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1. 发明授权

US08775221B2 System and method for processing data relating to component-based insurance coverage 有权
标题翻译：用于处理与组件保险有关的数据的系统和方法
公开(公告)号：US08775221B2
公开(公告)日：2014-07-08
申请号：US13903132
申请日：2013-05-28
申请人： Hartford Fire Insurance Company
发明人： Julia M. Feldman , Sankar Virdhagriswaran , James Allan Tarbell
IPC分类号： G06Q40/00
CPC分类号： G06Q40/08
摘要： A system includes an insurance component selection platform that transmits data to and receives data from an insurance product component storage unit storing one or more self-descriptive components of an insurance coverage. Each of the stored components may have associated properties defining attributes of the component and one or more values associated with the properties. The components may be selected via a graphical interface generated by the component selection platform to be included in an insurance coverage product. The components may then be combined within constraints of the properties and values of the individual components. An insurance coverage policy may then be presented based on the combination of components.
摘要翻译：一种系统包括保险组件选择平台，用于向存储保险范围的一个或多个自描述组件的保险产品组件存储单元发送数据并从其接收数据。每个存储的组件可以具有定义组件属性和与属性相关联的一个或多个值的关联属性。可以通过由组件选择平台生成的图形界面来选择组件以包括在保险覆盖产品中。然后可以在各个部件的性质和值的约束内组合部件。然后可以基于组件的组合来呈现保险覆盖政策。

2. 发明授权

US10158498B2 System for building condition sensor monitoring and control 有权
公开(公告)号：US10158498B2
公开(公告)日：2018-12-18
申请号：US15645058
申请日：2017-07-10
申请人： HARTFORD FIRE INSURANCE COMPANY
发明人： Michael Louis Brandman , Julia M. Feldman , Richard J. Marchetti , Steinar Ryen
IPC分类号： H04L12/28 , G06Q30/02 , G06Q40/08 , G08B17/10 , G08B21/20 , G08B19/00 , H04W4/70 , B42D15/00
摘要： Apparatus and systems for providing home and building security and condition monitoring include a plurality of devices, including intelligent, multi-sensing, network-connected devices, that communicate dynamically with each other and a remote server.

3. 发明申请

US20170180147A1 SENSORS AND SYSTEM FOR ACCESSING AND VALIDATING SENSOR DATA 有权
公开(公告)号：US20170180147A1
公开(公告)日：2017-06-22
申请号：US14976740
申请日：2015-12-21
申请人： Hartford Fire Insurance Company
发明人： Michael Louis Brandman , Julia M. Feldman , Richard J. Marchetti , Steinar Ryen
IPC分类号： H04L12/28 , G08B17/10 , G06Q30/02 , G08B21/20 , H04W4/00 , G06Q40/08
CPC分类号： H04L12/2803 , B42D15/0033 , G06Q30/0207 , G06Q30/0283 , G06Q40/08 , G08B17/10 , G08B19/00 , G08B21/20 , H04W4/70
摘要： This invention relates to apparatus and systems for providing home and building security and condition monitoring. More particularly, the invention relates to a plurality of devices, including intelligent, multi-sensing, network-connected devices, that communicate dynamically with each other and a remotes server.

4. 发明申请

US20160117777A1 SYSTEM FOR PROCESSING ACCOUNT DATA IN A DISTRIBUTED SERVER 审中-公开
标题翻译：在分布式服务器中处理帐户数据的系统
公开(公告)号：US20160117777A1
公开(公告)日：2016-04-28
申请号：US14524589
申请日：2014-10-27
申请人： Hartford Fire Insurance Company
发明人： Sandra E. Belcourt , Julia M. Feldman , Steven J. Fernandes , Marc J. Natrillo
IPC分类号： G06Q40/08
CPC分类号： G06Q40/08
摘要： A cash value feature is associated with a property and/or casualty insurance policy. Information is received about an insurance claim associated with the insurance policy. It is determined whether the insurance claim is covered by the cash value feature. The currently funded monetary value of the cash value feature is also determined The amount payable to the policy holder attributable to the cash value feature is also determined A payment of that amount to the policy holder is facilitated.
摘要翻译：现金价值特征与财产和/或伤亡保险相关联。收到有关与保险单相关的保险索赔的信息。确定保险索赔是否由现金价值特征所涵盖。现金价值特征的现有资金货币价值也确定了应付给现金价值特征的保单持有人的金额也被确定了对保单持有人的支付金额。

5. 发明申请

US20230017739A1 CUSTOMIZED RISK RELATIONSHIP USER INTERFACE WORKFLOW 有权
公开(公告)号：US20230017739A1
公开(公告)日：2023-01-19
申请号：US17377584
申请日：2021-07-16
申请人： HARTFORD FIRE INSURANCE COMPANY
发明人： Julia M. Feldman , Sara M. Huber , Gopinath Kolanji , Peter F Mello , Kristen Kelly M'Sadoques , Nanda Kishore Nagamalla , Dennis D. Panella, JR. , Karen S. Pavio , Ameya Sambari , Kenneth J. St. Onge , Michael J Stokes , Jessica Taggett
IPC分类号： G06Q40/08 , G06N20/00 , G06Q10/10 , G06Q30/06
摘要： A computer server receives, from a remote user device, information about a new potential risk relationship customer (including at least one new user parameter). Based on the new user parameter, the computer server accesses third-party data and utilizes a stored procedure to read data about the new potential risk relationship customer from an internal table of cloud data. The data read from the internal table is processed to dynamically evolve a schema and create an incremental view of cloud data. The computer server uses the incremental view to read and output a current batch of cloud data. A user interface workflow is then customized via a machine learning algorithm that processes the information about the new potential risk relationship customer, the third-party data, and the current batch of cloud data. A user information data store can then be updated based on information collected via user interface displays.

