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1. 发明申请

US20140358775A1 METHODS SYSTEMS AND COMPUTER PROGRAM PRODUCTS FOR ELECTRONIC BILL PAYMENT 审中-公开
标题翻译：电子支付方式系统和计算机程序产品
公开(公告)号：US20140358775A1
公开(公告)日：2014-12-04
申请号：US13907584
申请日：2013-05-31
申请人： Intuit Inc.
发明人： Kevin Furbish
IPC分类号： G06Q20/14
CPC分类号： G06Q20/14 , G06Q20/3221
摘要： Computer-implemented methods, systems and computer program products for automatic bill payment. The method includes receiving an electronic version of a bill at a bill receiver computer, the bill being received from a source through a network, wherein the bill is payable by a user, and has bill characteristics. The method also includes the bill receiver computer performing a comparison of the bill characteristics of the received bill with pre-determined guardrails associated with an account of the user. The method further includes the bill receiver computer determining whether the bill characteristics trigger a pre-determined guardrail based, at least in part, upon the comparison. Moreover, the method includes the bill receiver computer paying the received bill when the bill characteristics of the received bill do not trigger the pre-determined guardrail, else the bill receiver computer transmitting a request to authorize bill payment to a user computer.
摘要翻译：用于自动账单支付的计算机实现的方法，系统和计算机程序产品。该方法包括在纸币接收机计算机上接收纸币的电子版本，该纸币通过网络从源接收，其中纸币由用户支付，并具有纸币特征。该方法还包括帐单接收机计算机执行所接收的账单的账单特征与与用户帐户相关联的预定护栏的比较。该方法还包括纸币接收器计算机至少部分地基于比较来确定纸币特征是否触发预定的护栏。此外，该方法包括当接收到的账单的账单特征不触发预定的护栏时支付接收到的账单的账单接收计算机，否则账单接收机计算机向用户计算机发送授权账单支付请求。

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