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1. 发明授权

US11544700B2 System and method for using intelligent codes in conjunction with stored-value cards 有权
公开(公告)号：US11544700B2
公开(公告)日：2023-01-03
申请号：US17481420
申请日：2021-09-22
申请人： Blackhawk Network, Inc.
发明人： Tomas Ariel Campos , Patrick Ryan Flanagan
IPC分类号： G06Q30/00 , G06Q20/36 , G06Q20/28 , G06Q30/06 , G06Q20/32 , G06Q20/20 , G06Q20/34
摘要： A system and method of transacting a prepaid product with an electronic mobile device that is used to electronically interface with a code, such as a QR code, bar code, RF signal or NFC signal, representing a prepaid product. The codes of multiple prepaid products of multiple prepaid product providers are grouped together on a single structure or in a single computer displayed in a shopping area. The electronic mobile device subsequently electronically interfaces with a point of sale device after electronically interfacing with said code to provide prepaid product information.

2. 发明授权

US10970714B2 System and method for using intelligent codes in conjunction with stored-value cards 有权
公开(公告)号：US10970714B2
公开(公告)日：2021-04-06
申请号：US14085394
申请日：2013-11-20
申请人： Blackhawk Network, Inc.
发明人： Tomas Ariel Campos , Patrick Ryan Flanagan
IPC分类号： G06Q20/36 , G06Q20/28 , G06Q30/06 , G06Q20/32 , G06Q20/20 , G06Q20/34
摘要： A system and method of transacting a prepaid product with an electronic mobile device that is used to electronically interface with a code, such as a QR code, bar code, RF signal or NFC signal, representing a prepaid product. The codes of multiple prepaid products of multiple prepaid product providers are grouped together on a single structure or in a single computer displayed in a shopping area. The electronic mobile device subsequently electronically interfaces with a point of sale device after electronically interfacing with said code to provide prepaid product information.

3. 发明授权

US11599873B2 Systems and methods for proxy card and/or wallet redemption card transactions 有权
公开(公告)号：US11599873B2
公开(公告)日：2023-03-07
申请号：US14205065
申请日：2014-03-11
申请人： Blackhawk Network, Inc.
发明人： Tomas Ariel Campos , Tushar Vaish , Pranav Sheth
IPC分类号： G06Q20/36 , G06Q20/20 , G06Q20/34 , G06Q20/40 , G06K19/06
摘要： Systems and methods for associating a proxy card with an electronic wallet are disclosed. A computer implemented method may include receiving an authentication information of a proxy card, and associating the proxy card with an electronic wallet, wherein associating the proxy card with the electronic wallet allows secure access to the electronic wallet when the proxy card is presented at a point of sale. A system may include a proxy card comprising authentication information, and an electronic wallet associated with the proxy card, wherein the association of the electronic wallet with the proxy card allows secure access to the electronic wallet when the proxy card is presented at a point of sale. A wallet redemption card may comprise a rewriteable magnetic stripe, a smart chip, a wireless communicator operably connected to the smart chip, and an interface operably connected between the rewriteable magnetic stripe and the smart chip.

4. 发明授权

US10037526B2 System for payment via electronic wallet 有权
公开(公告)号：US10037526B2
公开(公告)日：2018-07-31
申请号：US14452829
申请日：2014-08-06
申请人： Blackhawk Network, Inc.
发明人： Tomas Ariel Campos
IPC分类号： G06Q40/00 , G06Q20/36 , G06Q20/40
CPC分类号： G06Q20/3674 , G06Q20/36 , G06Q20/40
摘要： A method includes receiving a request to process, against an electronic wallet, a portion of a transaction, an electronic wallet optionally comprising a sub-wallet, the transaction processed against the wallet and/or sub-wallet. The method further includes identifying one or more electronic value tokens in the e-wallet and/or sub-wallet that, when used together, will cover the portion of the transaction. The method further includes applying the electronic value tokens to the portion of the transaction.

5. 发明授权

US11042870B2 System and method for using intelligent codes to add a stored-value card to an electronic wallet 有权
公开(公告)号：US11042870B2
公开(公告)日：2021-06-22
申请号：US13857048
申请日：2013-04-04
申请人： Blackhawk Network, Inc.
发明人： Tomas Ariel Campos
IPC分类号： G06Q20/36 , G06Q20/34
摘要： A method comprises receiving a request to add a stored-value card to an electronic wallet via interpreting an intelligent code which directs a user to a URL for an electronic wallet website; prompting a user for credentials to enter the electronic wallet website; determining whether the stored-value card already exists in the electronic wallet; and adding the stored-value card to the electronic wallet. A system comprises a computer device to receive a request to add a stored-value card to an electronic wallet via interpreting an intelligent code which directs a user to a URL for an electronic wallet website; to prompt a user for credentials to enter the electronic wallet website, to determine possession of the stored-value card, to determine whether the stored-value card already exists in the electronic wallet, and to add the stored-value card to the electronic wallet.

