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1. 发明授权

US10521791B2 Systems and methods for communicating liability acceptance with payment card transactions 有权
公开(公告)号：US10521791B2
公开(公告)日：2019-12-31
申请号：US14272018
申请日：2014-05-07
申请人： MasterCard International Incorporated
发明人： Theunis J. Gerber , Peter J. Groarke , Mark B. Wiesman
IPC分类号： G06Q20/40 , G06Q20/34 , G06Q20/42
摘要： A computer-based method for communicating liability acceptance for payment card transactions is provided. The method uses a computer device including a processor and a memory. The method includes receiving, by the processor, a transaction authorization request message for a payment card transaction having a default-liable party. The transaction authorization request message includes a shifted-liability acceptance indicator identifying a different party to the transaction that accepts liability for the payment card transaction. The method also includes authorizing the payment card transaction based at least in part on the shifted-liability acceptance indicator. The shifted-liability acceptance indicator changes the liability for the payment card transaction from the default-liable party to the different party accepting liability.

2. 发明授权

US10432617B2 One time passcode 有权
公开(公告)号：US10432617B2
公开(公告)日：2019-10-01
申请号：US16122814
申请日：2018-09-05
申请人： MasterCard International Incorporated
发明人： Theunis J. Gerber , Edward Glassman
IPC分类号： H04L29/06 , H04W12/06 , H04W4/14 , G06Q20/34 , G06Q20/38 , G06Q20/40 , H04W12/00
摘要： A one-time passcode authentication system includes an application server, an authentication server, and an access device, wherein the access includes an authentication engine configured to receive an authentication request from the authentication server and automatically, or in response to a single user input, initiate an access request to the application server, wherein the access request includes a token extracted from the authentication request, and the application server is configured to receive the access request, query the authentication server to authenticate the token, and enable access to an application if the token is authenticated.

3. 发明申请

US20190007395A1 ONE TIME PASSCODE 审中-公开
公开(公告)号：US20190007395A1
公开(公告)日：2019-01-03
申请号：US16122814
申请日：2018-09-05
申请人： MasterCard International Incorporated
发明人： Theunis J. Gerber , Edward Glassman
IPC分类号： H04L29/06 , H04W4/14 , H04W12/06
CPC分类号： H04L63/0838 , G06Q20/34 , G06Q20/382 , G06Q20/385 , G06Q20/40 , G06Q20/40145 , H04L63/0428 , H04L63/0807 , H04L63/0876 , H04W4/14 , H04W12/00512 , H04W12/06
摘要： A one-time passcode authentication system includes an application server, an authentication server, and an access device, wherein the access includes an authentication engine configured to receive an authentication request from the authentication server and automatically, or in response to a single user input, initiate an access request to the application server, wherein the access request includes a token extracted from the authentication request, and the application server is configured to receive the access request, query the authentication server to authenticate the token, and enable access to an application if the token is authenticated.

4. 发明申请

US20150324795A1 SYSTEMS AND METHODS FOR COMMUNICATING LIABILITY ACCEPTANCE WITH PAYMENT CARD TRANSACTIONS 审中-公开
标题翻译：与付款卡交易承担责任的制度和方法
公开(公告)号：US20150324795A1
公开(公告)日：2015-11-12
申请号：US14272018
申请日：2014-05-07
申请人： MasterCard International Incorporated
发明人： Theunis J. Gerber , Peter J. Groarke , Mark B. Wiesman
IPC分类号： G06Q20/40
摘要： A computer-based method for communicating liability acceptance for payment card transactions is provided. The method uses a computer device including a processor and a memory. The method includes receiving, by the processor, a transaction authorization request message for a payment card transaction having a default-liable party. The transaction authorization request message includes a shifted-liability acceptance indicator identifying a different party to the transaction that accepts liability for the payment card transaction. The method also includes authorizing the payment card transaction based at least in part on the shifted-liability acceptance indicator. The shifted-liability acceptance indicator changes the liability for the payment card transaction from the default-liable party to the different party accepting liability.
摘要翻译：提供了一种用于传递支付卡交易责任承诺的基于计算机的方法。该方法使用包括处理器和存储器的计算机设备。该方法包括由处理器接收具有违约责任方的支付卡交易的交易授权请求消息。交易授权请求消息包括移动责任接受指示符，其识别接受对支付卡交易的责任的交易的不同方。该方法还包括至少部分地基于转移责任接受指标来授权支付卡交易。转移责任承保指标将支付卡交易的责任从违约责任方改变为不同方接受责任。

5. 发明授权

US11562356B2 Systems and methods for communicating liability acceptance with payment card transactions 有权
公开(公告)号：US11562356B2
公开(公告)日：2023-01-24
申请号：US16694608
申请日：2019-11-25
申请人： Mastercard International Incorporated
发明人： Theunis J. Gerber , Peter J. Groarke , Mark B. Wiesman
IPC分类号： G06Q20/40 , G06Q20/34 , G06Q20/42
摘要： A computer-based method for communicating liability acceptance for payment card transactions is provided. The method uses a computer device including a processor and a memory. The method includes receiving, by the processor, a transaction authorization request message for a payment card transaction having a default-liable party. The transaction authorization request message includes a shifted-liability acceptance indicator identifying a different party to the transaction that accepts liability for the payment card transaction. The method also includes authorizing the payment card transaction based at least in part on the shifted-liability acceptance indicator. The shifted-liability acceptance indicator changes the liability for the payment card transaction from the default-liable party to the different party accepting liability.

6. 发明申请

US20200090173A1 SYSTEMS AND METHODS FOR COMMUNICATING LIABILITY ACCEPTANCE WITH PAYMENT CARD TRANSACTIONS 审中-公开
公开(公告)号：US20200090173A1
公开(公告)日：2020-03-19
申请号：US16694608
申请日：2019-11-25
申请人： Mastercard International Incorporated
发明人： Theunis J. Gerber , Peter J. Groarke , Mark B. Wiesman
IPC分类号： G06Q20/40 , G06Q20/34 , G06Q20/42
摘要： A computer-based method for communicating liability acceptance for payment card transactions is provided. The method uses a computer device including a processor and a memory. The method includes receiving, by the processor, a transaction authorization request message for a payment card transaction having a default-liable party. The transaction authorization request message includes a shifted-liability acceptance indicator identifying a different party to the transaction that accepts liability for the payment card transaction. The method also includes authorizing the payment card transaction based at least in part on the shifted-liability acceptance indicator. The shifted-liability acceptance indicator changes the liability for the payment card transaction from the default-liable party to the different party accepting liability.

7. 发明授权

US10091193B2 One time passcode 有权
公开(公告)号：US10091193B2
公开(公告)日：2018-10-02
申请号：US14983823
申请日：2015-12-30
申请人： MasterCard International Incorporated
发明人： Theunis J. Gerber , Edward Glassman
IPC分类号： H04L29/06 , H04W12/06 , H04W4/14
摘要： A one-time passcode authentication system includes an application server, an authentication server, and an access device, wherein the access includes an authentication engine configured to receive an authentication request from the authentication server and automatically, or in response to a single user input, initiate an access request to the application server, wherein the access request includes a token extracted from the authentication request, and the application server is configured to receive the access request, query the authentication server to authenticate the token, and enable access to an application if the token is authenticated.

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