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1. 发明授权

US08275708B1 Systems and methods for automatic payment plan 有权
标题翻译：自动付款计划的系统和方法
公开(公告)号：US08275708B1
公开(公告)日：2012-09-25
申请号：US11853961
申请日：2007-09-12
申请人： Jeff Dennes , Charles R. Bear , Patricia A. Loeffler , Peter H. McKenna , Lisa Ellis Schwartz , Christy Lynn Newburn
发明人： Jeff Dennes , Charles R. Bear , Patricia A. Loeffler , Peter H. McKenna , Lisa Ellis Schwartz , Christy Lynn Newburn
IPC分类号： G06Q40/00
CPC分类号： G06Q20/08 , G06Q40/02
摘要： Funding source data, such as bank account information or credit card information, associated with a user is stored in an enterprise-wide database maintained by an institution, such as a financial services institution. The data in the enterprise-wide database may be accessible to entities associated with the institution upon the user's authorization. The user only has to provide the funding source data once and may then use that funding source to pay for any product, service, bill, etc. associated with any of the entities of the institution. A user may update funding source data once, and this updated funding source data may then be available to all the entities. After providing account details for the user's various funding sources, a user can assign any of the funding sources to a payment plan for any product or service in any entity of the institution.
摘要翻译：与用户相关联的资金来源数据（例如银行帐户信息或信用卡信息）存储在由机构（例如金融服务机构）维护的企业范围的数据库中。企业级数据库中的数据可以在用户授权的情况下与机构相关联的实体访问。用户只需提供一次资金来源数据，然后可以使用该资金来源支付与该机构的任何实体相关的任何产品，服务，账单等。用户可以更新一次资金来源数据，然后可以向所有实体提供这种更新的资金来源数据。在提供用户各种资金来源的帐户详细信息之后，用户可以将任何资金来源分配给该机构的任何实体中的任何产品或服务的付款计划。

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