upgrade to prospects. All prospects listed in the NPA channel that have been evaluated in the PA channel may be removed from a NPA offeree list. This may be done by matching the NPA prospect list with a list of prospects who have been evaluated in the PA channel. The list of prospects evaluated in the PA channel may include, for example, prospects who were pre-approved for an offer as well as prospects who were considered for a pre-approved offer but who were denied the offer. Prospects in the NPA channel that are removed from the NPA offer list may be dropped from further NPA processing, as such prospects are either unprofitable or do not meet a transactional account company's standards for credit.
摘要翻译：信息可以通过预先批准的（PA）频道和非预先批准（NPA）频道共享，以减少交易工具或交易仪器升级到潜在客户的不必要的提供。在NPA频道中列出的已在PA频道评估的所有潜在客户可能会被从NPA的受邀人员名单中删除。这可以通过将NPA潜在客户列表与在PA渠道中进行评估的潜在客户列表进行匹配来完成。在PA通道中评估的前景列表可能包括例如预先批准的报价的潜在客户以及被视为预先批准的报价但被拒绝提供的潜在客户。从NPA报价清单中删除的NPA渠道的前景可能会从进一步的NPA处理中放弃，因为这种前景无利可图或不符合交易账户公司的信用标准。

4. 发明申请

US20080197189A1 Non Pre-Approved Channel Filtering for Card Acquisition 有权
标题翻译：非预先认可的信道过滤卡采集
公开(公告)号：US20080197189A1
公开(公告)日：2008-08-21
申请号：US11676135
申请日：2007-02-16
申请人： Atul K. Srivastava , Yanyan Guo , Michael A. Vapenik
发明人： Atul K. Srivastava , Yanyan Guo , Michael A. Vapenik
IPC分类号： G06K5/00
CPC分类号： G06Q40/025 , G06Q20/10 , G06Q30/02 , G06Q30/0215 , G06Q30/0251 , G06Q40/02
摘要： Information can be shared across a pre-approved (PA) channel and a non pre-approved (NPA) channel to reduce unnecessary offers of a transactional instrument or transactional instrument upgrade to prospects. All prospects listed in the NPA channel that have been evaluated in the PA channel may be removed from a NPA offeree list. This may be done by matching the NPA prospect list with a list of prospects who have been evaluated in the PA channel. The list of prospects evaluated in the PA channel may include, for example, prospects who were pre-approved for an offer as well as prospects who were considered for a pre-approved offer but who were denied the offer. Prospects in the NPA channel that are removed from the NPA offer list may be dropped from further NPA processing, as such prospects are either unprofitable or do not meet a transactional account company's standards for credit.
摘要翻译：信息可以通过预先批准的（PA）渠道和非预先批准（NPA）渠道共享，以减少交易工具或交易工具升级到潜在客户的不必要的提供。在NPA渠道中列出的已在PA渠道进行评估的所有潜在客户可能会被从NPA的受邀人员名单中删除。这可以通过将NPA潜在客户列表与在PA渠道中进行评估的潜在客户列表进行匹配来完成。在PA通道中评估的前景列表可能包括，例如，预先批准了报价的潜在客户，以及被视为预先批准的报价但被拒绝提供的潜在客户。从NPA报价清单中删除的NPA渠道的前景可能会从进一步的NPA处理中放弃，因为这种前景无利可图或不符合交易账户公司的信用标准。

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