6. 发明申请

US20170032466A1 SYSTEM TO AUTOMATICALLY DETERMINE SUPPLEMENTAL INSURANCE INFORMATION FOR A VIRTUAL HOME DISPLAY 审中-公开
标题翻译：系统自动确定虚拟家庭显示的补充保险信息
公开(公告)号：US20170032466A1
公开(公告)日：2017-02-02
申请号：US14814990
申请日：2015-07-31
申请人： Hartford Fire Insurance Company
发明人： Julia M. Feldman , Steven J. Fernandes , Susan D. Pouliot
IPC分类号： G06Q40/08 , G06F17/30 , G06Q50/16 , H04L29/06
CPC分类号： G06Q40/08 , G06F16/248 , G06F16/9535 , G06Q50/16 , H04L63/08
摘要： According to some embodiments, a first insured party may be automatically associated with first virtual home information including real world elements of a virtual home. The first virtual home information may also be automatically associated with first insurance policy information of the first insured party. A virtual home display request may be received from a remote insured party device associated with the first insured party. Responsive to the received virtual home display request, a rendering of at least a portion of the virtual home may be automatically facilitated based on the first virtual home information, including at least some of the real world elements, and the first insurance policy information. A selection of one of the real world elements may be received from the remote insured party device, and, responsive to the selected real world element, supplemental insurance information may be transmitted to the remote insured party device.
摘要翻译：根据一些实施例，第一被保险方可以自动地与包括虚拟家庭的真实世界元素的第一虚拟家庭信息相关联。第一虚拟家庭信息也可以自动地与第一保险方的第一保险单信息相关联。可以从与第一被保险方相关联的远程被保险方设备接收虚拟家庭显示请求。响应于所接收的虚拟家庭显示请求，可以基于包括至少一些真实世界元素和第一保险单信息的第一虚拟家庭信息来自动地促进虚拟家庭的至少一部分的呈现。可以从远程保险方设备接收到真实世界元素之一的选择，并且响应于所选择的真实世界元素，补充保险信息可以被发送到远程保险方设备。

7. 发明授权

US11050578B2 Sensor monitoring and control for building condition 有权
公开(公告)号：US11050578B2
公开(公告)日：2021-06-29
申请号：US16804618
申请日：2020-02-28
申请人： HARTFORD FIRE INSURANCE COMPANY
发明人： Michael Louis Brandman , Julia M. Feldman , Richard J. Marchetti , Steinar Ryen
IPC分类号： G05B13/00 , H04L12/28 , G06Q30/02 , G06Q40/08 , G08B17/10 , G08B21/20 , G08B19/00 , H04W4/70 , B42D15/00
摘要： Apparatus and systems for providing home and building security and condition monitoring include a plurality of devices, including intelligent, multi-sensing, network-connected devices, that communicate dynamically with each other and a remote server.

8. 发明授权

US10581629B2 Building condition sensor monitoring and control system 有权
公开(公告)号：US10581629B2
公开(公告)日：2020-03-03
申请号：US16207972
申请日：2018-12-03
申请人： Hartford Fire Insurance Company
发明人： Michael Louis Brandman , Julia M. Feldman , Richard J. Marchetti , Steinar Ryen
IPC分类号： H04L12/28 , G06Q30/02 , G06Q40/08 , G08B17/10 , G08B21/20 , G08B19/00 , H04W4/70 , B42D15/00
摘要： Apparatus and systems for providing home and building security and condition monitoring include a plurality of devices, including intelligent, multi-sensing, network-connected devices, that communicate dynamically with each other and a remote server.

9. 发明申请

US20190103986A1 BUILDING CONDITION SENSOR MONITORING AND CONTROL SYSTEM 审中-公开
公开(公告)号：US20190103986A1
公开(公告)日：2019-04-04
申请号：US16207972
申请日：2018-12-03
申请人： Hartford Fire Insurance Company
发明人： Michael Louis Brandman , Julia M. Feldman , Richard J. Marchetti , Steinar Ryen
IPC分类号： H04L12/28 , G06Q30/02 , G08B17/10 , G08B21/20 , H04W4/70 , G06Q40/08 , G08B19/00 , B42D15/00
CPC分类号： H04L12/2803 , B42D15/0033 , G06Q30/0207 , G06Q30/0283 , G06Q40/08 , G08B17/10 , G08B19/00 , G08B21/20 , H04W4/70
摘要： Apparatus and systems for providing home and building security and condition monitoring include a plurality of devices, including intelligent, multi-sensing, network-connected devices, that communicate dynamically with each other and a remote server.

10. 发明授权

US09705695B1 Sensors and system for accessing and validating sensor data 有权
公开(公告)号：US09705695B1
公开(公告)日：2017-07-11
申请号：US14976740
申请日：2015-12-21
申请人： Hartford Fire Insurance Company
发明人： Michael Louis Brandman , Julia M. Feldman , Richard J. Marchetti , Steinar Ryen
IPC分类号： H04L12/28 , H04W4/00 , G06Q40/08 , G06Q30/02 , G08B21/20 , G08B17/10 , B42D15/00 , G08B19/00
CPC分类号： H04L12/2803 , B42D15/0033 , G06Q30/0207 , G06Q30/0283 , G06Q40/08 , G08B17/10 , G08B19/00 , G08B21/20 , H04W4/70
摘要： This invention relates to apparatus and systems for providing home and building security and condition monitoring. More particularly, the invention relates to a plurality of devices, including intelligent, multi-sensing, network-connected devices, that communicate dynamically with each other and a remotes server.

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