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1. 发明授权

US06876991B1 System, method and computer program product for a collaborative decision platform 失效
标题翻译：用于协同决策平台的系统，方法和计算机程序产品
公开(公告)号：US06876991B1
公开(公告)日：2005-04-05
申请号：US09708154
申请日：2000-11-07
申请人： Daniel L. Owen , Michael W. Kusnic
发明人： Daniel L. Owen , Michael W. Kusnic
IPC分类号： G06F15/18
CPC分类号： G06N99/005
摘要： A system, method and computer program product are afforded for providing a collaborative decision platform adapted to run on a computer. Initially, an application capable of performing decision logic is executed. Information is then retrieved from a database in accordance with the decision logic. Information is also received from a user in accordance with the decision logic utilizing a user interface. The information is then processed utilizing the decision logic. In use, the foregoing steps are carried out by a collaborative decision platform capable of retrieving and receiving the information, and processing such information for different purposes by executing different applications each capable of performing different decision logic.
摘要翻译：提供了一种系统，方法和计算机程序产品，用于提供适于在计算机上运行的协作决策平台。最初，执行能够执行判定逻辑的应用。然后根据决策逻辑从数据库检索信息。还根据使用用户界面的判定逻辑从用户接收信息。然后使用决策逻辑处理信息。在使用中，上述步骤由能够检索和接收信息的协同决策平台执行，并且通过执行各自执行不同决策逻辑的不同应用来处理这些信息用于不同目的。

2. 发明授权

US07478076B1 Decision-making system, method and computer program product 有权
公开(公告)号：US07478076B1
公开(公告)日：2009-01-13
申请号：US11768815
申请日：2007-06-26
申请人： Daniel L. Owen , Michael W. Kusnic
发明人： Daniel L. Owen , Michael W. Kusnic
IPC分类号： G06F17/00 , G06N5/02
CPC分类号： G06N99/005
摘要： A system, method and computer program product are afforded for providing a collaborative decision platform adapted to run on a computer. Initially, an application capable of performing decision logic is executed. Information is then retrieved from a database in accordance with the decision logic. Information is also received from a user in accordance with the decision logic utilizing a user interface. The information is then processed utilizing the decision logic.

3. 发明授权

US08095392B1 System, method and computer program product for facilitating informed decisions relating to family risk 有权
标题翻译：系统，方法和计算机程序产品，用于促进与家庭风险有关的知情决策
公开(公告)号：US08095392B1
公开(公告)日：2012-01-10
申请号：US11336070
申请日：2006-01-20
申请人： Daniel L. Owen
发明人： Daniel L. Owen
IPC分类号： G06Q40/00
CPC分类号： G06Q40/00 , G06Q40/08
摘要： A system, method, and computer program product embodied on a computer readable medium are provided. In use, an application is executed which is capable of performing decision logic. Further, information is retrieved from a database in accordance with the decision logic. Information is also received from a user in accordance with the decision logic utilizing a user interface. Still yet, the information is processed utilizing the decision logic. The executing, retrieving, receiving, and processing are carried out by a platform capable of accomplishing the executing, retrieving, receiving, and processing for different purposes by executing different applications each capable of performing different decision logic and using different databases. In one embodiment, the different applications are capable of being executed simultaneously. In another embodiment, the different applications (e.g. insurance, investments, etc.) are each related to asset risk management.
摘要翻译：提供了一种体现在计算机可读介质上的系统，方法和计算机程序产品。在使用中，执行能够执行决策逻辑的应用。此外，根据决策逻辑从数据库检索信息。还根据使用用户界面的判定逻辑从用户接收信息。仍然，使用决策逻辑来处理信息。执行，检索，接收和处理由能够通过执行各自执行不同决策逻辑并使用不同数据库的不同应用来实现不同目的的执行，检索，接收和处理的平台进行。在一个实施例中，不同的应用能够被同时执行。在另一个实施例中，不同的应用（例如保险，投资等）各自与资产风险管理相关。

