专利快速检索-快速检索全球专利，免费商用专利数据库-IPRDB

1. 发明授权

US10152714B2 System to automatically restore payment purchasing power 有权
公开(公告)号：US10152714B2
公开(公告)日：2018-12-11
申请号：US15141441
申请日：2016-04-28
申请人： Capital One Services, LLC
发明人： Daniel Beck , Lawrence Douglas , Jeffrey Samitt
IPC分类号： G06Q20/40 , G06Q20/32 , G06Q30/00
摘要： In one embodiment, a system comprises a database configured to store at least one record, at least one network communication device, a storage device comprising instructions, and at least one processor configured to execute the instructions to perform a method. The method may comprise receiving a fraud communication associated with a first primary account number, calculating one or more limitations associated with the first primary account number based on an account associated with the first primary account number, and storing a database record including the first primary account number, a new primary account number, and the limitation(s). The method may further comprise receiving a transaction request including a second primary account number, and comparing the second primary account number to the at least one record. The method may also comprise, based on the comparing, enabling the transaction request to proceed, declining the transaction, or disabling the first primary account number.

2. 发明申请

US20180211257A1 SYSTEM TO AUTOMATICALLY RESTORE PAYMENT PURCHASING POWER 审中-公开
公开(公告)号：US20180211257A1
公开(公告)日：2018-07-26
申请号：US15926827
申请日：2018-03-20
申请人： Capital One Services, LLC
发明人： Daniel Beck , Lawrence Douglas , Jeffrey Samitt
IPC分类号： G06Q20/40 , G06Q20/32
CPC分类号： G06Q20/4016 , G06Q20/3278 , G06Q20/405 , G06Q20/409 , G06Q30/00
摘要： In one embodiment, a system comprises a database configured to store at least one record, at least one network communication device, a storage device comprising instructions, and at least one processor configured to execute the instructions to perform a method. The method may comprise receiving a fraud communication associated with a first primary account number, calculating one or more limitations associated with the first primary account number based on an account associated with the first primary account number, and storing a database record including the first primary account number, a new primary account number, and the limitation(s). The method may further comprise receiving a transaction request including a second primary account number, and comparing the second primary account number to the at least one record. The method may also comprise, based on the comparing, enabling the transaction request to proceed, declining the transaction, or disabling the first primary account number.

3. 发明授权

US11631084B2 Systems and methods for blocking credit card charges 有权
公开(公告)号：US11631084B2
公开(公告)日：2023-04-18
申请号：US16662953
申请日：2019-10-24
申请人： Capital One Services, LLC
发明人： Jeffrey Samitt , Zeel Maharshi Jha , Colleen Kerr , Henry Feer Joyce , Joshua M. Wilbur , John William Schmidt , Krystle Voss , Riken Shah
IPC分类号： G06Q20/40
摘要： Systems and methods are provided for blocking charges from a merchant to a payment account of a user. An exemplary system may include one or more memory devices storing instructions and one or more processors configured to execute the instructions to perform various operations. The operations may include receiving, from the user, a dispute request to dispute a charge to the payment account applied by the merchant. In response to the dispute request, the operations may include determining whether to block subsequent charges applied by the merchant to the payment account, based on a history of charging activities of the merchant. Responsive to a determination to block subsequent charges, the operations may include adding the merchant to a block-charge list associated with the payment account.

4. 发明申请

US20190080329A1 SYSTEM AND METHODS FOR TEMPORARY TRANSACTION PROCESSING 审中-公开
公开(公告)号：US20190080329A1
公开(公告)日：2019-03-14
申请号：US16185325
申请日：2018-11-09
申请人： Capital One Services, LLC
发明人： Daniel Beck , Lawrence Douglas , Jeffrey Samitt
IPC分类号： G06Q20/40 , G06Q30/00 , G06Q20/32
摘要： In one embodiment, a system comprises a database configured to store at least one record, at least one network communication device, a storage device comprising instructions, and at least one processor configured to execute the instructions to perform a method. The method may comprise receiving a fraud communication associated with a first primary account number, calculating one or more limitations associated with the first primary account number based on an account associated with the first primary account number, and storing a database record including the first primary account number, a new primary account number, and the limitation(s). The method may further comprise receiving a transaction request including a second primary account number, and comparing the second primary account number to the at least one record. The method may also comprise, based on the comparing, enabling the transaction request to proceed, declining the transaction, or disabling the first primary account number.

