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1. 发明授权

US10185953B2 System and method for reporting a lost payment card 有权
公开(公告)号：US10185953B2
公开(公告)日：2019-01-22
申请号：US13774458
申请日：2013-02-22
申请人： MASTERCARD INTERNATIONAL INCORPORATED
发明人： Kiran Shenoy , Marlowe Valdeabella , Mandeep Sandhu
IPC分类号： G06Q20/00 , G06Q20/34
摘要： A system and method for registering a payment card so that if the payment card is lost, a replacement payment card can quickly and easily be reported, and shipment of a replacement payment card can be initiated. The location to which the replacement payment card is to be shipped can be specified, and an estimate can be received for its time of arrival at that location. The estimated time of arrival of the replacement card can be updated with real time information.

2. 发明申请

US20220247754A1 SYSTEMS AND METHODS FOR IDENTIFYING SYNTHETIC IDENTITIES ASSOCIATED WITH NETWORK COMMUNICATIONS 有权
公开(公告)号：US20220247754A1
公开(公告)日：2022-08-04
申请号：US17723306
申请日：2022-04-18
申请人： MASTERCARD INTERNATIONAL INCORPORATED
发明人： Reza Rahimi , Marlowe Valdeabella
IPC分类号： H04L9/40 , H04L67/50
摘要： Systems and methods are provided for use in identifying synthetic identities. One example method includes receiving a request from a relying party for an identity asserted by a user to the relying party, where the request includes identity data indicative of the identity, feature data associated with the user asserting the identity, and a device ID for a communication device of the user. The method also includes parsing the identity data, the feature data, and the device ID from the request, and calculating a device behavior score based on the feature data and the device ID. The method then includes aggregating the device behavior score and at least one of a fraud profile score, a user profile score, and/or an exposure behavior score into a metric indicative of a likelihood that the identity asserted by the user is a synthetic identity and transmitting the metric to the relying party.

3. 发明申请

US20210099454A1 SYSTEMS AND METHODS FOR IDENTIFYING SYNTHETIC IDENTITIES ASSOCIATED WITH NETWORK COMMUNICATIONS 有权
公开(公告)号：US20210099454A1
公开(公告)日：2021-04-01
申请号：US16584163
申请日：2019-09-26
申请人： MASTERCARD INTERNATIONAL INCORPORATED
发明人： Reza Rahimi , Marlowe Valdeabella
IPC分类号： H04L29/06 , H04L29/08
摘要： Systems and methods are provided for use in identifying synthetic identities. One exemplary method includes receiving a request from a relying party to assess validity of an identity indicated by a user in a network communication between the user and the relying party, where the request includes: identity data associated with the identity indicated by the user, feature data associated with submission of the network communication by the user to the relying party, and a device ID for a communication device associated with the user and used to submit the network communication. The method then includes calculating an assessment metric representative of the validity of the identity indicated by the user based on at least one score derived from the identity data, the feature data, and the device ID, and transmitting the assessment metric to the relying party.

4. 发明申请

US20140214642A1 System and Method for Determining Payment Card Benefits 审中-公开
标题翻译：用于确定支付卡收益的系统和方法
公开(公告)号：US20140214642A1
公开(公告)日：2014-07-31
申请号：US13756015
申请日：2013-01-31
申请人： MASTERCARD INTERNATIONAL INCORPORATED
发明人： Marlowe Valdeabella , Kiran Shenoy , Natalie Christine Shatzman
IPC分类号： G06Q30/00
CPC分类号： G06Q30/0215 , G06Q40/02
摘要： A system and method for determining payment card benefits (e.g., rental car insurance, roadside assistance, extended warranty on purchases, price protection, emergency travel assistance, no foreign transaction fees, hotel and airline upgrades, and the like). The system comprises an electronic storage device having a database of payment card benefit information stored therein; an access path for allowing access to the payment card benefit information; and a processor for assembling the payment card benefit information in the database, and for providing the assembled payment card benefit information to a cardholder that has been granted access to the database. The present disclosure also relates to a system and method for determining geographic location of a call center associated with payment card benefits.
摘要翻译：用于确定支付卡利益的系统和方法（例如租赁汽车保险，路边援助，购买延期保证，价格保护，紧急旅行援助，无外国交易费用，酒店和航空公司升级等）。该系统包括具有存储在其中的支付卡利益信息的数据库的电子存储装置; 用于允许访问支付卡利益信息的访问路径; 以及处理器，用于将支付卡利益信息组装在数据库中，并且用于向已经被授权访问数据库的持卡人提供组合的支付卡优惠信息。本公开还涉及用于确定与支付卡利益相关联的呼叫中心的地理位置的系统和方法。

5. 发明授权

US11641358B2 Systems and methods for identifying synthetic identities associated with network communications 有权
公开(公告)号：US11641358B2
公开(公告)日：2023-05-02
申请号：US17723306
申请日：2022-04-18
申请人： MASTERCARD INTERNATIONAL INCORPORATED
发明人： Reza Rahimi , Marlowe Valdeabella
IPC分类号： G06F13/00 , H04L9/40 , H04L67/50
摘要： Systems and methods are provided for use in identifying synthetic identities. One example method includes receiving a request from a relying party for an identity asserted by a user to the relying party, where the request includes identity data indicative of the identity, feature data associated with the user asserting the identity, and a device ID for a communication device of the user. The method also includes parsing the identity data, the feature data, and the device ID from the request, and calculating a device behavior score based on the feature data and the device ID. The method then includes aggregating the device behavior score and at least one of a fraud profile score, a user profile score, and/or an exposure behavior score into a metric indicative of a likelihood that the identity asserted by the user is a synthetic identity and transmitting the metric to the relying party.

6. 发明授权

US11349842B2 Systems and methods for identifying synthetic identities associated with network communications 有权
公开(公告)号：US11349842B2
公开(公告)日：2022-05-31
申请号：US16584163
申请日：2019-09-26
申请人： MASTERCARD INTERNATIONAL INCORPORATED
发明人： Reza Rahimi , Marlowe Valdeabella
IPC分类号： G06F13/00 , H04L9/40 , H04L67/50
摘要： Systems and methods are provided for use in identifying synthetic identities. One exemplary method includes receiving a request from a relying party to assess validity of an identity indicated by a user in a network communication between the user and the relying party, where the request includes: identity data associated with the identity indicated by the user, feature data associated with submission of the network communication by the user to the relying party, and a device ID for a communication device associated with the user and used to submit the network communication. The method then includes calculating an assessment metric representative of the validity of the identity indicated by the user based on at least one score derived from the identity data, the feature data, and the device ID, and transmitting the assessment metric to the relying party.

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