专利快速检索-快速检索全球专利，免费商用专利数据库-IPRDB

2. 发明申请

US20140279559A1 SYSTEM AND METHOD FOR USING MULTIPLE PAYMENT ACCOUNTS USING A SINGLE PAYMENT DEVICE 有权
标题翻译：使用单一付款设备使用多个付款帐户的系统和方法
公开(公告)号：US20140279559A1
公开(公告)日：2014-09-18
申请号：US13832931
申请日：2013-03-15
申请人： MASTERCARD INTERNATIONAL INCORPORATED
发明人： Theresa SMITH , David Anthony Roberts , David John Sylvester
IPC分类号： G06Q20/22 , G06Q20/38
CPC分类号： G06Q20/227 , G06Q20/3227 , G06Q20/3552 , G06Q20/363 , G06Q20/3829
摘要： A method and system for transmitting multiple payment accounts for use by a payment device. The method includes allocating a cryptographic personal account number (CPAN) and producing at least one cryptographic master key set relating to this CPAN and transmitting, by a transmitting device, at least one produced cryptographic master key set for storage in a payment device. Further, the method includes receiving, by a receiving device, at least one device personal account number (DPAN), wherein each of the at least one DPAN is associated with a payment account associated with a consumer; generating, by a processing device, a repersonalization script for each of the at least one DPAN, wherein the repersonalization script includes a set of data associated with the corresponding DPAN; and transmitting, by the transmitting device, at least one repersonalization script to the payment device. The payment device is configured to use the CPAN for selected cryptographic calculations, and use the DPAN and the associated set of data for other aspects of a financial transaction.
摘要翻译：一种用于发送支付设备使用的多个支付账户的方法和系统。该方法包括分配密码个人帐号（CPAN）并产生与该CPAN有关的至少一个加密主密钥集，并由发送装置发送至少一个生成的加密主密钥集，用于存储在支付装置中。此外，该方法包括由接收设备接收至少一个设备个人帐号（DPAN），其中所述至少一个DPAN中的每一个与与消费者相关联的支付账户相关联; 通过处理设备生成用于所述至少一个DPAN中的每一个的repersonalization脚本，其中所述个人化脚本包括与相应DPAN相关联的一组数据; 以及由所述发送装置向所述支付装置发送至少一个再个人化脚本。支付设备被配置为使用CPAN进行选择的加密计算，并且使用DPAN和相关联的数据集合用于金融交易的其他方面。

IPRDB

热门服务

关于我们

友情链接

联系方式