专利快速检索-快速检索全球专利，免费商用专利数据库-IPRDB

1. 发明授权

US09519669B2 Document indexing and delivery system 有权
标题翻译：文件索引和传送系统
公开(公告)号：US09519669B2
公开(公告)日：2016-12-13
申请号：US13796356
申请日：2013-03-12
申请人： BANK OF AMERICA CORPORATION
发明人： James G. Ronca
IPC分类号： G06F7/00 , G06F17/30 , G06Q10/10 , G06Q40/00
CPC分类号： G06F17/30336 , G06F17/30011 , G06Q10/10 , G06Q40/00
摘要： A document indexing and delivery system is disclosed. Embodiments of the present invention provide an agent-based delivery platform to supply financial document images in a variety of formats to fulfill requests from various clients of an image processing system at a financial institution. Workflows can be created using extensible markup language (XML) to direct the operation of the system. Software agents on the system can include a client agent, a delivery agent, an index agent, a format agent, an image agent, and/or a workflow agent. The workflow agent manages the execution of the workflow. Images and relevant data can be located using a master index residing in partitioned, high-speed databases.
摘要翻译：公开了一种文件索引和传送系统。本发明的实施例提供了一种基于代理的递送平台，用于以各种格式提供财务文档图像，以满足来自金融机构的图像处理系统的各种客户端的请求。可以使用可扩展标记语言（XML）创建工作流程，以指导系统的操作。系统上的软件代理可以包括客户端代理，递送代理，索引代理，格式代理，图像代理和/或工作流代理。工作流代理管理工作流的执行。可以使用驻留在分区高速数据库中的主索引来定位图像和相关数据。

2. 发明授权

US08913820B2 Store images at point of capture 有权
标题翻译：在拍摄点存储图像
公开(公告)号：US08913820B2
公开(公告)日：2014-12-16
申请号：US13768417
申请日：2013-02-15
申请人： Bank of America Corporation
发明人： Deborah N. Bennett , Timmy L. Gauvin , Eric Scott Sandoz , James G. Ronca
IPC分类号： G06K9/00 , G06Q40/00
CPC分类号： G06K9/00469
摘要： Embodiments of the invention are directed to systems, methods, and computer program products for capturing, processing, storing, and generating images of a check. In some embodiments, a system is configured to: receive an unprocessed image of a check; store the unprocessed image, wherein the unprocessed image is accessible to an agent associated with the apparatus and is not accessible to a user of an account associated with the check; process the unprocessed image to create a processed image; store the processed image, wherein the processed image is accessible to the agent and is accessible to the user.
摘要翻译：本发明的实施例涉及用于捕获，处理，存储和生成支票图像的系统，方法和计算机程序产品。在一些实施例中，系统被配置为：接收支票的未处理图像; 存储未处理的图像，其中所述未处理的图像对于与所述装置相关联的代理可访问，并且对于与所述支票相关联的帐户的用户不可访问; 处理未处理的图像以创建经处理的图像; 存储经处理的图像，其中经处理的图像可由代理访问，并且可由用户访问。

3. 发明申请

US20140233832A1 STORE IMAGES AT POINT OF CAPTURE 有权
标题翻译：在拍摄点存储图像
公开(公告)号：US20140233832A1
公开(公告)日：2014-08-21
申请号：US13768417
申请日：2013-02-15
申请人： BANK OF AMERICA CORPORATION
发明人： Deborah N. Bennett , Timmy L. Gauvin , Eric Scott Sandoz , James G. Ronca
IPC分类号： G06K9/00
CPC分类号： G06K9/00469
摘要： Embodiments of the invention are directed to systems, methods, and computer program products for capturing, processing, storing, and generating images of a check. In some embodiments, a system is configured to: receive an unprocessed image of a check; store the unprocessed image, wherein the unprocessed image is accessible to an agent associated with the apparatus and is not accessible to a user of an account associated with the check; process the unprocessed image to create a processed image; store the processed image, wherein the processed image is accessible to the agent and is accessible to the user.
摘要翻译：本发明的实施例涉及用于捕获，处理，存储和生成支票图像的系统，方法和计算机程序产品。在一些实施例中，系统被配置为：接收支票的未处理图像; 存储未处理的图像，其中所述未处理的图像对于与所述装置相关联的代理可访问，并且对于与所述支票相关联的帐户的用户不可访问; 处理未处理的图像以创建经处理的图像; 存储经处理的图像，其中经处理的图像可由代理访问，并且可由用户访问。

