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    • 4. 发明申请
    • CONSUMER DEVICE PAYMENT TOKEN MANAGEMENT
    • 消费者设备托管管理
    • US20140229375A1
    • 2014-08-14
    • US13764753
    • 2013-02-11
    • GROUPON, INC.
    • Andrey ZaytzsevUlf SchwekendiekTuomas Artman
    • G06Q20/36
    • Systems and related methods for facilitating payments via a consumer device carried by a consumer are discussed herein. Wallet identifying tokens may be used to secure messages between the consumer device and the merchant device over a wireless link. For example, the merchant device may include circuitry configured to wirelessly receive a wallet identifying token from a consumer device and to transmit the wallet identifying token to the central system. In response, consumer identifying data associated with the wallet identifying token may be received by the merchant device from the central system. In some embodiments, payments may be secured via limiting the lifetime of wallet identifying tokens after initial use.
    • 这里讨论了用于促进由消费者承载的消费者设备的支付的系统和相关方法。 电子钱包识别令牌可用于通过无线链路在消费者设备和商家设备之间保护消息。 例如,商家设备可以包括被配置为从消费者设备无线地接收钱包识别令牌并将钱包识别令牌发送到中央系统的电路。 作为响应,与钱包识别令牌相关联的消费者识别数据可以由商家设备从中央系统接收。 在一些实施例中,可以通过在最初使用之后限制钱包识别令牌的寿命来保证支付。