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1. 发明授权

US08498929B2 System, method and computer program storage device for detecting short sale fraud 有权
标题翻译：系统，方法和计算机程序存储设备，用于检测卖空欺诈
公开(公告)号：US08498929B2
公开(公告)日：2013-07-30
申请号：US13231579
申请日：2011-09-13
申请人： Felice Kesselring
发明人： Felice Kesselring
IPC分类号： G06Q40/00
CPC分类号： G06Q40/02 , G06Q40/025
摘要： A short sale monitoring system, method and computer program product assist in identifying potential fraudulent activity associated with short sale real estate transactions. A processing circuit receives property identification information for a property, a short sale notification regarding a short sale of the property, and a short sale price. The processing circuit then queries a database of loan records to identify a corresponding loan application for the property. The loan application is at least one of a pending loan application and a closed loan application for the property. The processing circuit then generates a notice when (1) the short sale price is less than a predetermined amount with respect to a price included in the loan application, and (2) a date of the loan application is within a predetermined time of a closing date of the short sale.
摘要翻译：短期销售监控系统，方法和计算机程序产品有助于识别与卖空房地产交易相关的潜在欺诈活动。处理电路接收财产的财产识别信息，关于财产的短期销售的简短销售通知以及短的销售价格。然后，处理电路查询贷款记录的数据库，以识别该财产的相应贷款申请。该贷款申请至少是一项待处理的贷款申请和该财产的封闭贷款申请。然后，处理电路当（1）卖空价格相对于贷款申请中包含的价格小于规定量时，生成通知，（2）贷款申请的日期在关闭的预定时间内卖空的日期。

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