4. 发明申请

US20130191396A1 DOCUMENT INDEXING AND DELIVERY SYSTEM 有权
标题翻译：文件索引和传送系统
公开(公告)号：US20130191396A1
公开(公告)日：2013-07-25
申请号：US13796356
申请日：2013-03-12
申请人： Bank of America Corporation
发明人： James G. Ronca
IPC分类号： G06F17/30
CPC分类号： G06F17/30336 , G06F17/30011 , G06Q10/10 , G06Q40/00
摘要： A document indexing and delivery system is disclosed. Embodiments of the present invention provide an agent-based delivery platform to supply financial document images in a variety of formats to fulfill requests from various clients of an image processing system at a financial institution. Workflows can be created using extensible markup language (XML) to direct the operation of the system. Software agents on the system can include a client agent, a delivery agent, an index agent, a format agent, an image agent, and/or a workflow agent. The workflow agent manages the execution of the workflow. Images and relevant data can be located using a master index residing in partitioned, high-speed databases.
摘要翻译：公开了一种文件索引和传送系统。本发明的实施例提供了一种基于代理的递送平台，用于以各种格式提供财务文档图像，以满足来自金融机构的图像处理系统的各种客户端的请求。可以使用可扩展标记语言（XML）创建工作流程，以指导系统的操作。系统上的软件代理可以包括客户端代理，递送代理，索引代理，格式代理，图像代理和/或工作流代理。工作流代理管理工作流的执行。可以使用驻留在分区高速数据库中的主索引来定位图像和相关数据。

5. 发明授权

US10275772B2 Cryptocurrency risk detection system 有权
公开(公告)号：US10275772B2
公开(公告)日：2019-04-30
申请号：US14305916
申请日：2014-06-16
申请人： Bank of America Corporation
发明人： James G. Ronca , Joseph B. Castinado , Heather Dolan , Thomas E. Durbin , Richard H. Thomas
IPC分类号： G06Q20/40 , G06Q20/06 , G06Q20/38
摘要： The system includes a processor operable to receive a request from a customer to perform a cryptocurrency transaction with a third party. The processor may also retrieve block chain information associated with the cryptocurrency transaction. The processor may also determine the amount of cryptocurrency associated with the cryptocurrency transaction. The processor may further calculate a risk score for performing the cryptocurrency transaction based at least in part upon the block chain information and the amount of cryptocurrency.

6. 发明授权

US09836790B2 Cryptocurrency transformation system 有权
公开(公告)号：US09836790B2
公开(公告)日：2017-12-05
申请号：US14305797
申请日：2014-06-16
申请人： Bank of America Corporation
发明人： James G. Ronca , Joseph B. Castinado , Heather Dolan , Thomas E. Durbin , Richard H. Thomas
IPC分类号： G06Q40/04
CPC分类号： G06Q40/04
摘要： A system comprises a memory operable to store a customer account, a first float account, and a second float account. The system further comprises a processor communicatively coupled to the memory. The processor may receive an electronic request for a currency exchange and determine exchange rates for exchanging a first currency for a second currency. The processor may also determine an optimal exchange rate. In response to determining the optimal exchange rate, the processor may determine a first amount of the first currency and associate the first amount with the customer account. The processor may also transfer the first amount of the first currency into the first float account and determine a second amount of the second currency. The processor is further able to associate the second amount with the second float account and transfer the second amount of the second currency to the customer.

7. 发明申请

US20150363876A1 Cryptocurrency Transformation System 有权
标题翻译：密码转换系统
公开(公告)号：US20150363876A1
公开(公告)日：2015-12-17
申请号：US14305797
申请日：2014-06-16
申请人： Bank of America Corporation
发明人： James G. Ronca , Joseph B. Castinado , Heather Dolan , Thomas E. Durbin , Richard H. Thomas
IPC分类号： G06Q40/04
CPC分类号： G06Q40/04
摘要： A system comprises a memory operable to store a customer account, a first float account, and a second float account. The system further comprises a processor communicatively coupled to the memory. The processor may receive an electronic request for a currency exchange and determine exchange rates for exchanging a first currency for a second currency. The processor may also determine an optimal exchange rate. In response to determining the optimal exchange rate, the processor may determine a first amount of the first currency and associate the first amount with the customer account. The processor may also transfer the first amount of the first currency into the first float account and determine a second amount of the second currency. The processor is further able to associate the second amount with the second float account and transfer the second amount of the second currency to the customer.
摘要翻译：系统包括可操作以存储客户账户，第一浮动账户和第二浮动账户的存储器。系统还包括通信地耦合到存储器的处理器。处理器可以接收货币兑换的电子请求，并确定用于交换第二货币的第一货币的汇率。处理器还可以确定最佳的汇率。响应于确定最佳汇率，处理器可以确定第一货币的第一数量并将第一金额与客户账户相关联。处理器还可以将第一货币的第一数量转移到第一浮动账户中并确定第二货币的第二数量。处理器还能够将第二数量与第二浮动账户相关联，并将第二货币的第二数量转移给客户。