4. 发明授权

US07596538B1 Decision-making system, method and computer program product 有权
公开(公告)号：US07596538B1
公开(公告)日：2009-09-29
申请号：US11768861
申请日：2007-06-26
申请人： Daniel L. Owen , Michael W. Kusnic
发明人： Daniel L. Owen , Michael W. Kusnic
IPC分类号： G06N5/02 , G06F17/00
CPC分类号： G06N99/005
摘要： A system, method and computer program product are afforded for providing a collaborative decision platform adapted to run on a computer. Initially, an application capable of performing decision logic is executed. Information is then retrieved from a database in accordance with the decision logic. Information is also received from a user in accordance with the decision logic utilizing a user interface. The information is then processed utilizing the decision logic.

5. 发明授权

US08165903B1 System, method and computer program product for facilitating informed decisions relating to family risk 有权
公开(公告)号：US08165903B1
公开(公告)日：2012-04-24
申请号：US12790709
申请日：2010-05-28
申请人： Daniel L. Owen
发明人： Daniel L. Owen
IPC分类号： G06Q40/00
CPC分类号： G06Q40/00 , G06Q40/08
摘要： A system, method, and computer program product embodied on a computer readable medium are provided. In use, an application is executed which is capable of performing decision logic. Further, information is retrieved from a database in accordance with the decision logic. Information is also received from a user in accordance with the decision logic utilizing a user interface. Still yet, the information is processed utilizing the decision logic. The executing, retrieving, receiving, and processing are carried out by a platform capable of accomplishing the executing, retrieving, receiving, and processing for different purposes by executing different applications each capable of performing different decision logic and using different databases. In one embodiment, the different applications are capable of being executed simultaneously. In another embodiment, the different applications (e.g. insurance, investments, etc.) are each related to asset risk management.

6. 发明授权

US07593910B1 Decision-making system, method and computer program product 有权
标题翻译：决策系统，方法和计算机程序产品
公开(公告)号：US07593910B1
公开(公告)日：2009-09-22
申请号：US11768836
申请日：2007-06-26
申请人： Daniel L. Owen , Michael W. Kusnic
发明人： Daniel L. Owen , Michael W. Kusnic
IPC分类号： G06F17/00 , G06N5/02
CPC分类号： G06N99/005
摘要： A system, method and computer program product are afforded for providing a collaborative decision platform adapted to run on a computer. Initially, an application capable of performing decision logic is executed. Information is then retrieved from a database in accordance with the decision logic. Information is also received from a user in accordance with the decision logic utilizing a user interface. The information is then processed utilizing the decision logic.
摘要翻译：提供了一种系统，方法和计算机程序产品，用于提供适于在计算机上运行的协作决策平台。最初，执行能够执行判定逻辑的应用。然后根据决策逻辑从数据库检索信息。还根据使用用户界面的判定逻辑从用户接收信息。然后使用决策逻辑处理信息。

7. 发明授权

US08463625B1 System, method and computer program product for facilitating informed decisions relating to the fair sharing of the costs of insurance between a group and a third party 失效
标题翻译：系统，方法和计算机程序产品，用于促进与集团和第三方之间公平分担保险成本有关的知情决策
公开(公告)号：US08463625B1
公开(公告)日：2013-06-11
申请号：US12790717
申请日：2010-05-28
申请人： Daniel L. Owen
发明人： Daniel L. Owen
IPC分类号： G06Q40/00
CPC分类号： G06Q40/00 , G06Q40/08
摘要： A system, method, and computer program product embodied on a computer readable medium are provided. In use, census information pertinent to a group insured by one or more insurance policies is received from a user. Further, second information describing attributes of one or more insurance policies available to the group for a particular type of insurance is received from the user. In addition, for each individual or family in the group and each of the available one or more insurance policies, an application is executed that is capable of calculating uncovered costs associated with the second information and calculating a total of the uncovered costs for the group. Also, third information regarding a premium of each of the available one or more insurance policies for the group is received from the user. Moreover, fourth information regarding a rule for and type of fair sharing of a total of the premium and the uncovered costs between the group and a third party is received from the user. Still yet, the total of the uncovered costs, the third information, and the fourth information are processed to produce the fair sharing of the total of the premium and the uncovered costs of insurance between the group and the third party. In addition, payments by the group and by the third party that are consistent with the rule for fair sharing provided by the user are delivered to the user.
摘要翻译：提供了一种体现在计算机可读介质上的系统，方法和计算机程序产品。在使用中，从用户那里收到与一个或多个保险单保险的群体有关的人口普查信息。此外，从用户接收到描述针对特定类型的保险可用于组的一个或多个保险单的属性的第二信息。此外，对于组中的每个个体或家庭以及可用的一个或多个保险单中的每一个，执行能够计算与第二信息相关联的未覆盖成本并计算组的未覆盖成本的总和的应用程序。此外，从用户接收关于组中每个可用的一个或多个保险单的溢价的第三信息。此外，从用户那里收到关于总计和第三方之间的总额和公开分摊费用的规则和类型的第四信息。然而，处理未披露成本，第三信息和第四信息的总和，以便在集团和第三方之间公平分摊保险费和未披露的保险费用。另外，由用户提供的符合公平分享规则的小组和第三方的付款也被交付给用户。

