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1. 发明授权

US11551294B2 Systems and methods for a refinancing savings widget 有权
公开(公告)号：US11551294B2
公开(公告)日：2023-01-10
申请号：US17670145
申请日：2022-02-11
申请人： Capital One Services, LLC
发明人： Adam Shackleton , Patrick Eberle
IPC分类号： G06Q40/02 , G06Q30/02
摘要： Systems and methods are provided for calculating a savings amount for loan refinancing. According to one implementation, a method includes displaying a graphic user interface comprising a widget at a client device and receiving input data from a user regarding a loan. In some embodiments, the input data may include the user's credit level and the current monthly payment, APR, and payoff amount associated with the user's current loan. The method further includes determining a saving amount based on a comparison of the input data with historical savings data accessible to the widget, and displaying the savings amount in the graphic user interface.

2. 发明申请

US20160321726A1 VEHICLE PURCHASING TOOLS 审中-公开
标题翻译：车辆采购工具
公开(公告)号：US20160321726A1
公开(公告)日：2016-11-03
申请号：US15143456
申请日：2016-04-29
申请人： Capital One Services, LLC
发明人： Gurmeet SINGH , Warren Ellison , Patrick Eberle , Adam Zedler , Kurt Wolf , Raman Bajaj , Jason Hoover
IPC分类号： G06Q30/06 , G06Q40/02
CPC分类号： G06Q30/0623 , G06Q40/025
摘要： A system for providing a vehicle purchasing tool is disclosed. The system may include one or more memory devices storing software instructions. The system may also include one or more processors configured to execute the software instructions to receive a pre-qualification application, the pre-qualification application including customer-identifying information, access a vehicle inventory associated with a dealership, and identify vehicle information associated with at least one vehicle for sale at the dealership based on the pre-qualification application. The one or more processors may be further configured to execute the instructions to determine a pre-qualified offer based at least on the customer-identifying information and the vehicle information, the pre-qualified offer including a first loan term, and provide the pre-qualified offer and the vehicle information to a client device for display as part of the pre-qualified offer in conjunction with the vehicle information.
摘要翻译：公开了一种用于提供车辆采购工具的系统。系统可以包括存储软件指令的一个或多个存储器件。该系统还可以包括被配置为执行软件指令以接收资格预审应用的一个或多个处理器，该资格预审应用包括客户识别信息，访问与经销商相关联的车辆库存，以及识别与之相关联的车辆信息根据资格预审申请，至少有一辆在经销商处销售的车辆。所述一个或多个处理器还可以被配置为执行所述指令以至少基于所述客户识别信息和所述车辆信息来确定预先批准的报价，所述预先批准的报价包括第一贷款期限，合格的报价和车辆信息提供给客户端设备，以便与车辆信息一起显示为预合格报价的一部分。

3. 发明授权

US11093991B2 Vehicle purchasing tools 有权
公开(公告)号：US11093991B2
公开(公告)日：2021-08-17
申请号：US16893712
申请日：2020-06-05
申请人： CAPITAL ONE SERVICES, LLC
发明人： Gurmeet Singh , Warren Ellison , Patrick Eberle , Adam Zedler , Kurt Wolf , Raman Bajaj , Jason Hoover
IPC分类号： G06Q30/00 , G06Q30/06 , G06Q40/02
摘要： A system for providing a vehicle purchasing tool is disclosed. The system may include one or more memory devices storing software instructions. The system may also include one or more processors configured to execute the software instructions to receive a pre-qualification application, the pre-qualification application including customer-identifying information, access a vehicle inventory associated with a dealership, and identify vehicle information associated with at least one vehicle for sale at the dealership based on the pre-qualification application. The one or more processors may be further configured to execute the instructions to determine a pre-qualified offer based at least on the customer-identifying information and the vehicle information, the pre-qualified offer including a first loan term, and provide the pre-qualified offer and the vehicle information to a client device for display as part of the pre-qualified offer in conjunction with the vehicle information.

