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    • 7. 发明申请
    • Point-to-Point Transaction Guidance Apparatuses, Methods and Systems
    • 点到点交易指导设备,方法和系统
    • US20170017954A1
    • 2017-01-19
    • US14799229
    • 2015-07-14
    • FMR LLC
    • John C. McDonoughSuzanne K. McDonoughDmitry BisikaloHadley Rupert SternAlexander Charles GavisMatthew Ryan George
    • G06Q20/36H04W40/24G06Q20/32
    • G06Q20/36G06F21/645G06Q20/3223G06Q20/3226G06Q2220/00H04L9/3239H04L2209/38H04L2209/463H04L2209/56
    • The Point-to-Point Transaction Guidance Apparatuses, Methods and Systems (“P2PTG”) transforms virtual wallet address inputs via P2PTG components into transaction confirmation outputs. In one embodiment, the P2PTG includes a point-to-point payment guidance apparatus, comprising, a memory and processor disposed in communication with the memory, and configured to issue a plurality of processing instructions from the component collection stored in the memory, to: obtain a target wallet identifier registration at a beacon. The P2PTG then may register the target wallet identifier with the beacon and obtain a unique wallet identifier from a migrant wallet source associated with a user at the beacon. The P2PTG may then obtain a target transaction request at the beacon from the migrant wallet source and commit the target transaction request for the amount specified in the target transaction request to a distributed block chain database configured to propagate the target transaction request across a distributed block chain database network for payment targeted to the target wallet identifier registered at the beacon.
    • 点对点事务指导设备,方法和系统(“P2PTG”)通过P2PTG组件将虚拟钱包地址输入转换为事务确认输出。 在一个实施例中,P2PTG包括点对点支付引导装置,包括:与存储器通信的存储器和处理器,并被配置为从存储在存储器中的组件集合发出多个处理指令,以: 在信标处获得目标钱包标识符登记。 P2PTG然后可以将目标钱包标识符与信标注册,并从与信标相关联的用户的移动钱包源获得唯一的钱包标识符。 然后,P2PTG可以在来自移动钱包源的信标处获得目标交易请求,并将目标交易请求中指定的金额的目标交易请求提交给分布式块链数据库,该分布式块链数据库配置成跨越分布式块链传播目标事务请求 数据库网络,用于针对在信标处登记的目标钱包标识符进行支付。