8. 发明授权

US08160988B1 System, method and computer program product for a collaborative decision platform 有权
标题翻译：用于协同决策平台的系统，方法和计算机程序产品
公开(公告)号：US08160988B1
公开(公告)日：2012-04-17
申请号：US12844812
申请日：2010-07-27
申请人： Daniel L. Owen , Michael W. Kusnic
发明人： Daniel L. Owen , Michael W. Kusnic
IPC分类号： G06F17/00 , G06N5/02
CPC分类号： G06N99/005
摘要： A decision making system, method and computer program product are provided. Initially, a plurality of attributes is defined. Thereafter, first information regarding the attributes is received from a receiving business. Second information is then received regarding proposed products or services in terms of the attributes. Such second information is received from a supplying business. In use, a decision process is executed based on the first information and the second information.
摘要翻译：提供决策系统，方法和计算机程序产品。最初定义了多个属性。此后，从接收业务接收关于属性的第一信息。然后就属性的提出的产品或服务收到第二个信息。从供应业务接收这样的第二信息。在使用中，基于第一信息和第二信息执行决定处理。

9. 发明授权

US08005777B1 System, method and computer program product for a collaborative decision platform 有权
标题翻译：用于协同决策平台的系统，方法和计算机程序产品
公开(公告)号：US08005777B1
公开(公告)日：2011-08-23
申请号：US12844814
申请日：2010-07-27
申请人： Daniel L. Owen , Michael W. Kusnic
发明人： Daniel L. Owen , Michael W. Kusnic
IPC分类号： G06F17/00 , G06N5/02
CPC分类号： G06N99/005
摘要： A decision making system, method and computer program product are provided. Initially, a plurality of attributes is defined. Thereafter, first information regarding the attributes is received from a receiving business. Second information is then received regarding proposed products or services in terms of the attributes. Such second information is received from a supplying business. In use, a decision process is executed based on the first information and the second information.
摘要翻译：提供决策系统，方法和计算机程序产品。最初定义了多个属性。此后，从接收业务接收关于属性的第一信息。然后就属性的提出的产品或服务收到第二个信息。从供应业务接收这样的第二信息。在使用中，基于第一信息和第二信息执行决定处理。

10. 发明授权

US07970722B1 System, method and computer program product for a collaborative decision platform 失效
公开(公告)号：US07970722B1
公开(公告)日：2011-06-28
申请号：US12615250
申请日：2009-11-09
申请人： Daniel L. Owen , Michael W. Kusnic
发明人： Daniel L. Owen , Michael W. Kusnic
IPC分类号： G06F17/00 , G06N5/02
CPC分类号： G06N99/005
摘要： A decision making system, method and computer program product are provided. Initially, a plurality of attributes is defined. Thereafter, first information regarding the attributes is received from a receiving business. Second information is then received regarding proposed products or services in terms of the attributes. Such second information is received from a supplying business. In use, a decision process is executed based on the first information and the second information.

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