6. 发明申请

US20150348018A1 System and Method of Registering Stored-Value Cards into Electronic Wallets 审中-公开
标题翻译：将储值卡注册到电子钱包中的系统和方法
公开(公告)号：US20150348018A1
公开(公告)日：2015-12-03
申请号：US14379210
申请日：2013-02-15
申请人： Blackhawk Network, Inc.
发明人： Tomas Ariel Campos , Tushar Vaish , Sheila Agoncillo-Andres , Rajesh Ponnam
IPC分类号： G06Q20/36
CPC分类号： G06Q20/367 , G06Q20/12 , G06Q20/18 , G06Q20/202 , G06Q20/204 , G06Q20/28 , G06Q20/325 , G06Q20/3278 , G06Q20/341 , G06Q20/347 , G06Q20/349 , G06Q20/352 , G06Q20/354 , G06Q20/3552 , G06Q20/36 , G06Q20/4012 , G06Q20/40145
摘要： System and methods for using an electronic stored-value card are provided. A system comprises an electronic stored-value card, and a digital sticker associated with the electronic stored-value card. The digital sticker is configured to convey transaction information of the electronic stored-value card to a processor or an issuer of the electronic stored-value card. A computer implemented method comprises associating a digital sticker with an electronic stored-value card, and conveying a transaction information of the electronic stored-value card to a processor or an issuer of the electronic stored-value card. A system comprises a memory configured to display information about a stored-value card and to initiate a registration of the stored-value card into an electronic wallet.
摘要翻译：提供了使用电子储值卡的系统和方法。系统包括电子储值卡和与电子储值卡相关联的数字贴纸。数字贴纸被配置为将电子存储卡的交易信息传送到电子储值卡的处理器或发行者。计算机实现的方法包括将数字标签与电子储值卡相关联，并将电子存储卡的交易信息传送到电子储值卡的处理器或发行者。系统包括：存储器，被配置为显示关于存储值卡的信息，并且启动存储卡的注册到电子钱包中。

7. 发明申请

US20140344149A1 System for Payment via Electronic Wallet 审中-公开
标题翻译：通过电子钱包付款的系统
公开(公告)号：US20140344149A1
公开(公告)日：2014-11-20
申请号：US14452829
申请日：2014-08-06
申请人： Blackhawk Network, Inc.
发明人： Tomas Ariel Campos
IPC分类号： G06Q20/36 , G06Q20/40
CPC分类号： G06Q20/3674 , G06Q20/36 , G06Q20/40
摘要： A method includes receiving a request to process, against an electronic wallet, a portion of a transaction, an electronic wallet optionally comprising a sub-wallet, the transaction processed against the wallet and/or sub-wallet. The method further includes identifying one or more electronic value tokens in the e-wallet and/or sub-wallet that, when used together, will cover the portion of the transaction. The method further includes applying the electronic value tokens to the portion of the transaction.
摘要翻译：一种方法包括接收针对电子钱包处理交易的一部分的请求，可选地包括子钱包的电子钱包，针对钱包处理的交易和/或子钱包。该方法还包括识别电子钱包和/或子钱包中的一个或多个电子值令牌，当一起使用时将覆盖交易的部分。该方法还包括将电子值令牌应用于交易的该部分。

8. 发明申请

US20230081174A1 SYSTEMS AND METHODS FOR PROXY CARD AND/OR WALLET REDEMPTION CARD TRANSACTIONS 有权
公开(公告)号：US20230081174A1
公开(公告)日：2023-03-16
申请号：US17985407
申请日：2022-11-11
申请人： Blackhawk Network, Inc.
发明人： Tomas Ariel Campos , Tushar Vaish , Pranav Sheth
IPC分类号： G06Q20/36 , G06K19/06 , G06Q20/40 , G06Q20/20 , G06Q20/34
摘要： Systems and methods for associating a proxy card with an electronic wallet are disclosed. A computer implemented method may include receiving anauthentication information of a proxy card, and associating the proxy card with an electronic wallet, wherein associating the proxy card with the electronic wallet allows secure access to the electronic wallet when the proxy card is presented at a point of sale. A system may include a proxy card comprising authentication information, and an electronic wallet associated with the proxy card, wherein the association of the electronic wallet with the proxy card allows secure access to the electronic wallet when the proxy card is presented at a point of sale. A wallet redemption card may comprise a rewriteable magnetic stripe, a smart chip, a wireless communicator operably connected to the smart chip, and an interface operably connected between the rewriteable magnetic stripe and the smart chip.

9. 发明申请

US20140195425A1 Systems And Methods For Proxy Card and/or Wallet Redemption Card Transactions 审中-公开
标题翻译：代理卡和/或电子钱包兑换卡交易的系统和方法
公开(公告)号：US20140195425A1
公开(公告)日：2014-07-10
申请号：US14205065
申请日：2014-03-11
申请人： BLACKHAWK NETWORK, INC.
发明人： Tomas Ariel Campos , Tushar Vaish , Pranav Sheth
IPC分类号： G06Q20/36 , G06Q20/40 , G06K19/06
CPC分类号： G06Q20/36 , G06K19/06206 , G06Q20/20 , G06Q20/351 , G06Q20/3674 , G06Q20/40 , G06Q20/4018
摘要： Systems and methods for associating a proxy card with an electronic wallet are disclosed. A computer implemented method may include receiving an authentication information of a proxy card, and associating the proxy card with an electronic wallet, wherein associating the proxy card with the electronic wallet allows secure access to the electronic wallet when the proxy card is presented at a point of sale. A system may include a proxy card comprising authentication information, and an electronic wallet associated with the proxy card, wherein the association of the electronic wallet with the proxy card allows secure access to the electronic wallet when the proxy card is presented at a point of sale. A wallet redemption card may comprise a rewriteable magnetic stripe, a smart chip, a wireless communicator operably connected to the smart chip, and an interface operably connected between the rewriteable magnetic stripe and the smart chip.
摘要翻译：公开了将代理卡与电子钱包相关联的系统和方法。计算机实现的方法可以包括接收代理卡的认证信息，以及将代理卡与电子钱包相关联，其中将代理卡与电子钱包相关联允许在代理卡被呈现在一点上时安全地访问电子钱包的销售。系统可以包括包括认证信息的代理卡和与代理卡相关联的电子钱包，其中当代理卡在销售点被呈现时，电子钱包与代理卡的关联允许安全地访问电子钱包。钱包兑换卡可以包括可重写磁条，智能芯片，可操作地连接到智能芯片的无线通信器，以及可操作地连接在可重写磁条和智能芯片之间的接口。

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