5. 发明申请

US20220215391A1 SYSTEMS AND METHODS FOR MANAGING FOREIGN TRANSACTIONS 有权
公开(公告)号：US20220215391A1
公开(公告)日：2022-07-07
申请号：US17703558
申请日：2022-03-24
申请人： Capital One Services, LLC
发明人： Abhinav Bhagwati Agrawal , Riken Shah , Joshua M. Wilbur , Samuel Fahler , Colleen Kerr , Jeffrey Samitt
IPC分类号： G06Q20/40 , G06F3/0482
摘要： Systems and methods are provided for managing foreign transactions. An exemplary method may include providing, to a device of the user, instructions to display an application interface. The application interface may receive user requests to specify a foreign geographical area and to enable and disable the foreign transaction service in the foreign geographical area. The method may also include receiving, through the application interface, a request to enable the foreign transaction service. The method may include associating a transaction rule with the payment account. The transaction rule may define a condition upon which approval of a foreign transaction is permitted. The method may also include receiving a foreign transaction authorization request associated with the payment account. The method may also include approving the foreign transaction authorization request when the condition is met and declining the foreign transaction authorization request when the condition is not met.

6. 发明申请

US20160321669A1 SYSTEM TO AUTOMATICALLY RESTORE PAYMENT PURCHASING POWER 审中-公开
标题翻译：系统自动恢复付款购买力
公开(公告)号：US20160321669A1
公开(公告)日：2016-11-03
申请号：US15141441
申请日：2016-04-28
申请人： Capital One Services, LLC
发明人： Daniel Beck , Lawrence Douglas , Jeffrey Samitt
IPC分类号： G06Q20/40 , G06Q20/32
CPC分类号： G06Q20/4016 , G06Q20/3278 , G06Q20/405 , G06Q20/409 , G06Q30/00
摘要： In one embodiment, a system comprises a database configured to store at least one record, at least one network communication device, a storage device comprising instructions, and at least one processor configured to execute the instructions to perform a method. The method may comprise receiving a fraud communication associated with a first primary account number, calculating one or more limitations associated with the first primary account number based on an account associated with the first primary account number, and storing a database record including the first primary account number, a new primary account number, and the limitation(s). The method may further comprise receiving a transaction request including a second primary account number, and comparing the second primary account number to the at least one record. The method may also comprise, based on the comparing, enabling the transaction request to proceed, declining the transaction, or disabling the first primary account number.
摘要翻译：在一个实施例中，系统包括被配置为存储至少一个记录，至少一个网络通信设备，包括指令的存储设备以及被配置为执行指令以执行方法的至少一个处理器的数据库。该方法可以包括接收与第一主帐号相关联的欺诈通信，基于与第一主帐号相关联的帐户计算与第一主帐户号码相关联的一个或多个限制，以及存储包括第一主帐户的数据库记录号码，新的主帐号和限制。该方法还可以包括接收包括第二主帐号的交易请求，并将第二主帐户号码与至少一个记录进行比较。该方法还可以包括基于比较，使交易请求继续进行，拒绝交易或禁用第一主要帐号。

