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    • 5. 发明申请
    • Systems and Methods for Identifying a Subrogation Opportunity for a Potential Subrogation Claim
    • 识别潜在代位申索的代位机会的系统和方法
    • US20150356687A1
    • 2015-12-10
    • US14827869
    • 2015-08-17
    • Donan Engineering Co., Inc.
    • Duane Michael BattcherDavid Brent Riggs
    • G06Q40/08G06F17/30
    • G06Q40/08G06F16/532G06F16/5866G06F17/5004G06T7/001H04L67/10
    • Methods and apparatus are disclosed for determining a subrogation score for a potential subrogation claim. The systems and methods described herein provide a user, such as a claims adjuster, with the tools to retrieve and communicate information related to one or more products likely to have caused a property loss. The systems and methods may further determine a subrogation score indicative of subrogation opportunity for a potential subrogation claim relative to the one or more products. The subrogation score may be based on information in at least one database. The subrogation score may be provided to the user such as an insurance carrier. The user may then decide whether to proceed with further investigative analyses (e.g., component testing of the one or more products) pursuant to a potential subrogation claim. Additional systems and methods disclosed herein facilitate the insurance carrier's submission of the one or more products for component testing.
    • 公开了用于确定潜在代位权利要求的代位得分的方法和装置。 本文所述的系统和方法提供了用户,例如权利要求调整器,其具有用于检索和传达与可能导致财产损失的一个或多个产品相关的信息的工具。 所述系统和方法可以进一步确定指示相对于一种或多种产品的潜在代位权利要求的代位机会的代位分数。 代位得分可以基于至少一个数据库中的信息。 可以向诸如保险公司的用户提供代位分数。 然后,用户可以根据潜在的代位权利要求来决定是否进行进一步的调查分析(例如,一个或多个产品的组件测试)。 本文中公开的附加系统和方法便于保险公司提交用于组件测试的一种或多种产品。