4. 发明申请

US20180197222A1 VEHICLE PURCHASING TOOLS 审中-公开
公开(公告)号：US20180197222A1
公开(公告)日：2018-07-12
申请号：US15911486
申请日：2018-03-05
申请人： CAPITAL ONE SERVICES, LLC
发明人： Gurmeet Singh , Warren Ellison , Patrick Eberle , Adam Zedler , Kurt Wolf , Raman Bajaj , Jason Hoover
IPC分类号： G06Q30/06 , G06Q40/02
摘要： A system for providing a vehicle purchasing tool is disclosed. The system may include one or more memory devices storing software instructions. The system may also include one or more processors configured to execute the software instructions to receive a pre-qualification application, the pre-qualification application including customer-identifying information, access a vehicle inventory associated with a dealership, and identify vehicle information associated with at least one vehicle for sale at the dealership based on the pre-qualification application. The one or more processors may be further configured to execute the instructions to determine a pre-qualified offer based at least on the customer-identifying information and the vehicle information, the pre-qualified offer including a first loan term, and provide the pre-qualified offer and the vehicle information to a client device for display as part of the pre-qualified offer in conjunction with the vehicle information.

5. 发明授权

US11288737B2 Systems and methods for a refinancing savings widget 有权
公开(公告)号：US11288737B2
公开(公告)日：2022-03-29
申请号：US16536661
申请日：2019-08-09
申请人： Capital One Services, LLC
发明人： Adam Shackleton , Patrick Eberle
IPC分类号： G06Q40/02 , G06Q30/02
摘要： Systems and methods are provided for calculating a savings amount for loan refinancing. According to one implementation, a method includes displaying a graphic user interface comprising a widget at a client device and receiving input data from a user regarding a loan. In some embodiments, the input data may include the user's credit level and the current monthly payment, APR, and payoff amount associated with the user's current loan. The method further includes determining a saving amount based on a comparison of the input data with historical savings data accessible to the widget, and displaying the savings amount in the graphic user interface.

6. 发明授权

US10679271B2 Vehicle purchasing tools 有权
公开(公告)号：US10679271B2
公开(公告)日：2020-06-09
申请号：US15911486
申请日：2018-03-05
申请人： CAPITAL ONE SERVICES, LLC
发明人： Gurmeet Singh , Warren Ellison , Patrick Eberle , Adam Zedler , Kurt Wolf , Raman Bajaj , Jason Hoover
IPC分类号： G06Q30/00 , G06Q30/06 , G06Q40/02
摘要： A system for providing a vehicle purchasing tool is disclosed. The system may include one or more memory devices storing software instructions. The system may also include one or more processors configured to execute the software instructions to receive a pre-qualification application, the pre-qualification application including customer-identifying information, access a vehicle inventory associated with a dealership, and identify vehicle information associated with at least one vehicle for sale at the dealership based on the pre-qualification application. The one or more processors may be further configured to execute the instructions to determine a pre-qualified offer based at least on the customer-identifying information and the vehicle information, the pre-qualified offer including a first loan term, and provide the pre-qualified offer and the vehicle information to a client device for display as part of the pre-qualified offer in conjunction with the vehicle information.

7. 发明申请

US20220164880A1 SYSTEMS AND METHODS FOR A REFINANCING SAVINGS WIDGET 有权
公开(公告)号：US20220164880A1
公开(公告)日：2022-05-26
申请号：US17670145
申请日：2022-02-11
申请人： Capital One Services, LLC
发明人： Adam Shackleton , Patrick Eberle
IPC分类号： G06Q40/02 , G06Q30/02
摘要： Systems and methods are provided for calculating a savings amount for loan refinancing. According to one implementation, a method includes displaying a graphic user interface comprising a widget at a client device and receiving input data from a user regarding a loan. In some embodiments, the input data may include the user's credit level and the current monthly payment, APR, and payoff amount associated with the user's current loan. The method further includes determining a saving amount based on a comparison of the input data with historical savings data accessible to the widget, and displaying the savings amount in the graphic user interface.

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