7. 发明授权

US11348111B2 System and methods for temporary transaction processing 有权
公开(公告)号：US11348111B2
公开(公告)日：2022-05-31
申请号：US16185325
申请日：2018-11-09
申请人： Capital One Services, LLC
发明人： Daniel Beck , Lawrence Douglas , Jeffrey Samitt
IPC分类号： G06Q20/40 , G06Q20/32 , G06Q40/02 , G06Q30/00
摘要： In one embodiment, a system comprises a database configured to store at least one record, at least one network communication device, a storage device comprising instructions, and at least one processor configured to execute the instructions to perform a method. The method may comprise receiving a fraud communication associated with a first primary account number, calculating one or more limitations associated with the first primary account number based on an account associated with the first primary account number, and storing a database record including the first primary account number, a new primary account number, and the limitation(s). The method may further comprise receiving a transaction request including a second primary account number, and comparing the second primary account number to the at least one record. The method may also comprise, based on the comparing, enabling the transaction request to proceed, declining the transaction, or disabling the first primary account number.

8. 发明授权

US10607229B2 Systems and methods for managing cash advances 有权
公开(公告)号：US10607229B2
公开(公告)日：2020-03-31
申请号：US15975441
申请日：2018-05-09
申请人： Capital One Services, LLC
发明人： Abhinav Agrawal , Riken Shah , Joshua Wilbur , Jeffrey Samitt , Colleen Kerr
IPC分类号： G06Q40/00 , G06Q20/40 , G06Q20/10 , G06Q20/24 , G06Q20/34
摘要： Systems and methods are provided for managing a cash advance service associated with a payment account of a user. An exemplary method may include providing, to a device of the user, instructions to display an application interface, the application interface receiving user requests to enable and disable the cash advance service. The method may also include receiving, through the application interface, a request to enable the cash advance service. The method may further include associating a transaction rule with the payment account, the transaction rule defining a condition upon which approval of a cash advance transaction is permitted. The method may further include receiving a cash advance transaction authorization request associated with the payment account. The method may further include approving the cash advance transaction authorization request when the condition is met and declining the cash advance transaction authorization request when the condition is not met.

9. 发明授权

US10482467B1 Systems and methods for blocking credit card charges 有权
公开(公告)号：US10482467B1
公开(公告)日：2019-11-19
申请号：US16008469
申请日：2018-06-14
申请人： Capital One Services, LLC
发明人： Jeffrey Samitt , Zeel Maharshi Jha , Colleen Kerr , Henry Feer Joyce , Joshua M. Wilbur , John William Schmidt , Krystle Voss , Riken Shah
IPC分类号： G06Q20/40
摘要： Systems and methods are provided for blocking charges from a merchant to a payment account of a user. An exemplary system may include one or more memory devices storing instructions and one or more processors configured to execute the instructions to perform various operations. The operations may include receiving, from the user, a dispute request to dispute a charge to the payment account applied by the merchant. In response to the dispute request, the operations may include determining whether to block subsequent charges applied by the merchant to the payment account, based on a history of charging activities of the merchant. Responsive to a determination to block subsequent charges, the operations may include adding the merchant to a block-charge list associated with the payment account.

10. 发明授权

US10445737B2 System to automatically restore payment purchasing power 有权
公开(公告)号：US10445737B2
公开(公告)日：2019-10-15
申请号：US16101931
申请日：2018-08-13
申请人： Capital One Services, LLC
发明人： Daniel Beck , Lawrence Douglas , Jeffrey Samitt
IPC分类号： G06Q20/40 , G06Q20/32 , G06Q30/00 , G06Q40/02
摘要： In one embodiment, a system comprises a database configured to store at least one record, at least one network communication device, a storage device comprising instructions, and at least one processor configured to execute the instructions to perform a method. The method may comprise receiving a fraud communication associated with a first primary account number, calculating one or more limitations associated with the first primary account number based on an account associated with the first primary account number, and storing a database record including the first primary account number, a new primary account number, and the limitation(s). The method may further comprise receiving a transaction request including a second primary account number, and comparing the second primary account number to the at least one record. The method may also comprise, based on the comparing, enabling the transaction request to proceed, declining the transaction, or disabling the first primary account number.

你已经成功收藏专利！

检索式保存成功!

IPRDB

热门服务

关于我们

友情链接

联系方式