8. 发明申请

US20150363770A1 Cryptocurrency Transaction Payment System 审中-公开
标题翻译：密码交易支付系统
公开(公告)号：US20150363770A1
公开(公告)日：2015-12-17
申请号：US14305893
申请日：2014-06-16
申请人： Bank of America Corporation
发明人： James G. Ronca , Joseph B. Castinado , Heather Dolan , Thomas E. Durbin
IPC分类号： G06Q20/38 , G06Q20/36 , G06Q20/10
CPC分类号： G06Q20/382 , G06Q20/10 , G06Q20/3672 , G06Q2220/00
摘要： A system comprises a memory operable to store a customer account associated with a customer and a processor communicatively coupled to the memory. The processor is able encode cryptocurrency information associated with the customer account onto a payment instrument. The processor is also able to receive a request for a cryptocurrency transaction from the customer using the payment instrument. In response to receiving the request, the processor is able to determine cryptocurrency information associated with the customer account and determine cryptocurrency information associated with a recipient. The processor is further able to associate the first amount of cryptocurrency with the customer account and initiate a transfer of the first amount of cryptocurrency to an account associated with the recipient.
摘要翻译：系统包括可操作地存储与客户相关联的客户帐户的存储器和通信地耦合到存储器的处理器。处理器能够将与客户帐户相关联的加密资讯信息编码到付款工具上。该处理器还能够使用支付工具从客户端接收到一个隐式货币交易的请求。响应于接收到请求，处理器能够确定与客户帐户相关联的密码学信息，并确定与接收者相关联的密码学信息。处理器还能够将第一数量的密码学与客户帐户相关联并且发起第一数量的密码学的转移到与接收者相关联的帐户。

9. 发明申请

US20140122334A1 Payment Processing with a User Identifier 审中-公开
标题翻译：用户标识符的付款处理
公开(公告)号：US20140122334A1
公开(公告)日：2014-05-01
申请号：US13663824
申请日：2012-10-30
申请人： BANK OF AMERICA CORPORATION
发明人： Jennifer M. Lucas , Matthew R. Leavenworth , James G. Ronca , Jason P. Blackhurst
IPC分类号： G06Q20/40
CPC分类号： G06Q20/4014
摘要： According to an embodiment, a payment is processed. It is determined that a user should receive a payment. A user identifier associated with the user is received. The user identifier allows the user to receive communications. The user identifier does not comprise information regarding any financial account of the user. Whether the user identifier is registered with an account server operable to maintain associations between user identifers and financial accounts is determined. The user is requested to register the user identifier with the account server if the user identifier is not registered with the account server. Transfer of the payment is facilitated by a selected one of a transfer to a financial account associated with the user identifier and issuance of the payment by an alternative mechanism according to whether the user identifier is registered with the account server.
摘要翻译：根据实施例，处理支付。确定用户应该收到付款。接收与用户相关联的用户标识符。用户标识符允许用户接收通信。用户标识符不包括关于用户的任何财务帐户的信息。确定用户标识符是否被注册到可维护用户标识符和财务帐户之间的关联的可操作的帐户服务器。如果用户标识符未向帐户服务器注册，则要求用户向帐户服务器注册用户标识符。通过根据用户标识符是否向帐户服务器注册，通过与用户标识符相关联的金融账户的转移中的选择的一个和替代机制的支付来发送支付来转移支付。

10. 发明授权

US10127552B2 Cryptocurrency aggregation system 有权
公开(公告)号：US10127552B2
公开(公告)日：2018-11-13
申请号：US14305981
申请日：2014-06-16
申请人： Bank of America Corporation
发明人： James G. Ronca , Jason P. Blackhurst , Joseph B. Castinado , Heather Dolan , Thomas E. Durbin , Richard H. Thomas
IPC分类号： G06Q20/36 , G06Q20/38 , G06Q40/02 , G06Q20/06 , H04L9/08
摘要： A system includes a memory and a processor. The memory may store a customer account associated with a customer and an enterprise account associated with an enterprise. The processor may be communicatively coupled to the memory and may cause the system to receive a request to deposit a first amount of a cryptocurrency in the customer account from the customer. The processor may also cause the system to determine a public key associated with the customer account and receive the first amount of the cryptocurrency. The processor may further cause the system to determine a first value approximately equivalent to the first amount of cryptocurrency and associate the first value with the customer account. The processor is further able to aggregate the first amount of cryptocurrency with an aggregated amount of the cryptocurrency in the enterprise account and facilitate securing the public key in the enterprise account.

你已经成功收藏专利！

检索式保存成功!

IPRDB

热门服务

关于我们

友情链接

联系方式