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1. 发明申请

US20140289123A1 System And Method For Providing Recovery For Victims Of Check Fraud 有权
标题翻译：检查欺诈受害者的恢复系统和方法
公开(公告)号：US20140289123A1
公开(公告)日：2014-09-25
申请号：US14297596
申请日：2014-06-05
申请人： EZShield, Inc.
发明人： John C. Browning , Ken Illingworth , Brian D. Briggs
IPC分类号： G06Q20/40
CPC分类号： G06Q20/4016 , G06Q20/042 , G06Q30/02
摘要： A method for a consumer or business to protect against loss associated with specified forms of check fraud. Upon purchasing checks, a consumer or business can subscribe to a check fraud protection program, for an additional fee. A consumer or business may purchase Check Fraud Protection for an additional fee independent of purchasing checks. The subscription will enable the consumer or business to obtain reimbursement from the service provider for the consumer's losses due to specified causes. The consumer or business reciprocally assigns any right of recovery from the consumer's or business's bank or financial institution to the service provider, which can then seek reimbursement from the bank, or financial institution and institute proceedings against the fraud perpetrator. Protection may be obtained for forged signatures, forged endorsements and altered check. A symbol to indicate such protection is also disclosed.
摘要翻译：消费者或企业为防止与指定形式的支票欺诈相关的损失的方法。购买支票后，消费者或企业可以订购支票欺诈保护计划，但需支付额外费用。消费者或企业可能会收取支票欺诈保护费用，而不需要购买支票。订阅将使消费者或企业能够从服务提供商那里获得由于指定原因导致的消费者损失的报销。消费者或业务人员将消费者或企业的银行或金融机构的任何恢复权力相互分配给服务提供商，然后可以向银行或金融机构申请偿还，并针对欺诈行为人提起诉讼。可以获得伪造签名，伪造签名和更改支票的保护。还公开了表示这种保护的符号。

2. 发明授权

US09710813B2 System and method for providing recovery for victims of check fraud 有权
公开(公告)号：US09710813B2
公开(公告)日：2017-07-18
申请号：US14297596
申请日：2014-06-05
申请人： EZShield, Inc.
发明人： John C. Browning , Ken Illingworth , Brian D. Briggs
IPC分类号： G06Q40/00 , G06Q50/00 , G06Q20/40 , G06Q20/04 , G06Q30/02
CPC分类号： G06Q20/4016 , G06Q20/042 , G06Q30/02
摘要： A method for a consumer or business to protect against loss associated with specified forms of check fraud. Upon purchasing checks, a consumer or business can subscribe to a check fraud protection program, for an additional fee. A consumer or business may purchase Check Fraud Protection for an additional fee independent of purchasing checks. The subscription will enable the consumer or business to obtain reimbursement from the service provider for the consumer's losses due to specified causes. The consumer or business reciprocally assigns any right of recovery from the consumer's or business's bank or financial institution to the service provider, which can then seek reimbursement from the bank, or financial institution and institute proceedings against the fraud perpetrator. Protection may be obtained for forged signatures, forged endorsements and altered check. A symbol to indicate such protection is also disclosed.

3. 发明申请

US20180150842A1 System And Method For Providing Recovery For Victims Of Check Fraud 审中-公开
公开(公告)号：US20180150842A1
公开(公告)日：2018-05-31
申请号：US15620743
申请日：2017-06-12
申请人： EZShield, Inc.
发明人： John C. Browning , Ken Illingworth , Brian D. Briggs
IPC分类号： G06Q20/40 , G06Q20/04 , G06Q30/02
CPC分类号： G06Q20/4016 , G06Q20/042 , G06Q30/02
摘要： A method for a consumer or business to protect against loss associated with specified forms of check fraud. Upon purchasing checks, a consumer or business can subscribe to a check fraud protection program, for an additional fee. A consumer or business may purchase Check Fraud Protection for an additional fee independent of purchasing checks. The subscription will enable the consumer or business to obtain reimbursement from the service provider for the consumer's losses due to specified causes. The consumer or business reciprocally assigns any right of recovery from the consumer's or business's bank or financial institution to the service provider, which can then seek reimbursement from the bank, or financial institution and institute proceedings against the fraud perpetrator. Protection may be obtained for forged signatures, forged endorsements and altered check. A symbol to indicate such protection is also disclosed.

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